Comments on Proposed Rule:
Certain Broker-Dealers Deemed Not To Be Investment Advisers

[Release Nos. 34-42099; IA-1845; File No. S7-25-99]

• Comments have been received from individuals and entities using a variety of Letter Types:

• Letter Type A:

223



• Richard Millar, MBA, CFP, Olympia, Washington, April 5, 2005 (File name: rmillar8688.htm)
   
• Anat Kendal, Director, Financial Planning, March 31, 2005 (File name: akendal033105.htm)
   
• Memorandum from the Office of the Chairman regarding a March 30, 2005 meeting with representatives of the Financial Planning Association, dated April 5, 2005 (File name: fpa040505.pdf)
   
• Memorandum from the Office of the Chairman regarding a March 30, 2005 meeting with representatives of the Investment Counsel Association of America, dated April 5, 2005 (File name: icaa040505.pdf)
   
• Memorandum from the Office of the Chairman regarding a March 30, 2005 meeting with representatives of the Securities Industry Association, dated April 5, 2005 (File name: sia040505.pdf)
   
• Memorandum from the Office of Commissioner Glassman regarding a March 24, 2005 meeting with representatives of the Financial Planning Association, dated April 5, 2005 (File name: memo040505.pdf)
   
• Memorandum from the Office of Commissioner Goldschmid regarding a March 30, 2005 meeting with representatives of Legg Mason, Merrill Lynch, Morgan Stanley, Securities Industry Association, UBS Wealth Management, and Shearman & Sterling, dated April 5, 2005 (File name: memo-2-040505.pdf)
   
• Elisse B. Walter, Executive Vice President, Regulatory Policy and Oversight, NASD, April 4, 2005 (File name: nasd040405.pdf)
   
• Mercer Bullard, Founder and President, Fund Democracy, Inc. and Barbara Roper, Director of investor Protection, Consumer Federation of America, April 4, 2005 (File name: s72599-1830.pdf)
   
• Morgan Stanley, March 31, 2005 (File name: morganstanley033105.pdf)
   
• Steven W. Stone, Morgan, Lewis & Bockius LLP, March 29, 2005 (File name: swstone032905.pdf)
   
• Leon L. Morris, RFC, CLU, ACS, ChFC, CME, RMP, FFSI, Executive Director, Mortgage Institute for Financial Services Professionals, Inc., Atlanta, Georgia, March 29, 2005 (File name: llmorris6955.pdf)
   
• Paul M. League, QFP, CFP, Co-Founder, Chairperson and President, International Association of Qualified Financial Planners, March 25, 2005 (File name: s72599-1837.pdf)
   
• Nancy Lininger, Founder/Consultant, The Consortium, March 23, 2005 (File name: nlininger032505.pdf)
   
• Howard Erman, CFP, CRC, Branch Manager, Erman Retirement Advisory, Cypress, California, March 23, 2005 (File name: herman1838.htm)
   
• Memorandum from the Office of the Chairman regarding a March 9, 2005 meeting with representatives of the Personal Financial Planning Executive Committee of the American Institute of Certified Public Accountants, dated March 17, 2005 (File name: aicpa030905.pdf)
   
• Results of Investor Focus Group Interviews About Proposed Brokerage Account Disclosures, March 10, 2005 (File name: fcrpt031005.pdf)
   
• Memorandum from the Office of the Chairman regarding a February 10, 2005 meeting with representatives of the Securities Industry Association, dated March 10, 2005 (File name: sia031005.pdf)
   
• Mark A. Kaprelian, Secretary, Northwestern Mutual Investment Services, LLC, March 11, 2005 (File name: makaprelian031105.pdf)
   
• Memorandum from the Division of Investment Management regarding a March 10, 2005 meeting with representatives of the Securities Industry Association, dated March 14, 2005 (File name: sia031405.pdf)
   
• David Certner, Director, Federal Affairs, AARP, March 9, 2005 (File name: s72599-1827.pdf)
   
• ReBecca Koenig Roloff, SVP Global Financial Advice & Systems, American Express Financial Advisors Inc., March 4, 2005 (File name: aefa030405.pdf)
   
• Ron A. Rhoades, B.S., JD, Director of Research, CCO, Joseph Capital Management, LLC, March 4, 2005 (File name: s72599josephcap.pdf)
   
• John Sullivan, Wheaton, Illinois, February 24, 2005 (File name: jsullivan6299.htm)
   
• Theodore A. Miles, Director, Securities Bureau of the District of Columbia's Department of Insurance, Securities and Banking, February 23, 2005 (File name: tamiles0223705.pdf)
   
• David O. Spinar, Chief Compliance Officer, Securities America, Inc., February 23, 2005 (File name: s72599-1826.pdf)
   
• Memorandum from the Office of Commissioner Glassman regarding a February 17, 2005 meeting with representatives of the Consumer Federation of America and Investment Counsel Association of America, dated February 23, 2005 (File name: cfaicaa0223705.pdf)
   
• Henry H. Hopkins, Chief Legal Counsel, and Darrell N. Braman, Associate Legal Counsel, T. Rowe Price Associates, Inc., February 22, 2005 (File name: s72599-1824.pdf)
   
• Jonathan Smith, CEO/Partner, Jonathan Smith & Co., LLC, February 21, 2005 (File name: jsmith022105.htm)
   
• Memorandum from the Office of Commissioner Atkins regarding a meeting with representatives of the Investment Counsel Association of America and Consumer Federation of America, dated February 17, 2005 (File name: icaacfa021705.pdf)
   
• Raymond H. Gambel, retired, Metairie, Louisiana, February 17, 2005 (File name: rhgambel3429.htm)
   
• Jeffrey F. Goldman, Las Vegas, Nevada, February 17, 2005 (File name: jfgoldman6326.htm)
   
• Raymond H. Gambel, retired, Metairie, Louisiana, February 16, 2005 (File name: rhgambel3405.htm)
   
• Jeffrey N. Coffee, February 15, 2005 (File name: coffee2536.htm)
   
• Steven K. McGinnis, Loring Ward Securities, San Jose, California, February 14, 2005 (File name: skmcginnis8261.htm)
   
• Memorandum from the Office of Commissioner Glassman regarding a January 24, 2005 meeting with representatives of the Certified Financial Planner Board of Standards, Inc., dated February 11, 2005 (File name: cfpbs021105.pdf)
   
• Memorandum from the Office of Commissioner Glassman regarding a January 31, 2005 meeting with representatives of the Securities Industry Association, dated February 11, 2005 (File name: sia021105.pdf)
   
• Elisse B. Walter, Executive Vice President, NASD, February 11, 2005 (File name: ebwalter021105.pdf)
   
• Jeff Coffee, Las Vegas, Nevada, February 11, 2005 (File name: jcoffee1253.htm)
   
• James L. Budros, CFP, Principal, Budros Ruhlin Roe, February 9, 2005 (File name: s72599-1811.pdf)
   
• John J. Miller, attorney, Kansas City, Missouri, February 9, 2005 (File name: jjmiller9299.htm)
   
• Leon Morris, QFP, ChFC, RFC, CLU, ACS, CME, RMP, FFSI, Executive Director, Mortgage Institute for Financial Services Professionals, Inc., Woodstock, Georgia, February 9, 2005 (File name: lmorris4542.htm)
   
• Larry Pierce, CFP, Financial Advisor, Waddell Reed, La Crosse, Wisconsin, February 10, 2005 (File name: lpierce7675.htm)
   
• Robert Maeder, NAPFA affiliate and FPA/MA candidate, February 8, 2005 (File name: rmaeder7560.htm)
   
• Eric D. Hess, CFP, ChFC, managing director, McLean, Virginia, February 8, 2005 (File name: edhess5737.htm)
   
• Todd C. Ganos, DBA, CFP, Doolittle Ganos Investment Counsel, LLC, Carmel, California, February 8, 2005 (File name: tcganos3402.htm)
   
• Kenneth L. Kesler, Registered Representative, SWS Financial Services, Houston, Texas, February 8, 2005 (File name: klkesler6235.htm)
   
• Stephen D. Johnson, CFP, President, Johnson Marotta, Palo Alto, California, February 8, 2005 (File name: sdjohnson4819.htm)
   
• Theodore A. Miles, Director, Securities Bureau, Department of Insurance, Securities and Banking, District of Columbia, February 8, 2005 (File name: sbdisbdc020805.pdf)
   
• John H. Schaefer, President and Chief Operating Officer, Morgan Stanley, February 7, 2005 (File name: s72599-1749.pdf)
   
• Michael J. Sharp, General Counsel, Smith Barney, February 7, 2005 (File name: s72599-1744.pdf)
   
• Barbara Roper, Director of Investor Protection, Consumer Federation of America, February 7, 2005 (File name: s72599-1746.pdf)
   
• Mercer Bullard, Founder and President, Fund Democracy, Assistant Professor of Law University of Mississippi; Barbara Roper, Director of Investor Protection, Consumer Federation of America; Sally Greenberg, Senior Counsel, Consumers Union; and Ken McEldnowney, Executive Director, Consumer Action, February 7, 2005 (File name: s72599-1745.pdf)
   
• Ellen Turf, CEO, The National Association of Personal Financial Advisors, February 7, 2005 (File name: napfa020705.pdf)
   
• Steven W. Stone, Partner, Morgan, Lewis & Bockius LLP, February 7, 2005 (File name: morganlewis020705.pdf)
   
• David G. Tittsworth, Executive Director, Investment Counsel Association of America, February 7, 2005 (File name: icaa020705.pdf)
   
• Paul L. Matecki, Senior Vice President, General Counsel, Raymond James & Associates, Inc. and Raymond James Financial Services, Inc., February 7, 2005 (File name: rjai020705.pdf)
   
• James D. Price, Executive Vice President, UBS Financial Services Inc., February 7, 2005 (File name: ubsfs020705.pdf)
   
• Daniel B. Moisand, Melbourne, Florida, February 7, 2005 (File name: dbmoisand3312.htm)
   
• James Smith, Portland, Oregon, February 7, 2005 (File name: jsmith020705.htm)
   
• Terry P. Welsh, CFP, ChFC, CLU, FPA, SFSP; and Jill Campbell, President; The Planners Network, Ketchikan, Alaska, February 7, 2005 (File name: tpwelsh6523.htm)
   
• Harry L. Poplin, February 7, 2005 (File name: hlpoplin020705.htm)
   
• Anthony Ferreira, San Diego, California, February 7, 2005 (File name: aferreira2930.htm)
   
• John E. Bergland, Jr., CFP, February 7, 2005 (File name: jeberglandjr7388.htm)
   
• Kirk W. Francis, CEO, Cross Financial Services , San Antonio, Texas, February 7, 2005 (File name: kwfrancis7697.htm)
   
• Rebekah A Hammerlund, CFP, Owner, Allison and Company Financial Counselors LLC, Milwaukee, Wisconsin, February 7, 2005 (File name: rahammerlundcfp1428.htm)
   
• Randy Oldenburg, Camden Financial Management, Scottsdale, Arizona, February 7, 2005 (File name: roldenburg2440.htm)
   
• Duane R. Thompson, Group Director, Advocacy, Financial Planning Association, February 7, 2005 (File name: fpa020705.pdf)
   
• Mark A. Kaprelian, Secretary, Northwestern Mutual Investment Services, LLC, February 7, 2005 (File name: nmis020705.pdf)
   
• Stephen A. Batman, Chief Executive Officer, 1st Global, February 7, 2005 (File name: 1stglobal020705.htm)
   
• Paul S. Gottlieb, First Vice President and Assistant General Counsel, Private Client Counsel, Merrill Lynch, Pierce, Fenner & Smith Incorporated, February 7 2005 (File name: mlpfs020705.pdf)
   
• Ira D. Hammerman, Senior Vice President and General Counsel, Securities Industry Association, February 7, 2005 (File name: sia020705.pdf)
   
• Joel H. Framson, CPA/PFS, CFP, Chair, Personal Financial Planning Executive Committee, American Institute of Certified Public Accountants, February 7, 2005 (File name: aicpa020705.pdf)
   
• Jan K. Foval, FPA, Sun Prairie, Wisconsin, February 7, 2005 (File name: jkfoval8603.htm)
   
• Ed Hynes, CFA, President, Farm Creek Securities, LLC, February 7, 2005 (File name: farmcreek020705.pdf)
   
• Ronald C. Long, Senior Vice President, Regulatory Policy and Administration, Wachovia Securities, LLC, February 7, 2005 (File name: wachoviasec020705.pdf)
   
• Frederick Greene, February 7, 2005 (File name: fgreene4049.htm)
   
• Charles D. Meyer, MBA, CFP, Meyer Advisory Services, February 7, 2005 (File name: meyerad020705.pdf)
   
• Blaine P. Dunn, CFP practioner and consumer, Winchester, Virginia, February 7, 2005 (File name: bpdunn4043.htm)
   
• Steven D. Wightman, CFP, Wightman Financial Network, LLC, Lexington, Massachusetts, February 7, 2005 (File name: sdwightman8573.htm)
   
• William Ennis, February 7, 2005 (File name: wennis020705.htm)
   
• John G. Bowen, CPA, CFP, NAPFA Registered Adviser, Co-President Central VA Chapter of FPA, Midlothian, Virginia, February 7, 2005 (File name: jgbowen5830.htm)
   
• Craig Hillegas, Certified Financial Planner, Master of Science, Business Administration, Escondido, California, February 7, 2005 (File name: chillegas4155.htm)
   
• Vicki L. Lublin, Hartland, Wisconsin, February 7, 2005 (File name: vllubin020705.htm)
   
• Timothy P. Pinnington, President and Chief Executive Officer, TD Waterhouse USA, February 7, 2005 (File name: tdwaterhouse020705.pdf)
   
• Tamara K. Salmon, Senior Associate Counsel, Investment Company Institute, February 7, 2005 (File name: ici020705.pdf)
   
• Geoffrey F. Foisie, February 7, 2005 (File name: gffoisie020705.pdf)
   
• Thomas M. Wargin, CFP, CFA, Vice President, Liberty Financial Group, Inc, Elm Grove, Wisconsin, February 7, 2005 (File name: tmwargin5042.htm)
   
• Helen M. Mangano, Esq., New York, New York, February 7, 2005 (File name: hmmangano4432.htm)
   
• John K. Ritter, NAPFA Registered Financial Advisor, Ritter Daniher Financial Advisory, LLC, Cincinnati, Ohio, February 7, 2005 (File name: jkritter6489.htm)
   
• Lonna R. Weems, OSJ Manager, Tarzana, California, February 7, 2005 (File name: lrweems2818.htm)
   
• Kurt L. Hahn, Member of Financial Planning Association, February 7, 2005 (File name: klhahn7873.htm)
   
• John M. Scherer, CFP, Principal, Trinity Financial Planning, Madison, Wisconsin, February 7, 2005 (File name: jmscherer3650.htm)
   
• Brad A. Thompson, Financial Advisor, American Express Financial Advisors Inc., Dallas, Texas, February 7, 2005 (File name: bathompson5213.htm)
   
• Glenn M. Pape, CFP, Board Chair and Sarah Ball Teslik, Chief Executive Officer, Certified Financial Planner Board of Standards, Inc., February 6, 2005 (File name: cfpbosi020605.pdf)
   
• Charles O'Connor, FPA, Torrance, California, February 6, 2005 (File name: coconnor7414.htm)
   
• John D. Moore, Fremont, California, February 6, 2005 (File name: jdmoore4837.htm)
   
• John Dardis, Sr., Metairie, Louisiana, February 6, 2005 (File name: jdardis2234.htm)
   
• Ronald S. Pearson, CFP, Owner, Beach Financial Advisory Service, Virginia Beach, Virginia, February 6, 2005 (File name: rspearson8662.htm)
   
• Charles W. Dolci, Owner, CWD Consulting, Inc., Plantation, Florida, February 5, 2005 (File name: cwdolci8350.htm)
   
• Diane F. Miller, Miller Financial Planning, Somerville, Massachusetts, February 5, 2005 (File name: dfmiller5730.htm)
   
• Raj Pillai, Ph.D., CFP, NAPFA, Solon, Ohio, February 5, 2005 (File name: rpillai9897.htm)
   
• Joe LeBlanc, CFP, Member Financial Planning Association, San Diego, California, February 5, 2005 (File name: jleblanc8822.htm)
   
• Roy L. Komack, President, Family Financial Architects, Inc., Natick, Massachusetts, February 5, 2005 (File name: rlkomack8029.htm)
   
• Scott Grittinger, CFP, McCarthy Grittinger Financial Group LLC, Milwaukee, Wisconsin, February 5, 2005 (File name: sgrittinger8208.htm)
   
• Jonathan Marc Miran, Centennial, February 5, 2005 (File name: jmmiran7525.htm)
   
• Arthur F. von der Linden, CFP, Financial Planning Association, Lexington, Massachusetts, February 5, 2005 (File name: afvonderlinden9918.htm)
   
• Michael P. Haubrich, CFP, NAPFA and FPA, Racine, Wisconsin, February 5, 2005 (File name: mphaubrich3040.htm)
   
• Donald B. Trone, AIFA, President, Foundation for Fiduciary Studies, February 4, 2005 (File name: s72599-1747.pdf)
   
• Laurence S. Schultz, Federal Legislation Committee Chairman, Public lnvestors Arbitration Bar Association, February 4, 2005 (File name: s72599-1748.pdf)
   
• Betty J. Custer, CFP, Madison, Wisconsin, February 4, 2005 (File name: bjcuster8146.htm)
   
• D. Detwiler, business manager, February 4, 2005 (File name: ddetwiler5445.htm)
   
• Michael A. Dubis, CFP, President, Touchstone Financial, LLC; President, Financial Planning Association of Southern Wisconisn, National Association of Personal Financial Advisors Member, Madison, Wisconsin, February 4, 2005 (File name: madubis4205.htm)
   
• Jana Hazelbaker, CFP, Naples, Florida, February 4, 2005 (File name: jhazelbaker1722.htm)
   
• Mark Atherton, CFP, Member of NAPFA, FPA, Reston, Virginia, February 4, 2005 (File name: matherton7818.htm)
   
• Joseph R. Hollen, MD, CCPS, President, Hollen Financial Planning, Ltd., Reno, Nevada, February 4, 2005 (File name: jrhollen7193.htm)
   
• Robert M. Frey, CFP, Owner, Professional Financial Management, Inc., Bozeman, Montana, February 4, 2005 (File name: rmfrey7056.htm)
   
• Steven A. Weydert, CFP, NAPFA Board of Directors, Park Ridge, Illinois, February 4, 2005 (File name: saweydert9664.htm)
   
• W. Eric Hehman, CFP, NAPFA South Region Board Member, Austin, Texas, February 4, 2005 (File name: whehman3223.htm)
   
• Howard E. Singer, RIA, February 4, 2005 (File name: hesinger3946.htm)
   
• Sophie Kaluziak, CPA, Oak Park, Illinois, February 4, 2005 (File name: skaluziak7208.htm)
   
• Adam J. Leavitt, CFP, February 4, 2005 (File name: ajleavitt7234.htm)
   
• Glenn A. Bishop, President, GA Bishop and Associates, LLC, Carrollton, Texas, February 4, 2005 (File name: gabishop5876.htm)
   
• Stephen S. Overstreet, NAPFA Member, Winter Springs, Florida, February 4, 2005 (File name: ssoverstreet9820.htm)
   
• Kirk W. Kinder, financial advisor, fee-only planning firm, Palm Harbor, Florida, February 4, 2005 (File name: kwkinder2069.htm)
   
• Kevin P. Condon, Ph.D., CFP, Partner, Financial Advice dot com. , Denver, Colorado, February 4, 2005 (File name: kpcondon5604.htm)
   
• Eric D. Bruck, CFP, Senior Consultant, Allied Consulting Group, Los Angeles, California, February 4, 2005 (File name: edbruck1851.htm)
   
• Robert E. Maloney, MSFS, Annapolis, Maryland, February 4, 2005 (File name: remaloney4152.htm)
   
• Carrie Arsenault, February 4, 2005 (File name: carsenault1463.htm)
   
• Joanne Botson, Westlake, Ohio, February 4, 2005 (File name: jbotson6326.htm)
   
• Anthony Chara, concerned citizen, Aurora, Colorado, February 4, 2005 (File name: achara4669.htm)
   
• Duffy G. Elliott, Sr., CPA, FPA, Georgia Society of CPAs, Atlanta, Georgia, February 4, 2005 (File name: dgelliott3113.htm)
   
• Peter M. Lane, Centennial, Colorado, February 4, 2005 (File name: pmlane4185.htm)
   
• Richard M. Layne, Esq., Portland, Oregon, February 4, 2005 (File name: rmlayne7498.htm)
   
• Gerald R. Weiss, CFP, NAPFA, FPA, Reno, Nevada, February 4, 2005 (File name: grweiss8426.htm)
   
• Al Van Kampen, February 4, 2005 (File name: avankampen020405.htm)
   
• Sennett Kirk, President, Kirk Securities Corporation, February 4, 2005 (File name: kirksecurities020405.htm)
   
• Harold Evensky, Chairman, Evensky & Katz, February 3, 2005 (File name: s72599-1688.pdf)
   
• Peter J. Taafe, Bremerton, Washington, February 3, 2005 (File name: pjtaafe7806.htm)
   
• Jeff Bogue, CFP, February 3, 2005 (File name: jbogue3483.htm)
   
• Richard A. Johnson, CFP, CMFC, RFC, Rick Johnson Family Office, LLC, Jacksonville, Florida, February 3, 2005 (File name: rajohnson5024.htm)
   
• F. Dennis De Stefano, fee-only wealth manager, Kihei Maui, Hawaii, February 3, 2005 (File name: fdestefano4247.htm)
   
• John Sullivan, FPA, February 3, 2005 (File name: jsullivan9858.htm)
   
• Arthur S. Pesner, CFA, Chief Financial Officer, P.R. Herzig Co. Inc., Roslyn Heights, New York, February 3, 2005 (File name: aspesner6269.htm)
   
• Bill J. Jerome, Pittsburgh, Pennsylvania, February 3, 2005 (File name: bjjerome6404.htm)
   
• J. Richard Joyner, President, Private Wealth Management, Tolleson Wealth Management, February 2, 2005 (File name: jrjoyner020205.htm)
   
• Eric Turloff, CFA CPA, advisor, Seattle, Washington, February 2, 2005 (File name: eturloff3793.htm)
   
• Allen Purkiss, CFP, Ridgefield, Connecticut, February 2, 2005 (File name: apurkiss3427.htm)
   
• Thomas G. Buresh, CPA, CFP, VP, Suby Von Haden Assoc., S.C., Madison, Wisconsin, February 2, 2005 (File name: tgburesh6313.htm)
   
• William D. Heichel, JD, CFP, American Bar Association, Mansfield, Ohio, February 2, 2005 (File name: wdheichel3707.htm)
   
• William C. Jerome, CFP, RIA, member of NAPFA, Glenville, New York, February 2, 2005 (File name: wcjerome9298.htm)
   
• George D. Fritts, CFP and FPA, Atlanta, Georgia, February 1, 2005 (File name: gdfritts3187.htm)
   
• Bobbie D. Munroe, CFP, President, Financial Planning Association of Georgia, Atlanta, Georgia, February 1, 2005 (File name: bdmunroe7811.htm)
   
• Michael A. Potito, AVA, President, Singer Potito Associates,Inc., Amherst, Massachusetts, February 1, 2005 (File name: mapotito5485.htm)
   
• Christopher D. Rich, CFP, Managing Member, RMR Financial Advisors LLC, Madison, Wisconsin, February 1, 2005 (File name: cdrich9265.htm)
   
• James Heard, CFP, President, Windham Brannon Financial Group, Atlanta, Georgia, February 1, 2005 (File name: jheard6306.htm)
   
• Rick Brooks, CFP, CFA, San Diego, California, February 1, 2005 (File name: rbrooks020205.htm)
   
• Charles S. Zimmerman, fee based financial advisor, Atlanta, Georgia, February 1, 2005 (File name: cszimmerman9156.htm)
   
• Katherine B. Fries, CFP, Bethesda, Maryland, February 1, 2005 (File name: kbfries7915.htm)
   
• Jack K. Myers, CFP, Columbus, Georgia, February 1, 2005 (File name: jkmyers9040.htm)
   
• David J. Chapman, Kennesaw, Georgia, February 1, 2005 (File name: djchapman7123.htm)
   
• John R. Day, CPA/PFS, Macon, Georgia, February 1, 2005 (File name: jrday7157.htm)
   
• Brian R. Carlton, CFP, Lynchburg, Virginia, February 1, 2005 (File name: brcarlton7149.htm)
   
• Kenneth F. Robinson, JD, CFP, Owner, Practical Financial Planning, Cleveland, Ohio, February 1, 2005 (File name: kfrobinson8584.htm)
   
• Eve L. Kaplan, CFP, Berkeley Heights, New Jersey, February 1, 2005 (File name: elkaplan9442.htm)
   
• John S. Davis, CFP, President, Mentor Capital Management Inc., Elmhurst, Illinois, February 1, 2005 (File name: jsdavis6213.htm)
   
• Lynn R. Garrison, PE, Overland Park, Kansas, February 1, 2005 (File name: lrgarrison6184.htm)
   
• Robert J. Spindel, CFP, NAPFA Registered Financial Advisor, St.Louis, Missouri, February 1, 2005 (File name: rjspindel9598.htm)
   
• William D. Starnes, NAPFA, FPA, Newark, Delaware, February 1, 2005 (File name: wdstarnes2503.htm)
   
• Sherman L. Doll, CPA/PFS, Capital Peformance Advisors, Walnut Creek, California, January 31, 2005 (File name: sldoll8656.htm)
   
• James Milne, January 31, 2005 (File name: jmilne1417.htm)
   
• James D. Schwartz, NAPFA, CFP Board of Standards, Chandler, Arizona, January 31, 2005 (File name: jdschwartz4796.htm)
   
• David B. Jacobs, President of Pathfinder Financial Services, LLC, Kailua, Hawaii, January 31, 2005 (File name: dbjacobs9745.htm)
   
• Harvie Roe, CFP, NAPFA, Tulsa, Oklahoma, January 31, 2005 (File name: hroe7998.htm)
   
• William R. Neubauer, NAPFA, FPA, Coral Gables, Florida, January 31, 2005 (File name: wrneubauer8495.htm)
   
• David D. Wilder, CFP, Cincinnati, Ohio, January 31, 2005 (File name: ddwilder3077.htm)
   
• Susan Macmichael John, CFP, NAPFA Member, FPA Member, Wolfeboro, New Hampshire, January 31, 2005 (File name: smacmichaeljohn4391.htm)
   
• John Carey, Certified Financial Planner and President of an RIA, January 31, 2005 (File name: jcarey3561.htm)
   
• Thomas A. Muldowney, Financial Advisor, Rockford, Illinois, January 31, 2005 (File name: tamuldowney7412.htm)
   
• Robert J. Sullivan, CFP, Member NAPFA, FPA , Los Altos, California, January 31, 2005 (File name: rjsullivan7855.htm)
   
• John Bagley, CFP, CPA, NAPFA, AICPAs, Scottsdale, Arizona, January 31, 2005 (File name: jbagley7259.htm)
   
• Gail J. Parker, CFP, member, National Association of Personal Financial Advisors, Portland , Oregon, January 31, 2005 (File name: gjparker4275.htm)
   
• Christopher P. Van Slyke, CFP, La Jolla, California, January 31, 2005 (File name: cpvanslyke4761.htm)
   
• Alice W. Hallford, CFP, Hallford Financial Advisors, Jackson, Mississippi, January 31, 2005 (File name: awhallford6122.htm)
   
• Lawrence H. Friedrichs, CPA, CFP, AICPA, NAPFA, Mesa, Arizona, January 31, 2005 (File name: lhfriedrichs9491.htm)
   
• Sara Marshall, January 29, 2005 (File name: smarshall012905.htm)
   
• Robert J. Confessore, CFP, Vice President, Wealth Builders, Inc., Little Silver, New Jersey, January 29, 2005 (File name: rjconfessore6045.htm)
   
• Stephen M. Edwards, Jackson, Mississippi, January 28, 2005 (File name: smedwards6898.htm)
   
• Marilyn C. Dimitroff, CFP, Governor, CFP Board of Governors; Past Chair, CFP Board of Practice Standards; Bloomfield Hills, Michigan, January 27, 2005 (File name: mcdimitroff4615.htm)
   
• Terrence L. Tait, CFP, Presdent, Tait and Associates, Inc., New Bern, North Carolina, January 27, 2005 (File name: tltait3008.htm)
   
• Steven B. Morris, CPA, CFP, PFS, Norcross, Georgia, January 26, 2005 (File name: sbmorris4812.htm)
   
• Steven Kaye, CFP, President, American Economic Planning Group, Watchung, New Brunswick, January 26, 2005 (File name: skaye6432.htm)
   
• Clifford E. Fowler, Jr., CPA/PFS, AICPA, PFS Designation Committee, Chair of KYCPA Financial Planning Section, Munfordville, Kentucky, January 26, 2005 (File name: cefowler6383.htm)
   
• Janet Tyler Johnson, Vice President of Financial Services, Clifton Gunderson Financial Services, Madison, Wisconsin, January 25, 2005 (File name: jtylerjohnson2852.htm)
   
• Arthur J. Canter, CPA/PFS, CFP, Boca Raton, Florida, January 25, 2005 (File name: ajcanter8076.htm)
   
• Thomas C. Pritchett, CPA, PFS, CFP, APM, Managing Partner, APB WealthCare Advisors, LLP, Tifton, Georgia, January 25, 2005 (File name: tcpritchett6148.htm)
   
• Ron A. Rhoades, BS, JD, Director of Research and Chief Compliance Offeicer, Joseph Capital Management, LLC, January 24, 2005 (File name: s72599-1686.pdf)
   
• Nancy Lininger, Founder/Consultant, The Consortium, January 24, 2005 (File name: nlininger012405.pdf)
   
• Richard A. Hutchinson, MBA, MA, CFP, Principal, Dick Hutchinson, Registered Investment Advisor, Northford, Connecticut, January 23, 2005 (File name: rahutchinson2594.htm)
   
• Marvin G. Hicks, CFP, CLU, Virginia Beach, Virginia, January 23, 2005 (File name: mghicks2960.htm)
   
• Willie D. Middleton, III, Kannapolis, North Carolina, January 22, 2005 (File name: wdmiddleton9572.htm)
   
• Bradley R. Teets, CPA/PFS, CFP, Punta Gorda, Florida, January 22, 2005 (File name: brteets5788.htm)
   
• Steven K. McGinnis, LWI Financial, Inc., San Jose, California, January 21, 2005 (File name: skmcginnis9929.htm)
   
• Channing F. Mitzell, CFP, President, The Windsor Group, Ltd, Indianapolis, January 21, 2005 (File name: cfmitzell7085.htm)
   
• Jed Bandes, January 20, 2005 (File name: jbandes012005.htm)
   
• Geraldine Genco, Broker Dealer, RIA Compliance & Consulting, January 20, 2005 (File name: ggenco012005.htm)
   
• Suzanne C. Low, JD, CFP, January 20, 2005 (File name: sclow4783.htm)
   
• Donald S. Loveless, CFA, Billings, Montana, January 20, 2005 (File name: dsloveless6686.htm)
   
• Mark V. Kenny, CFP, Glencrest Investment Advisors, Managing Director, Irvine, California, January 20, 2005 (File name: mvkenny8917.htm)
   
• Deborah E. Voso, CFP, Frederick, Maryland, January 20, 2005 (File name: devoso8236.htm)
   
• Bryon N. Milby, CPA, Campbellsville, Kentucky, January 20, 2005 (File name: bnmilby4299.htm)
   
• Jack M. Brkich, III, Irvine, California, January 20, 2005 (File name: jmbrkich7944.htm)
   
• Michael L. Jones, CFP, Louisville, Kentucky, January 20, 2005 (File name: mljones1278.htm)
   
• Barbara Cole, CLU, CFP, Brea, California, January 20, 2005 (File name: bcole1169.htm)
   
• Phillip Q. Couture, CFP, FPA, Sarasota, Florida, January 19, 2005 (File name: pqcouture1127.htm)
   
• Austin Gallaher, PFP, Financial Planner, Wealth Analytics, San Diego, California, January 19, 2005 (File name: agallaher2299.htm)
   
• ManINa Suit, January 19, 2005 (File name: msuit7823.htm)
   
• Aaron D. Chamberlin, Financial Consultant, A. G. Edwards, La Jolla, California, January 19, 2005 (File name: adchamberlin3834.htm)
   
• Roger R. Bell, II, Dublin, Virginia, January 19, 2005 (File name: rrbell2676.htm)
   
• Daniel H. Boyce, Financial Planning Association member, Bloomfield Hills, Michigan, January 18, 2005 (File name: dhboyce9318.htm)
   
• Cathleen Burns, CFP, Financial Advisor, Morgan Stanley, St. Augustine, Florida, January 18, 2005 (File name: cburns9351.htm)
   
• Joseph F Fessler, CFP, Vero Beach, Florida, January 18, 2005 (File name: jffessler4286.htm)
   
• Nancy J. Lange, CPA, CFP, January 18, 2005 (File name: njlange5044.htm)
   
• Katherine R. Roberts, Adjunct Professor of Retirement Planning, DePaul University, Chicago, Illinois, January 18, 2005 (File name: krroberts3880.htm)
   
• Michael J. Zmistowski, Tampa, Florida, January 18, 2005 (File name: mjzmistowski5343.htm)
   
• Stan E. Johnson, Registered Investment Advisor, Durango, Colorado, January 18, 2005 (File name: sejohnson3270.htm)
   
• Margery K. Schiller, CFP, NAPFA Registered Financial Advisor, Brandon, Florida, January 18, 2005 (File name: mkschiller3264.htm)
   
• James B. Kenney, CLU, ChFC, Chartered Financial Consultant, Lutherville, Maryland, January 18, 2005 (File name: jbkenney8807.htm)
   
• Nicholas B. Rowe, CFP, President, Focus Capital, Inc.; Branch Manager/Broker, Jefferson Pilot Securities Corporation, January 17, 2005 (File name: nbrowe011705.htm)
   
• Allan W. Moskowitz, CFP, Principal, Progressive Wealth Management, San Lorenzo, California, January 17, 2005 (File name: awmoskowitz2325.htm)
   
• James L. Gruning, MBA, RFC, FPA, Plymouth, Minnesota, January 17, 2005 (File name: jlgruning5760.htm)
   
• Daniel H. Foster, CPA, FPA, January 17, 2005 (File name: dhfoster1828.htm)
   
• Thomas S. Robbins, American Express Financial Advisors, West Conshohocken, Pennsylvania, January 17, 2005 (File name: tsrobbins6284.htm)
   
• Michael O. Babin, wealth advisor , New Orleans, Louisiana, January 17, 2005 (File name: mobabin9112.htm)
   
• Timothy J. Holsworth, CFP, CLU, ChFC, Vice President, Laco Financial Services, Bay City, Michigan, January 17, 2005 (File name: tjholsworth7869.htm)
   
• Nicholas B. Rowe, CFP,President, Focus Capital, Inc.; Branch Manager/Broker, Jefferson Pilot Securities Corporation, Bedford, New Hampshire, January 17, 2005 (File name: nbrowe7929.htm)
   
• Stephanie A. Gelfeld, MBA, Owner, Accountable Financial Group, LLC, Englewood, Colorado, January 17, 2005 (File name: sagelfeld8898.htm)
   
• Jeff Armstrong, Financial Advisor, American Express, Vienna, Virginia, January 17, 2005 (File name: jarmstrong2743.htm)
   
• Bruce G. Coldsmith, CFP, MBA, Mobile, Alabama, January 17, 2005 (File name: bgcoldsmith7518.htm)
   
• Jaime A. Hinojosa, CFP, Financial Planning Association, Pleasant Hill, California, January 17, 2005 (File name: jahinojosa7753.htm)
   
• Peggy C. Houser, CFP, Denver, Colorado, January 17, 2005 (File name: pchouser2443.htm)
   
• Paul E. Moyer, CFP, Findlay, Ohio, January 17, 2005 (File name: pemoyer8828.htm)
   
• Eric Heckman, CFP, January 17, 2005 (File name: eheckman7134.htm)
   
• Colin S. Mackenzie, CFP, Redondo Beach, California, January 17, 2005 (File name: csmackenzie8851.htm)
   
• Clair N. McRostie, CFP, PhD, FPA, Emeritus Professor of Economics, Gustavus Adolphus College, St. Peter, Minnesota, January 17, 2005 (File name: cnmcrostie7885.htm)
   
• Marc Vorchheimer, CFP, Nanuet, Yukon, January 17, 2005 (File name: mvorchheimer6629.htm)
   
• Gary L. Braden, Vice President, Broker Dealer, IFPS, Member NASD SiPC, Frankenweg 3, Speicher, Germany, January 17, 2005 (File name: glbraden4089.htm)
   
• Randy Gerard, CFP,CDFA, Financial Planning Association, Leawood, Kansas, January 17, 2005 (File name: rgerard7484.htm)
   
• Placido Pete Blanco, CFP, FPA, Coral Gables, Florida, January 17, 2005 (File name: ppblanco7862.htm)
   
• John Mezzasalma, January 17, 2005 (File name: jmezzasalma9463.htm)
   
• James Kirkland, CFP, MATS, President of DFC Financial Group, Inc., Oxford, Michigan, January 17, 2005 (File name: jkirkland5213.htm)
   
• Anthony P. Eastmond, CFP, Oklahoma City, Oklahoma, January 17, 2005 (File name: apeastmond5709.htm)
   
• Mark A. Ciucci, Certified Financial Planner, Troy, Michigan, January 17, 2005 (File name: maciucci5763.htm)
   
• Anthony J. Rossetti, CFP, Financial Planning Association, Winter Park, Florida, January 17, 2005 (File name: ajrossetti3710.htm)
   
• Ronald L. Kradel, CLU, ChFC, Financial Advisor, Butler, Pennsylvania, January 17, 2005 (File name: rlkradel1792.htm)
   
• Scott Thomas, financial planning industry, North Carolina, January 17, 2005 (File name: sthomas3215.htm)
   
• Harold V. Synan, Jr., Director of Planning, McCaskill Financial Group, Oklahoma City, Oklahoma, January 16, 2005 (File name: hvsynan6621.htm)
   
• James Helba, Jr., Bridgeville, Pennsylvania, January 16, 2005 (File name: jhelba7217.htm)
   
• Marwan Jabbour, CSA, Registered Investment Advisor and member of the Financial Planning Association, McLean, Virginia, January 16, 2005 (File name: mjabbour8537.htm)
   
• Miles F. Rados, CFP, Cincinnati, Ohio, January 16, 2005 (File name: mfrados8184.htm)
   
• William M. Harris, Duxbury, Massachusetts, January 16, 2005 (File name: wmharris8160.htm)
   
• Robert Matheson, CPA, CFP, President of the Financial Planning Association of Southwest Florida, Naples, Florida, January 16, 2005 (File name: rmatheson6641.htm)
   
• David W. Demming, Aurora, Ohio, January 16, 2005 (File name: dwdemming8488.htm)
   
• John Sullivan, January 16, 2005 (File name: jsullivan3977.htm)
   
• John Perry, CFP, Financial Planning Association, Effingham, Illinois, January 16, 2005 (File name: jperry9764.htm)
   
• Pat S. Burge, CFP, FPA, Houston, Texas, January 16, 2005 (File name: psburge5228.htm)
   
• James F. Foster, CFP, Certified Financial Planner, Kingdom Planning and Asset Management, Sparks, Nevada, January 16, 2005 (File name: jffoster2608.htm)
   
• Ruth Johnson, consumer, Sacramento, California, January 15, 2005 (File name: rjohnson3172.htm)
   
• Philip G. Nisonger, CFP CLTC, Principal Toit, San Jose, California, January 15, 2005 (File name: pgnisonger2823.htm)
   
• Reed C. Fraasa, CFP, Tyras, Fraasa Associates, LLC, Paramus, New Jersey, January 15, 2005 (File name: rcfraasa8365.htm)
   
• Timothy J. Halls, CFP, CFA, Principal, Moneta Group, Clayton, Missouri, January 15, 2005 (File name: tjhalls5729.htm)
   
• Stephen F. Lovell, President of Forsyth Heritage, Adjunct Professor of Finance at Golden Gate University, Walnut Creek, California, January 15, 2005 (File name: sflovell5740.htm)
   
• Douglas R. Thorne, CPA, CFP, San Francisco, California, January 15, 2005 (File name: drthorne2806.htm)
   
• Richard W. L. Hall, Past Director, New Mexico IAFP and FPA, Albuquerque, New Mexico, January 15, 2005 (File name: rwhall5819.htm)
   
• Jerry M. Schwartz, CFP, Principal, Arista Investment Advisors, Ltd., Honolulu, Hawaii, January 15, 2005 (File name: jmschwartz6066.htm)
   
• Michael C. Creasman, CFP, Member, Financial Planning Association, Asheville, North Carolina, January 15, 2005 (File name: mccreasman9512.htm)
   
• Jeffrey M. Holler, CFP / FPA, Arlington, Texas, January 15, 2005 (File name: jmholler5471.htm)
   
• Thomas P. Marks, CFP, Vice President, Private Banking, Harris Bank, Glencoe, Illinois, January 15, 2005 (File name: tpmarks9414.htm)
   
• Timothy F. Bock, Los Angeles, California, January 15, 2005 (File name: tfbock2552.htm)
   
• Scott E. Bordelon, CFP, Financial Investment Management Advisors, Inc., Covington, Louisiana, January 15, 2005 (File name: sebordelon7957.htm)
   
• Leo G. Burns, CFP, Chico, California, January 15, 2005 (File name: lgburns6082.htm)
   
• Rick Mayo, CFP, Financial Planning Association, Virginia Beach, Virginia, January 15, 2005 (File name: rmayo5910.htm)
   
• Milton E. Fullen, CPA, CLU, ChFC, Ohio Society of CPAs, Financial Planning Association, Financial Executives International, Columbus, Ohio, January 15, 2005 (File name: mefullen7130.htm)
   
• Todd C. Chamberlain, CPA, Somers Point, New Jersey, January 15, 2005 (File name: tcchamberlain1857.htm)
   
• Warren J. Mackensen, Certified Financial Planner, NAPFA, FPA, Hampton, New Hampshire, January 15, 2005 (File name: wjmackensen1468.htm)
   
• John W. Fiege, President, Financial Solutions, Registered Investment Advisor, Onancock, Virginia, January 15, 2005 (File name: jwfiege9719.htm)
   
• Mark Krivonak, CFP, ChFC, CLU, Tampa, Florida, January 15, 2005 (File name: mkrivonak9816.htm)
   
• Harry Scheyer, CPA/PFS. CFP, principal of own financial planning firm , Marlton, New Jersey, January 15, 2005 (File name: hscheyer4708.htm)
   
• Norris G. Edmonson, CPA, PFS, American Institute of CPAs, Georgia Society of CPAs, Financial Planning Association, Lawrenceville, Georgia, January 15, 2005 (File name: ngedmonson7829.htm)
   
• Stephen C. Houser, CPA, DHSH Financial Services, Inc, Cocoa, Florida, January 15, 2005 (File name: schouser9030.htm)
   
• Max R. Chabanik, MBA, Student Member of The Financial Planning Association, Lemoyne, Pennsylvania, January 15, 2005 (File name: mrchabanik1209.htm)
   
• Eric E. Haas, Chief Investment Officer, Altruist Financial Advisors LLC, Holland, Michigan, January 14, 2005 (File name: eehaas2159.htm)
   
• James Shumway, January 14, 2005 (File name: jshumway011405.htm)
   
• Mark Greenberg, JD, investment advisor, Walnut Creek, January 14, 2005 (File name: mgreenberg9642.htm)
   
• David A. Savage, CFP, Principal, Capstone Wealth Management Group, LLC, Bend, Oregon, January 14, 2005 (File name: dasavage5076.htm)
   
• Charles Benway, CPA, CFP, January 14, 2005 (File name: cbenway3159.htm)
   
• Paul Young, fee only financial advisor, Winchendon, Massachusetts, January 14, 2005 (File name: pyoung3221.htm)
   
• Michael Pace, CFP, Seattle, Washington, January 14, 2005 (File name: mpace9211.htm)
   
• John B. Smith, II, Certified Financial Planner, Alexandria, Virginia, January 14, 2005 (File name: jbsmith3136.htm)
   
• Douglas Rice, Professor, Golden Gate University, San Francisco, British Columbia, January 14, 2005 (File name: drice1713.htm)
   
• Paul C. Brown, Associate Planner, Plano, Texas, January 14, 2005 (File name: pcbrown9177.htm)
   
• Charles D. White, FPA, Schaumburg, Illinois, January 14, 2005 (File name: cdwhite5344.htm)
   
• Bill Hoeltgen Sr., Littleton, Colorado, January 14, 2005 (File name: bhoeltgen1634.htm)
   
• Ann Harrod, CFP, Harrod Financial Planning, Keswick, Virginia, January 14, 2005 (File name: aharrod1773.htm)
   
• Bryan K. Lee, Financial Planner, Plano, Texas, January 14, 2005 (File name: bklee4652.htm)
   
• Steven M. Kersey, CFP, ChFC, CLU, Member of the Financial Planning Association, Oak Harbor, Washington, January 14, 2005 (File name: smkersey1283.htm)
   
• Kenneth P. Schmidt, CFP, Fort Wayne, Indiana, January 14, 2005 (File name: kpschmidt1790.htm)
   
• Kelly F. Crane, CFP, CFA, CLU, Napa Valley Wealth Management, St. Helena, California, January 14, 2005 (File name: kfcrane7204.htm)
   
• Cameron A. Black, CFP, independent fee-only financial planner, Scottsdale, Arizona, January 14, 2005 (File name: cablack4249.htm)
   
• Kevin F. Schulz, MBA, Certified Financial Planner practitioner, Bellevue, Washington, January 14, 2005 (File name: kfschulz9754.htm)
   
• Charles L. Thompson, Jr., January 14, 2005 (File name: clthompson7105.htm)
   
• Bill McDonald, Madison, Wisconsin, January 14, 2005 (File name: bmcdonald7589.htm)
   
• William B. Burns, Jr., Jamesville, New York, January 14, 2005 (File name: wbburns6477.htm)
   
• Gregory A. Syrios, La Jolla, California, January 14, 2005 (File name: gasyrios2989.htm)
   
• Michael J. Maslanka, CFP, Mobile, Alabama, January 14, 2005 (File name: mjmaslanka3212.htm)
   
• Ben H. Shiner, CFP, Registered Representative, New Albany, Indiana, January 14, 2005 (File name: bhshiner2833.htm)
   
• Dean L. Boebinger, CFP, Houston, Texas, January 14, 2005 (File name: dlboebinger7058.htm)
   
• David M. Kover, CFP, Financial Planning Association , Chicago, Illinois, January 14, 2005 (File name: dmkover7164.htm)
   
• Christopher D. Rich, CFP, Managing Member, RMR Financial Advisors LLC, Madison, Wisconsin, January 14, 2005 (File name: cdrich1623.htm)
   
• Melissa Dombrowski, Trabuco Canyon, California, January 14, 2005 (File name: mdombrowski1636.htm)
   
• Rachel Young, CFA, registered investment adviser, January 13, 2005 (File name: ryoung5260.htm)
   
• William D. Luisi, EA, IA, Member National Association of Tax Professionals, National Association of Enrolled Agents, Clinton, Massachusetts, January 13, 2005 (File name: wdluisi8976.htm)
   
• Frederick J. Deyeso, III, New York, New York, January 12, 2005 (File name: fjdeyeso1478.htm)
   
• Christopher L. Matteson, Member, Integrated Planning Strategies, LLC, Oklahoma City, Oklahoma, January 12, 2005 (File name: clmatteson8591.htm)
   
• Carl Forcione, Esquire, Medford, Massachusetts, January 11, 2005 (File name: cforcione3629.htm)
   
• Frank Moore, CEO, Vintage Financial Services, Ann Arbor, Michigan, January 11, 2005 (File name: fmoore2688.htm)
   
• Reginald L. Jensen, CLU, CFP, ChFC, CSA, San Jose, California, January 11, 2005 (File name: rljensen3324.htm)
   
• Michael Boyd, CFP, Financial Planners Association, Rhinelander, Wisconsin, January 11, 2005 (File name: mboyd5097.htm)
   
• Jean Mote, President, Mote Wealth Management, LLC, Cedar Rapids, Iowa, January 11, 2005 (File name: jmote7039.htm)
   
• Paul E. Coan, Indianapolis, Indiana, January 11, 2005 (File name: pecoan3824.htm)
   
• Anna M. Taglieri, Lynbrook, January 9, 2005 (File name: amtaglieri7459.htm)
   
• Stephanie Berger, January 7, 2005 (File name: sberger6843.htm)
   
• Richard L. Cox, ChFC, SFSP Greater Chattanooga Professional Development Chair, Chattanooga, Tennessee, January 6, 2005 (File name: rlcox2829.htm)
   
• Holly Cohen, Brewster, New York, January 6, 2005 (File name: hcohen4418.htm)
   
• S. Corr, Massachusetts, January 6, 2005 (File name: scorr2747.htm)
   
• M. L. Mangan, Annapolis, Maryland, January 6, 2005 (File name: mlmangan4323.htm)
   
• Regina Ballinger, Certified Financial Planner, January 6, 2005 (File name: rballinger8188.htm)
   
• Bayard Bigelow, III, MBA, CPA, President and CEO, The Cambridge Alliance, January 4, 2005 (File name: s72599-1515.pdf)
   
• Bayard Bigelow, III, MBA, CPA, President and CEO, The Cambridge Alliance, LLC, January 4, 2005 (File name: cambridgea010405.pdf)
   
• Edwin P. Morrow, CLU, ChFC, CFP, CEP, RFC Chairman and CEO, International Association of Registered Financial Consultants, Inc., December 30, 2004 (File name: s72599-1511.pdf)
   
• Erik Wolfers, Principal, Wolfers Asset Management, December 23, 2004 (File name: ewolfers8208.htm)
   
• Dennis H. Vogt, IAR for Personal Investment Management, Inc., Bellevue, Washington, December 21, 2004 (File name: dhvogt9761.htm)
   
• Ron A. Rhoades, B.S., JD, Director of Research, Chief Compliance Officer, Joseph Capital Management, LLC, November 30, 2004 (File name: s72599-1507.pdf)
   
• Stephen P. Moulton, CFA, President and CEO, Stephen P. Moulton Associates, Ltd., LeRoy, New York, November 10, 2004 (File name: spmoulton8507.htm)
   
• Ron A. Rhoades, B.S., JD, Director of Research, Chief Compliance Officer, Joseph Capital Management, LLC, November 7, 2004 (File name: s72599-1514.pdf)
   
• Ray Franklin, Fort Collins, Colorado, November 6, 2004 (File name: rfranklin110604.htm)
   
• Margaret J. Dillon, Litchfield, Connecticut, November 5, 2004 (File name: mjdillion110504.htm)
   
• Barbara Roper, Director of Investor Protection, Consumer Federation of America, November 4, 2004 (File name: s72599-512.pdf)
   
• Nancy Yamagata, October 31, 2004 (File name: nyamagata103104.htm)
   
• David Klausner, consultant, Redwood City, California, October 31, 2004 (File name: dklausner7587.htm)
   
• Theresa Habshey, Birmingham, Alabama, October 30, 2004 (File name: thabshey103004.htm)
   
• Lary Mydland, Lathrop, Missouri, October 29, 2004 (File name: lmydland102904.htm)
   
• Richard A Knighton, Harrisburg, Pennsylvania, October 28, 2004 (File name: raknighton102804.htm)
   
• Thomas Wadzinski, Anchorage, Alaska, October 28, 2004 (File name: twadzinski102804.htm)
   
• Laura Lee, Coppell, Texas, October 28, 2004 (File name: llee102804.htm)
   
• Richard Warden, Arnold, Maryland, October 28, 2004 (File name: rwarden102804.htm)
   
• Mark Edwards, Syracuse, New York, October 28, 2004 (File name: medwards102804.htm)
   
• Ms. Carol Bronder, Saint Paul, Minnesota, October 27, 2004 (File name: cbronder102704.htm)
   
• Kathy Mitchell, Austin, Texas, October 19, 2004 (File name: kmitchell7753.htm)
   
• Suzanne A. Richman, Highland Park, New Jersey, October 18, 2004 (File name: sarichman5380.htm)
   
• Judith M. Richman, Highland Park, New Jersey, October 18, 2004 (File name: jmrichman4097.htm)
   
• Steven H. Richman, PhD, Highland Park, New Jersey, October 18, 2004 (File name: shrichman2837.htm)
   
• Marc E. Lackritz, President, Securities Industry Association, October 15, 2004 (File name: s72599-1501.pdf)
   
• Franklin L. Widmann, President, North American Securities Administrators Association, and Chief, New Jersey Bureau of Securities, October 6, 2004 (File name: nasaa100604.pdf)
   
• Barbara Roper, Director of Investor Protection, Consumer Federation of America, October 5, 2004 (File name: s72599-1502.pdf)
   
• Michael D. Udoff, Associate General Counsel and Secretary, Securities Industry Association, October 4, 2004 (File name: sia100404.pdf) [Correction]
   
• Roy C. Whitmore, CFP, CSA, Athens, Ohio, October 4, 2004 (File name: rcwhitmore7059.htm)
   
• Steve Curtis, Babylon, New York, October 3, 2004 (File name: scurtis1004.htm)
   
• Jim Horlacher, MBA, Overland Park, Kansas, October 1, 2004 (File name: jhorlacher5431.htm)
   
• Christine A. Smith, Esq., CPA, Arlington, Virginia, September 30, 2004 (File name: casmith9550.htm)
   
• Donald S. Loveless, CFA, President, Independent Investors Inc., Billings, Montana, September 30, 2004 (File name: dsloveless3333.htm)
   
• Charlotte E. Caffrey, Hollywood, Florida, September 29, 2004 (File name: cecaffrey2149.htm)
   
• Timothy C. Harrington, CFP, Marin Financial Advisors, Larkspur, California, September 29, 2004 (File name: tcharrington1592.htm)
   
• Russ, September 28, 2004 (File name: russ092804.htm)
   
• Jeff B. Witten, CFP, Columbia, Missouri, September 28, 2004 (File name: jbwitten7590.htm)
   
• David N. Shore, Registered Investment Advisor, Marin Financial Advisors, Larkspur, California, September 27, 2004 (File name: dnshore2991.htm)
   
• Thomas A. Gafford, Owner, Gafford Technology, Las Vegas, Nevada, September 24, 2004 (File name: tagafford7345.htm)
   
• Gordon E. Jones, CFP, Investment Advisor Representative, Raymond James Advisory Services, Inc. September 23, 2004 (File name: gejones092304.pdf)
   
• Peter M. Kravitz, Director, Congressional & Political Affairs, on behalf of Joel H. Framson, CPA/PFS, CFP, Chair, Personal Financial Planning Executive Committee, American Institute of Certified Public Accountants, September 23, 2004 (File name: s72599-1192.pdf)
   
• Paul S. Gottlieb, First Vice President, Assistant General Counsel, Private Client Group, Merrill Lynch, September 22, 2004 (File name: s72599-1191.pdf)
   
• Arthur F. Grant, President and CEO; Cadaret, Grant & Co., Inc., September 22, 2004 (File name: s72599-1252.pdf)
   
• W. Thomas Conner, Sutherland Asbill & Brennan LLP, September 22, 2004 (File name: s72599-1251.pdf)
   
• Dale E. Brown, CAE, Executive Director and CEO, Financial Services Institute, September 22, 2004 (File name: debrown092204.pdf)
   
• Christopher P. Gilkerson, Vice President and Associate General Counsel, Charles Schwab & Co., Inc., September 22, 2004 (File name: gilkerson092204.pdf)
   
• Henry H. Hopkins, Chief Legal Counsel, and Darrell N. Braman, Associate Legal Counsel, T. Rowe Price Associates, Inc., September 22, 2004 (File name: hhhopkins092204.pdf)
   
• Ira D. Hammerman, General Counsel, Securities Industry Association, September 22, 2004 (File name: idhammerman092204.pdf)
   
• Joel H. Framson, CPA/PFS, CFP, Chair, Personal Financial Planning Executive Committee, American Institute of Certified Public Accountants, September 22, 2004 (File name: jhframson092204.pdf)
   
• Mark A. Kaprelian, Secretary, Northwestern Mutual Investment Services, LLC, September 22, 2004 (File name: makaprelian092204.pdf)
   
• Michael Herndon, Director, Public & Government Affairs, Certified Financial Planner Board of Standards, Inc., September 22, 2004 (File name: mherndon092204.pdf)
   
• Michael J. Sharp, General Counsel, Smith Barney, September 22, 2004 (File name: mjsharp092204.pdf)
   
• Nora M. Jordan, Davis Polk & Wardwell, September 22, 2004 (File name: nmjordan092204.pdf)
   
• Duane R. Thompson, Group Director, Advocacy, Financial Planning Association, September 22, 2004 (File name: thompson092204.pdf)
   
• Tamara K. Salmon, Senior Associate Counsel, Investment Company Institute, September 22, 2004 (File name: tksalmon092204.pdf)
   
• Timothy P. Pinnington, Vice Chair and Chief Operating Officer, TD Waterhouse Investor Services, Inc., September 22, 2004 (File name: tppinnington092204.pdf)
   
• Daniel B. Roe, CFP, Columbus, Ohio, September 22, 2004 (File name: dbroe092204.htm)
   
• James G. McGrath, CPA, CFP, CLU, September 22, 2004 (File name: mcgrath092204.htm)
   
• Peggy M. Ruhlin, CPA, CFP, Columbus, Ohio, September 22, 2004 (File name: ruhlin092204.htm)
   
• Stephanie Parlee, CFP, EA, September 22, 2004 (File name: sparlee092204.htm)
   
• Geoffrey F. Foisie, September 22, 2004 (File name: gffoisie092204.pdf)
   
• Howard J. Dunn, consumer, Winchester, Virginia, September 22, 2004 (File name: hjdunn3723.htm)
   
• Morris Armstrong, President, Armstrong Financial Strategies and member of NAPFA, New Milford, Connecticut, September 22, 2004 (File name: marmstrong6925.htm)
   
• Ryan R. Berges, Edmond, Oklahoma, September 22, 2004 (File name: rrberges6315.htm)
   
• James G. Bigham, Managing Director, Brighton Presidio Capital Management, Houston, Texas, September 22, 2004 (File name: jgbigham6925.htm)
   
• Thaddeus Borek, attorney and Registered Investment Advisor, San Francisco, California, September 22, 2004 (File name: tborek1811.htm)
   
• Pat Coyle, Medicine Lake, Minnesota, September 22, 2004 (File name: pcoyle1784.htm)
   
• Blaine Dunn, Winchester, Virginia, September 22, 2004 (File name: bdunn7421.htm)
   
• Robert D. Fish, CPA, Financial Planning Association of Southern Wisconsin, Muskego, Wisconsin, September 22, 2004 (File name: rdfish5275.htm)
   
• Marc E. Gitlitz, CFP, President, Integrated Concepts Inc, Lakewood, Colorado, September 22, 2004 (File name: megitlitz3261.htm)
   
• Kenneth Kacy Gott, CFP, CPA, Principal, Kochis Fitz, San Francisco, California, September 22, 2004 (File name: kgott2355.htm)
   
• Arthur F. Grant, President and CEO; Cadaret, Grant Co., Inc., Syracuse, New York, September 22, 2004 (File name: afgrant3491.htm)
   
• Jo Ellen M. Guld, Fort Lauderdale, Florida, September 22, 2004 (File name: jmguld8119.htm)
   
• Stephen D. Johnson, CFP, President, Johnson Marotta, Registered Investment Adviser, Palo Alto, California, September 22, 2004 (File name: sdjohnson3163.htm)
   
• Ulrich E. Keller, Jr., AIMR, FPA, Irvine, California, September 22, 2004 (File name: uekeller4776.htm)
   
• Charles D. Meyer, MBA, CFP, Fee-Only Investment Advisor, Meyer Advisory Services, Hampton, New Jersey, September 22, 2004 (File name: cdmeyer1603.htm)
   
• James W. Peay, MBA, CFP, Birmingham, Alabama, September 22, 2004 (File name: jwpeay4233.htm)
   
• John Perkins, September 22, 2004 (File name: jperkins4198.htm)
   
• Becky H. Salsburg, CFP, Lake Oswego, Oregon, September 22, 2004 (File name: bhsalsburg7288.htm)
   
• Todd Washburn, CFP, September 22, 2004 (File name: twashburn5332.htm)
   
• Barbara E. Wintner, CFP, Independent Certified Financial Planner, Township of Washington, New Jersey, September 22, 2004 (File name: bewintner8506.htm)
   
• David B. Yeske, San Francisco, California, September 22, 2004 (File name: dbyeske2844.htm)
   
• David G. Tittsworth, Executive Director, Investment Counsel Association of America, September 22, 2004 (File name: dgtittsworth092204.pdf)
   
• Barry Augenbraun, Senior Vice President, Raymond James Financial, Inc., St. Petersburg, Florida, September 21, 2004 (File name: baugenbraun6324.htm)
   
• John G. Bowen, CPA, CFP, NAPFA, NAPFA Member, President-Elect, Central VA FPA, September 21, 2004 (File name: jgbowen5840.htm)
   
• Marilyn C. Dimitroff, CFP, President, Capelli Financial Services, Inc., Bloomfield Hills, Michigan, September 21, 2004 (File name: mcdimitroff6144.htm)
   
• John Dragstrem, Naperville, Illinois, September 21, 2004 (File name: jdragstrem4779.htm)
   
• David L. Frank, CFP, CIMA, AIFA, Financial Planner/Asset Manager/ Broker, Mountainside, New Jersey, September 21, 2004 (File name: dlfrank8790.htm)
   
• Ellen Turf, CEO, and Jamie Milne, Chairman, The National Association of Personal Financial Advisors, Arlington Heights, Illinois, September 21, 2004 (File name: eturf1881.htm)
   
• Edward D. Fulbright, CPA, PFS, Durham, North Carolina, September 21, 2004 (File name: edfulbright5590.htm)
   
• Evelyn N. MacIntyre, CFP, Capellif Financial Services, Inc., Bloomfield Hills, Michigan, September 21, 2004 (File name: enmacintyre2758.htm)
   
• Larry E. Nolt, Souderton, Pennsylvania, September 21, 2004 (File name: lenolt5033.htm)
   
• John S. Putnam, Registered individual, St. Petersburg, Florida, September 21, 2004 (File name: jsputnam9096.htm)
   
• Aleen M. Swofford, PhD., CLU, ChFC, CSA, President, Swofford Financial Services and Immediate Past-President, Society of Financial Service Professionals , Knoxville, Tennessee, September 21, 2004 (File name: amswofford7484.htm)
   
• Peter W. Weston, Ed.D, CFP, NAPFA, Birmingham, Alabama, September 21, 2004 (File name: pwweston4204.htm)
   
• Susan E. Taverna, CFP, Lexington, Massachusetts, September 21, 2004 (File name: setaverna9422.htm)
   
• Henry L. Woodward, CFP, Principal, Woodward Financial Advisors, LLC, Chapel Hill, North Carolina, September 21, 2004 (File name: hlwoodward7801.htm)
   
• Anthony M. Ferrante, Associate Vice President, Computer Design and Integration LLC, Teterboro, New Jersey, September 21, 2004 (File name: amferrante092104.htm)
   
• William K. Dix, Jr., Raleigh, North Carolina, September 21, 2004 (File name: wkdix3511.htm)
   
• Martin P. Mesecke, President, Self Worth Financial Planning, Plano, Texas, September 21, 2004 (File name: mpmesecke6058.htm)
   
• Barbara L. N. Roper, Director of Investor Protection, Consumer Federation of America, September 20, 2004 (File name: s72599-1101.pdf)
   
• William S. Hrank, RFC, CGFM, Financial Planning Association, Midlothian, Virginia, September 20, 2004 (File name: wshrank4051.htm)
   
• Richard S. Hayes, CFA, CFP, Wingate Financial Group, Inc., Lexington, September 20, 2004 (File name: rshayes2592.htm)
   
• Bruce R. Wagner, Independent Associate, NetWorth, Inc., Maple Grove, Minnesota, September 20, 2004 (File name: brwagner1957.htm)
   
• David Walz, CFP, Oak Park, Illinois, September 20, 2004 (File name: dwalz9173.htm)
   
• Nathaniel T. Jones, Columbus, Ohio, September 20, 2004 (File name: ntjones8769.htm)
   
• Jami M. Thornton, Columbus, Ohio, September 20, 2004 (File name: jmthornton6151.htm)
   
• Gary J. Marcinick, CMFC, Columbus, Ohio, September 20, 2004 (File name: gjmarcinick4360.htm)
   
• R. M. Hamilton, CFP, Columbus, Ohio, September 20, 2004 (File name: rmhamilton3984.htm)
   
• Eric G. Shisler, CFA, Columbus, Ohio, September 20, 2004 (File name: egshisler1256.htm)
   
• Alison A. Bezyak, CFP, Columbus, Ohio, September 20, 2004 (File name: aabezyak9409.htm)
   
• Laura A. Hamilton, Columbus, Ohio, September 20, 2004 (File name: lahamilton3676.htm)
   
• Jeffrey R. Loehnis, CPA, CFP, Columbus, Ohio, September 20, 2004 (File name: jrloehnis5801.htm)
   
• Lisa S. Walls, CFP, Columbus, Ohio, September 20, 2004 (File name: lswalls1419.htm)
   
• Darcy J. Bialkowski, Columbus, Ohio, September 20, 2004 (File name: djbialkowski7461.htm)
   
• Michael P. Faieta, Columbus, Ohio, September 20, 2004 (File name: mpfaieta6024.htm)
   
• Dave Moran, CFP, Senior Vice President; Evensky, Brown Katz, Coral Gables, Florida, September 20, 2004 (File name: dmoran3032.htm)
   
• Jennifer T. Shultz, Columbus, Ohio, September 20, 2004 (File name: jtshultz4150.htm)
   
• Phoebe M. White, Columbus, Ohio, September 20, 2004 (File name: pmwhite4915.htm)
   
• Laura J. Morrison, Columbus, Ohio, September 20, 2004 (File name: ljmorrison9762.htm)
   
• Casey M. Bowman, Columbus, Ohio, September 20, 2004 (File name: cmbowman1473.htm)
   
• John C. Mercer, Columbus, Ohio, September 20, 2004 (File name: jcmercer3911.htm)
   
• William A. Leuby, J.D., CPA, CFP, Ohio Society of CPAs, Financial Planning Association, Columbus Bar Association, Columbus, Ohio, September 20, 2004 (File name: waleuby7832.htm)
   
• J. T. Young, J.D., Columbus, Ohio, September 20, 2004 (File name: jtyoung4673.htm)
   
• Elise I. Archer, Columbus, Ohio, September 20, 2004 (File name: eiarcher2167.htm)
   
• Kevin M. Doll, Columbus, Ohio, September 20, 2004 (File name: kmdoll3444.htm)
   
• David Prince, Marietta, Georgia, September 20, 2004 (File name: dprince1499.htm)
   
• John Ellison, Proprietor, Ellison Investment Advisors, Fairfax, Virginia, September 20, 2004 (File name: jellison2306.htm)
   
• Linda Patchett, CFP, Chapel Hill, North Carolina, September 20, 2004 (File name: lpatchett6008.htm)
   
• Errold F. Moody Jr., BSCE, LLB, MBA, PhD, September 19, 2004 (File name: s72599-1200.pdf)
   
• Allen Weiss, September 19, 2004 (File name: aweiss091904.htm)
   
• Vincent Rossi, MSFS, CFP, CLU, CIMA, AEP, CAP, CTFA, Chairman, Wealth Planning Institute, Scottsdale, Arizona, September 19, 2004 (File name: vrossi7008.htm)
   
• William H. "Herb" Kirby, CFP, Kirby Group, Inc., Reno, Nevada, September 18, 2004 (File name: kirby091804.htm)
   
• John P. Carrig, CFA, CFP, Deerfield Beach, Florida, September 18, 2004 (File name: jpcarrig1637.htm)
   
• Eric A. Mote, Financial Planning Association, National Association of Personal Financial Advisors, Cedar Rapids, Iowa, September 18, 2004 (File name: eamote1500.htm)
   
• Connie Brezik, CPA/PFS, NAPFA, Casper, Wyoming, September 18, 2004 (File name: cbrezik6990.htm)
   
• Charles S. Vinoski, September 17, 2004 (File name: vinoski091704.htm)
   
• Michael S. Krupit, September 17, 2004 (File name: mskrupit091704.htm)
   
• Roxanne Fleszar, CFP, ChFC, Financial Resources Management Corporation, Key West, Florida, September 17, 2004 (File name: rfleszar8256.htm)
   
• James D. Schwartz, Desert Valley Financial Planning, LLC, Gilbert, Arizona, September 17, 2004 (File name: jdschwartz4539.htm)
   
• Gerald R. Weiss, financial planner, Reno, Nevada, September 17, 2004 (File name: grweiss3741.htm)
   
• Mark Nickell, Franklin, Tennessee, September 17, 2004 (File name: mnickell5292.htm)
   
• Larry West, Registered Investment Advisor, Huntsville, Alabama, September 17, 2004 (File name: lwest1177.htm)
   
• Samindra Supaari, individual investor, Northborough, Massachusetts, September 17, 2004 (File name: ssupaari7410.htm)
   
• Melissa K. Hammel, CFP, NAPFA Registered Advisor, Managing Partner, Hammel Financial Advisory Group, LLC, Brentwood, Tennessee, September 17, 2004 (File name: mkhammel5020.htm)
   
• George Toth, Erdenheim, Pennsylvania, September 17, 2004 (File name: gtoth4372.htm)
   
• Susan M. John, CFP, NAPFA, FPA, Registered Investment Advisor, Wolfeboro, New Hampshire, September 17, 2004 (File name: smjohn4173.htm)
   
• Lucas Bucl, Financial Planning Specialist, Accredited Investors Inc., Eagan, Minnesota, September 17, 2004 (File name: lbucl8461.htm)
   
• Jay M. Ring, CPA, CFP, St. Louis, Missouri, September 17, 2004 (File name: jmring4612.htm)
   
• Berthel A. Olsen, III, Minneapolis, Minnesota, September 17, 2004 (File name: baolsen8539.htm)
   
• Mary Beth Dale, Registered Nurse for Kaiser Permanente, Aliso Viejo, California, September 17, 2004 (File name: mdale8253.htm)
   
• Steven D. Carlson, CPA/CFP, CEO, Carlson Olsen Financial Partners, Minneapolis, Minnesota, September 17, 2004 (File name: sdcarlson8648.htm)
   
• Edward Moore, Financial Advisor, Fairfax, Virginia, September 17, 2004 (File name: emoore4914.htm)
   
• Robert W. Eichten, Director, Financial Planning and Practice Management, Minneapolis, Minnesota, September 17, 2004 (File name: rweichten9758.htm)
   
• Susan Dickie, September 17, 2004 (File name: sdickie2111.htm)
   
• Rosie Chin, San Mateo, California, September 17, 2004 (File name: rchin5682.htm)
   
• James R. Sauers, CLU, ChFC, Dacula, Georgia, September 16, 2004 (File name: jrsauers9374.htm)
   
• Shawn J. Jacobson, CFP, Legacy Financial Advisors Inc, Member-Financial Planning Association MN, Minneapolis, Minnesota, September 16, 2004 (File name: sjjacobson3843.htm)
   
• Christine Pawlenty, Woodbury, Minnesota, September 16, 2004 (File name: cpawlenty6452.htm)
   
• Michael A. Branham, CFP, Edina , Minnesota, September 16, 2004 (File name: mabranham1355.htm)
   
• George A. Loomis, CFP, Minneapolis, Minnesota, September 16, 2004 (File name: galoomis3997.htm)
   
• Thomas A. Grose, CFP, Minneapolis, Minnesota, September 16, 2004 (File name: tagrose2543.htm)
   
• Eric C. Lind, Financial Advisor, Morgan Stanley, Minneapolis, Minnesota, September 16, 2004 (File name: eclind4678.htm)
   
• Robert P. Lawson, Financial Advisor, Boulay Financial Advisors, Minneapolis, Minnesota, September 16, 2004 (File name: rplawson5198.htm)
   
• Jeff L. Sessions, business owner, Sessions Financial Group, Minnetonka, Minnesota, September 16, 2004 (File name: jlsessions7145.htm)
   
• Maria M. Malooly, Financial Planner, Lincoln Financial Advisors, Minneapolis, Minnesota, September 16, 2004 (File name: mmmalooly4010.htm)
   
• Joyce A. Franchett, Minneapolis, Minnesota, September 16, 2004 (File name: jafranchett7097.htm)
   
• Nanct Mayer, September 16, 2004 (File name: mayer091604.htm)
   
• Katherine D'Urso, September 16, 2004 (File name: durso091604.htm)
   
• Marcia Coleman, Arlington, Virginia, September 16, 2004 (File name: mcoleman091604.htm)
   
• Dan Depolito, September 16, 2004 (File name: ddepolito091604.htm)
   
• Steven F. Wertime, Ph.D., Falls Church, September 16, 2004 (File name: sfwertime091604.htm)
   
• Deborah L. Thomas, JD, CFP, Silver Oak Advisory Group, Portland, Oregon, September 16, 2004 (File name: dlthomas1805.htm)
   
• Jared W. Jameson, CFP, WJ Interests, LLC, Sugar Land, Texas, September 16, 2004 (File name: jwjameson6470.htm)
   
• Nancy C. Gimmestad, CFP, Minneapolis, Minnesota, September 16, 2004 (File name: ncgimmestad8629.htm)
   
• Esther Paulsen, Registered Representative, Bloomington, Minnesota, September 16, 2004 (File name: epaulsen5542.htm)
   
• Joel S. Greenwald, MD, Certified Financial Planner, Financial Network Investment Corp., Minnetonka, Minnesota, September 16, 2004 (File name: jsgreenwald5648.htm)
   
• Alan Havir, Financial Planner, Phoenix, Arizona, September 16, 2004 (File name: ahavir2290.htm)
   
• Abbas A. Heydari, CFP, Torrance, California, September 16, 2004 (File name: aaheydari2364.htm)
   
• Reed C. Fraasa, September 16, 2004 (File name: rcfraasa091604.htm)
   
• Alice W. Hallford, CFP, NAPFA, FPA, Hallford Financial Advisors, Jackson, Mississippi, September 16, 2004 (File name: awhallford3530.htm)
   
• George C. Mahler, Jr., CFP, Richmond, Virginia, September 15, 2004 (File name: gcmahlerjr7426.htm)
   
• Laurence S. Schultz; Driggers, Schultz & Herbst, September 15, 2004 (File name: lsschultz091504.pdf)
   
• Lillian King, office assistant, Legend Financial Advisors, Inc., Pittsburgh, Pennsylvania, September 15, 2004 (File name: lking091504.htm)
   
• Tommy G. Lewis II, ChFC, CLU, financial consultant, Raleigh, North Carolina, September 15, 2004 (File name: tglewisii6083.htm)
   
• Karen Cox, fee-only financial planner, Melbourne, Florida, September 15, 2004 (File name: kcox7040.htm)
   
• James W. Diamond, Member, Financial Planning Association, Warwick, Rhode Island, September 15, 2004 (File name: jwdiamond3819.htm)
   
• Jocelyn W. Holzwarth, CFS, CSA, CDFA; Registered Principal, National Planning Corporation; Registered Investment Advisor, Independent Planning Associates, LLC; Las Vegas, Nevada, September 15, 2004 (File name: jwholzwarth7745.htm)
   
• Alfredo Mesa, Financial Planner, Atlanta, Georgia, September 15, 2004 (File name: amesa5566.htm)
   
• S. D. Rahaim, September 14, 2004 (File name: sdrahaim091404.htm)
   
• Paul F. Jan, September 14, 2004 (File name: pfjan091404.htm)
   
• David H. Bugen, September 14, 2004 (File name: dhbugen3571.htm)
   
• David Yossem, CFP, ChFC, CLU, President, West Coast Financial, Santa Barbara, California, September 14, 2004 (File name: dyossem6222.htm)
   
• Charles OConnor, Owner, Charles Edward OConnor, Registered Investment Advisor, Torrance, California, September 14, 2004 (File name: coconnor1216.htm)
   
• Robert J Lindner, CFP, President, Lindner Capital Management and President, Lindner Capital Advisors, Marietta, Georgia, September 14, 2004 (File name: rjlindner9588.htm)
   
• Barbara Sherwood, Yardley, Pennsylvania, September 14, 2004 (File name: bsherwood091404.htm)
   
• Cathy and Bob Minnick, September 14, 2004 (File name: cbminnick091404.htm)
   
• Catherine L. Robson, CFP, September 14, 2004 (File name: clrobson091404.htm)
   
• Carol H. Chesser, CFP, Vice President, Burn Financial Management, Palm Beach Gardens, Florida, September 13, 2004 (File name: chchesser5560.htm)
   
• Paul Loos, San Francisco, California, September 14, 2004 (File name: ploos1977.htm)
   
• William C Jerome, CFP, Glenville, New York, September 14, 2004 (File name: wcjerome4239.htm)
   
• Chris White, Arlington, Virginia, September 14, 2004 (File name: cwhite091404.htm)
   
• Dave Lederhos, September 14, 2004 (File name: dlederhos091404.htm)
   
• Diana Morse, District Heights, Maryland, September 14, 2004 (File name: dmorse091404.htm)
   
• Domineca Neal, owner, Solo Holdings Co., September 14, 2004 (File name: dneal091404.htm)
   
• Lee H. Belaga, September 14, 2004 (File name: lhbelaga091404.htm)
   
• Soli Forouzan, President, Mind Span, Inc., Houston, Texas, September 14, 2004 (File name: sforouzan091404.htm)
   
• D. Deseranno, September 13, 2004 (File name: ddeseranno091304.htm)
   
• Roz Roseman, September 13, 2004 (File name: rroseman091304.htm)
   
• Scott Hoover, Haddonfield, New Jersey, September 13, 2004 (File name: shoover091304.htm)
   
• Elena Graves, September 13, 2004 (File name: egraves091304.htm)
   
• Stephen S. Winslett, September 13, 2004 (File name: sswinslett091304.htm)
   
• Robert J. Richards Jr., CFP, CFS, RFC, BCM, September 13, 2004 (File name: rjrichards091304.htm)
   
• Phillip D. Bour, South Riding, Virginia, September 13, 2004 (File name: pdbour091304.htm)
   
• Jeff Jerome, Boise, Idaho, September 13, 2004 (File name: jjerome091304.htm)
   
• Shawnee Barbour, Jacksonville, Florida, September 13, 2004 (File name: sbarbour7911.htm)
   
• John E Bergland, Jr., CFP, FPA, NAPFA, September 13, 2004 (File name: jeberglandjr.2770.htm)
   
• Roselyn Wilkinson, CFP, Pittsburgh, Pennsylvania, September 13, 2004 (File name: rwilkinson1586.htm)
   
• William F. Muhs, Ph.D., President, Montvest, Bozeman, Montana, September 13, 2004 (File name: wfmuhs5499.htm)
   
• Bob Rahaim, September 13, 2004 (File name: brahaim091304.htm)
   
• Vincent Rossi, MSFS, CFP, CLU, CIMA, AEP, CAP, CTFA, Chairman, Wealth Planning Institute, Scottsdale, Arizona, September 12, 2004 (File name: vrossi7921.htm)
   
• Donald B. Trone, AIFA, President, Foundation for Fiduciary Studies, September 12, 2004 (File name: s72599-987.pdf)
   
• S. K. Lazear, September 12, 2004 (File name: sklazear091204.htm)
   
• Frank Curcillo, Sarasota, Florida, September 12, 2004 (File name: fcurcillo091204.htm)
   
• John P. Platt, Jr., PE, Cat Spring, Texas, September 12, 2004 (File name: jpplatt091204.htm)
   
• Jerome D. Miller, Gaithersburg, Maryland, September 12, 2004 (File name: jdmiller091204.htm)
   
• Anonymous reviewer, September 12, 2004 (File name: nancy091204.htm)
   
• Walter F. Burns, CFP, President, Burns Financial Management, Palm Beach Gardens, Idaho, September 12, 2004 (File name: wfburns9416.htm)
   
• Martin L. Hopkins, CFP, FPA, NAPFA, Centreville, Virginia, September 12, 2004 (File name: mlhopkins3877.htm)
   
• Peggy and Jack Houser, September 12, 2004 (File name: pjhouser091204.htm)
   
• Cary Carbonaro, CFP, MBA, September 12, 2004 (File name: ccarbonaro091204.htm)
   
• Herbert O. Aburn, Jr., September 12, 2004 (File name: hoaburn7266.htm)
   
• Susan D. Burghardt, Osterville, Massachusetts, September 12, 2004 (File name: sdburghardt6369.htm)
   
• Swamini Ramananda , September 12, 2004 (File name: sramananda091204.htm)
   
• Lena I. Nyffenegger, September 11, 2004 (File name: lnyffenegger091104.htm)
   
• Kevin J. Yang, Santa Clara, California, September 11, 2004 (File name: kjyang091104.htm)
   
• Daniel Laughman, Bear, Delaware, September 11, 2004 (File name: dlaughman4956.htm)
   
• Jamie Milne, CFP, West Danville, Vermont, September 11, 2004 (File name: jmilne4219.htm)
   
• Anthony T. Moreschi, North Andover, Massachussetts, September 11, 2004 (File name: atmoreschi091104.htm)
   
• Paul Beenen, September 11, 2004 (File name: pbeenen091104.htm)
   
• Steven Graves, President, Du-Mont Co., Peoria, Illinois, September 11, 2004 (File name: sgraves091104.htm)
   
• Richard E. Smith, September 11, 2004 (File name: resmith091104.htm)
   
• Irving Brown, September 11, 2004 (File name: ibrown091104.htm)
   
• Deepak Sharma, September 11, 2004 (File name: dsharma091104.htm)
   
• Elizabeth A. Sharkazy, September 11, 2004 (File name: easharkazy091104.htm)
   
• Thomas F. Mann, September 11, 2004 (File name: tfmann091104.htm)
   
• George E. McCarthy, Swarthmore, Pennsylvania, September 11, 2004 (File name: gemccarthy091104.htm)
   
• John Bowen, Pittsford, New York, September 11, 2004 (File name: jbowen091104.htm)
   
• Bob Althen, September 11, 2004 (File name: balthen091104.htm)
   
• David A. Outzs, September 11, 2004 (File name: daoutzs091104.htm)
   
• Hal L. Rose, Attorney at Law, Bellmore, New York, September 10, 2004 (File name: hlrose4829.htm)
   
• William Bartel, individual investor, September 10, 2004 (File name: wbartel091004.htm)
   
• Robert M. Pennell, BS, MBA, RIA, Partner in Appropriate Balance Financial Services, Bellevue, Washington, September 10, 2004 (File name: rmpennell3450.htm)
   
• Jeff Blatt, Golden, Colorado, September 10, 2004 (File name: jblatt091004.htm)
   
• Scott Bailey, September 10, 2004 (File name: sbailey091004.htm)
   
• Charles W. Reace, Sr., Westampton, New Jersey, September 10, 2004 (File name: cwr091004.htm)
   
• Lesley J. Brey, CFA, CFP, President, L.J. Brey, Inc., Honolulu, Hawaii, September 10, 2004 (File name: ljbrey5486.htm)
   
• John Knolhoff, September 10, 2004 (File name: jknolhoff091004.htm)
   
• Thomas G. McHale, September 10, 2004 (File name: tgmchale091004.htm)
   
• Mark Willoughby, CFP, CFA, September 10, 2004 (File name: mwilloughby091004.htm)
   
• Karen R. Blodgett, San Francisco, California, September 10, 2004 (File name: krblodgett4284.htm)
   
• Diane Hedrich, September 10, 2004 (File name: dhedrich091004.htm)
   
• Mike Carroll, September 10, 2004 (File name: mcarroll091004.htm)
   
• Pamela Krizay, September 10, 2004 (File name: pkrizay091004.htm)
   
• Michael Reilly, September 10, 2004 (File name: mreilly091004.htm)
   
• Mark Carlson, MBA, MS, BS, BA, September 10, 2004 (File name: mcarlson091004.htm)
   
• Joann Cox, Inverness, Florida, September 10, 2004 (File name: jcox9918.htm)
   
• Jesse W. Crocker, Houston, Texas, September 10, 2004 (File name: jwcrocker091004.htm)
   
• Albert J. Morrow, Chicago, Illinois, September 10, 2004 (File name: ajmorrow9668.htm)
   
• Douglas F. Sheehan, September 10, 2004 (File name: dfsheehan091004.htm)
   
• David White, September 10, 2004 (File name: dwhite091004.htm)
   
• Karl Smith, September 10, 2004 (File name: ksmith091004.htm)
   
• Michael Carroll, September 10, 2004 (File name: mcarroll091004.htm)
   
• Penny Considine, September 10, 2004 (File name: pconsidine091004.htm)
   
• Phyllis Harmon, LeTort Management & Trust Company, Camp Hill, Pennsylvainia, September 10, 2004 (File name: pharmon091004.htm)
   
• Ryan Darwish, September 10, 2004 (File name: rdarwish091004.htm)
   
• Brian Breidenbach, MBA, CPA, CFA, September 10, 2004 (File name: bbreidenbach0911004.htm)
   
• Wanda Cooper, September 10, 2004 (File name: wcooper091004.htm)
   
• Joseph M. D'Ambrosio, CFP, Partner; Lewis, McBeth & D'Ambrosio, LLP, September 10, 2004 (File name: mcbethdambrosio091004.htm)
   
• Brian R. Smith, CFP, September 10, 2004 (File name: brsmith091004.htm)
   
• B. T. Conry, Jr., September 10, 2004 (File name: btconry091004.htm)
   
• William R. Anderson, Chief Compliance Officer and Portfolio Manager, The Proper Analysis Corporation, September 10, 2004 (File name: wranderson091004.htm)
   
• Patricia A. Musachio, Lake In The Hills, Illinois, September 10, 2004 (File name: pamusachio6104.htm)
   
• Timothy M. Montague, CPA, CFP, MT, FPA, AICPA, Columbus, Ohio, September 10, 2004 (File name: tmmontague6186.htm)
   
• James Lorence, Lorence & VanderZwart, September 10, 2004 (File name: s72599-989.pdf)
   
• Randy Oldenburg, CFP, Camden Financial Management, Scottsdale, Arizona, September 10, 2004 (File name: roldenburg6846.htm)
   
• James A. Stehr, AIA, Alameda, California, September 10, 2004 (File name: jastehr4879.htm)
   
• Nancy J. Johnson, CFR, Compliance Coach, Strategic Compliance Concepts, Ltd, September 9, 2004 (File name: s72599-988.pdf)
   
• Warren J. Mackensen, Financial Advisor, Hampton, New Hampshire, September 9, 2004 (File name: wjmackensen3444.htm)
   
• Gay Abarbanell, CFP, CSA, National Planning Corp., FPA Los Angeles, Culver City, California, September 9, 2004 (File name: gabarbanell1233.htm)
   
• Valentine F. Lynch, CFP, Bowie, Maryland, September 9, 2004 (File name: vflynch7136.htm)
   
• Douglas Wells, Salt Lake City, Utah, September 9, 2004 (File name: dwells5078.htm)
   
• Peter T. Palion, CFP, President, Master Plan Advisory, Inc., East Meadow, New York, September 9, 2004 (File name: ptpalion9861.htm)
   
• Roger T. Smith, Certified Financial Planner, Sacramento, California, September 9, 2004 (File name: rtsmith5303.htm)
   
• Howard A. Townsend, CFP, Bonsall, California, September 9, 2004 (File name: hatownsend5707.htm)
   
• Ronald Gabel, Kerrville, Texas, September 9, 2004 (File name: rgabel090904.htm)
   
• Dan Danford, President, MBA, CRSP, Family Investment Center, September 8, 2004 (File name: ddanford090804.htm)
   
• Mark W Archambo, CPA, CFP, Bartlesville, Oklahoma, September 8, 2004 (File name: mwarchambo8416.htm)
   
• Jeff Bernier, CFP, ChFC, CFS, President, TandemGrowth Financial Advisors, LLC, Roswell, Georgia, September 8, 2004 (File name: jbernier5435.htm)
   
• Daniel H. Boyce, CFP, Branch Manager, Raymond James Financial Services, Southfield, Michigan, September 8, 2004 (File name: dhboyce5002.htm)
   
• Steven P. Cariati, CFP, Albany, New York, September 8, 2004 (File name: spcariati5608.htm)
   
• John H. Cecil, Jr., Managing Director, Trendline Capital Management, Richmond, Virginia, September 8, 2004 (File name: jhcecil9033.htm)
   
• Norma Finkner, Certified Financial Planner, Annapolis, Maryland, September 9, 2004 (File name: nfinkner3371.htm)
   
• Lawrence I. Grossman, CFP, AIF, MBA, CLU, Registered Investment Advisor, Benicia, California, September 8, 2004 (File name: ligrossman1243.htm)
   
• Richard H. Ivester, CFP, financial planner, Seattle, Washington, September 8, 2004 (File name: rhivester6146.htm)
   
• John R. Jones, Certified Financial Planner, September 8, 2004 (File name: jrjones3869.htm)
   
• Christopher C. Long, Member, National Association of Personal Financial Advisors, Chicago, Illinois, September 8, 2004 (File name: cclong7877.htm)
   
• Allan W. Moskowitz, CFP, President, Progressive Wealth Management, San Lorenzo, California, September 8, 2004 (File name: awmoskowitz7866.htm)
   
• Ian L. Randolph, Member, Financial Planning Association, Memphis, Tennessee, September 8, 2004 (File name: ilrandolph1938.htm)
   
• Chris Schorr, September 8, 2004 (File name: cschorr3109.htm)
   
• Steven Wachs, CFP, Plano, Texas, September 8, 2004 (File name: swachs3760.htm)
   
• Thomas H. Zimmerman, CFP, CEO, Zimmerman Wealth Management, LLC, Evanston, Illinois, September 8, 2004 (File name: thzimmerman3922.htm)
   
• Michael A. Calabrese, Bowie, Maryland, September 8, 2004 (File name: macalabrese2755.htm)
   
• Scott Grittinger, CFP, Principal, McCarthy Grittinger Financial Group LLC, Milwaukee, Wisconsin, September 8, 2004 (File name: sgrittinger8083.htm)
   
• Maureen H. Hunter, Ph.D., Resident, Trimtab Inc., Stone Mountain, Georgia, September 8, 2004 (File name: mhhunter6202.htm)
   
• Frederick F. Kramer, JD, CIO, Wealth Advisor Group LLC, Hendersonville, North Carolina, September 8, 2004 (File name: ffkramer8192.htm)
   
• Richard K. OKeefe, Chief Investment Officer, First Affirmative Financial Network, Colorado Springs, Colorado, September 8, 2004 (File name: rkokeefe4409.htm)
   
• Jose Biton, Equity Analyst, Albion Financial, Salt Lake City , Utah, September 8, 2004 (File name: jbiton3643.htm)
   
• Debra L. Morrison, CFP, Wealth Manager, RegentAtlantic Capital, LLC, Chatham, New Jersey, September 8, 2004 (File name: dlmorrison3349.htm)
   
• Roger W. Engel, CFP, Edina, Minnesota, September 8, 2004 (File name: rwengel4748.htm)
   
• Judy A. Stewart, Certified Financial Planner, Carlsbad, California, September 8, 2004 (File name: jastewart4391.htm)
   
• Steven Bove, Cherry Hill, New Brunswick, September 8, 2004 (File name: sbove2610.htm)
   
• Barbara Bardie Wolfe L Wolfe, CFP, Financial Planning Association, Boulder, Colorado, September 8, 2004 (File name: blwolfe6429.htm)
   
• Julie Lawrence, Tampa, Florida, September 8, 2004 (File name: jlawrence8586.htm)
   
• Rosemary Reed, September 8, 2004 (File name: rreed7414.htm)
   
• Frederick H. Miller, Jr., CEO, Sensible Financial Planning and Management, LLC, Cambridge, Massachusetts, September 8, 2004 (File name: fhmiller8125.htm)
   
• Carol A. Grosvenor, CFP, Registered Advisory Representative, Financial Network Investment Corp, Whittier, California, September 8, 2004 (File name: cagrosvenor6509.htm)
   
• Michael R. Steiner, Financial Planning Association, American Institute of CPAs, Chatham, New Jersey, September 8, 2004 (File name: mrsteiner2404.htm)
   
• Ray Day, financial planner, Rancho Palos Verdes, California, September 8, 2004 (File name: rday5788.htm)
   
• JoAnn C. Todd, Brighton Financial Planning, Brighton Securities, Rochester, New York, September 8, 2004 (File name: jctodd5207.htm)
   
• Carolyn T. Walder, CFP, Alexandria, Virginia, September 8, 2004 (File name: ctwalder9221.htm)
   
• Charles Lesko, CFP, CEO, Lesko Securities, Inc. and Senior Vice President, Lesko Financial Services, Inc., Binghamton, New York, September 7, 2004 (File name: clesko6593.htm)
   
• Kris C. Dwyer, Financial Advisor, Financial Network Corporation, September 7, 2004 (File name: kcdwyer090704.htm)
   
• Andrew Millard, Investment Advisory Principal, Main Street Financial Group, Inc., Tryon, North Carolina, September 7, 2004 (File name: amillard090704.htm)
   
• Susan G. Freed, CFP, President, Susan Freed & Associates, Inc., September 7, 2004 (File name: sgfreed090704.htm)
   
• John H. Biebel, Esq., CFP, Tanager Financial Services Inc., Waltham, Massachusetts, September 7, 2004 (File name: jhbiebel4549.htm)
   
• Russ C. Rauhauser, Boulder, Colorado, September 7, 2004 (File name: rcrauhauser2062.htm)
   
• William Durand, CFP, Stamford, Connecticut, September 7, 2004 (File name: wdurand6225.htm)
   
• David Morganstern, CFP, Member of National Association of Personal Financial Advisors and Financial Planning Association, Portland, Oregon, September 7, 2004 (File name: dmorganstern8053.htm)
   
• Misty L. Marlowe, Little Silver, New Jersey, September 7, 2004 (File name: mlmarlowe1742.htm)
   
• Raj P. Pillai, Ph.D., CFP, Program Director, CFP-Board Registered Program, Cuyahoga Community College, Cleveland, Ohio, September 7, 2004 (File name: rppillai4771.htm)
   
• Jay L. Gershman, Financial Planning Association, Glastonbury, Connecticut, September 7, 2004 (File name: jlgershman5497.htm)
   
• Brad Rosley, CFP, Glen Ellyn, Illinois, September 7, 2004 (File name: brosleycfp3401.htm)
   
• Daniel L. DePietropaolo, MD, Wilmington, Delaware, September 7, 2004 (File name: dldepietropaolo6034.htm)
   
• Thomas M. Wargin, CFP, CFA, Elm Grove, Wisconsin, September 7, 2004 (File name: tmwargin4170.htm)
   
• Steven A. Sant, Certified Financial Planner, Lynnwood, Washington, September 7, 2004 (File name: sasant6491.htm)
   
• Alice Bryan, CFP, September 7, 2004 (File name: abryan5407.htm)
   
• Austin Gallaher, PFP, Financial Planner, Wealth Analytics, Inc., San Diego, California, September 7, 2004 (File name: agallaher4441.htm)
   
• Thomas C. Grzymala, CFP, AIFA, Principal, Forensic Analytics LLC, Keswick, Virgin Islands, September 7, 2004 (File name: tcgrzymala7183.htm)
   
• Timothy L. Rowland, CFP, Scottsdale, Arizona, September 7, 2004 (File name: tlrowland3896.htm)
   
• Mitchell F. Keil, CFP, FPA, Fountain Valley, California, September 7, 2004 (File name: mfkeil5317.htm)
   
• Loretta H. Davis, Registered Representative, Los Alamitos, California, September 7, 2004 (File name: lhdavis2931.htm)
   
• George M. Livingston, III, Santa Rosa Beach, Florida, September 7, 2004 (File name: glivingston6313.htm)
   
• Elyse D. Foster, CFP, President, Harbor Financial Advisory, Inc., Boulder, Colorado, September 7, 2004 (File name: edfoster8195.htm)
   
• David L. Meckenstock , CFP, Senior Compliance Officer, independent broker dealer firm, Hays, Kansas, September 7, 2004 (File name: dlmeckenstock5420.htm)
   
• Christopher J. Olsen, CFP, American Express Financial Advisors, Lodi, California, September 7, 2004 (File name: cjolsen5928.htm)
   
• John Bird, President, Albion Financial Group, Salt Lake City, Utah, September 7, 2004 (File name: jbird5159.htm)
   
• Kelly A. Christensen, President, Sage Financial Advisors Inc., Phoenix, Arizona, September 7, 2004 (File name: kachristensen3213.htm)
   
• Kathleen L. Cotton, Certified Financial Planner, Cotton Financial Advisors, Inc., Lynnwood, Washington, September 7, 2004 (File name: klcotton3209.htm)
   
• Daryl R. Goughnour, President, DRG Financial Services Inc., Burnsville, Minnesota, September 7, 2004 (File name: drgoughnour7526.htm)
   
• J. Michael Fay, CFP, CEO, Claremont Financial Group, Inc., Claremont, California, September 7, 2004 (File name: jfay3556.htm)
   
• Glenn M. Kenney, September 7, 2004 (File name: gmkenney9206.htm)
   
• David M. Taucher, CFP, Beachwood, Ohio, September 7, 2004 (File name: dmtaucher3009.htm)
   
• Keith Merson, Cool, California, September 7, 2004 (File name: kmerson4406.htm)
   
• Georgette Frazer, CPA/PFS, CFP,AIF, B/D Financial West Group, First Affirmative Financial Network, Progressive Asset Management, Marshfield, Wisconsin, September 7, 2004 (File name: gfrazer5664.htm)
   
• Chase W. Armer, financial planner, Sacramento, California, September 7, 2004 (File name: cwarmer3104.htm)
   
• Brian R. Carlton, CFP, Lynchburg, Virginia, September 7, 2004 (File name: brcarlton5124.htm)
   
• Cornelius H. Van Zutphen, Jr., Certified Financial Planner practitioner, Independent RIA, Mesa, Arizona, September 7, 2004 (File name: chvanzutphen7888.htm)
   
• David B. Jacobs, Ph.D., President of Pathfinder Financial Services, LLC, Kailua, Hawaii, September 7, 2004 (File name: dbjacobs4742.htm)
   
• Ross D. Pauley, MBA, CFP, CSA, BCI, President, Pauley Financial Services, Inc., Austin, Texas, September 7, 2004 (File name: rdpauley6669.htm)
   
• Erik Johnson, September 7, 2004 (File name: ejohnson5123.htm)
   
• Richard A. Johnson, Rick Johnson Family Office, LLC, Jacksonville, Florida, September 7, 2004 (File name: rajohnson1323.htm)
   
• Edwin R. Baldrige, III, CFP, Baldrige Asset Management, Allentown, Pennsylvania, September 7, 2004 (File name: erbaldrige7446.htm)
   
• Jeffrey E. Daniher, Ritter Daniher Financial Advisory, Cincinnati, Ohio, September 7, 2004 (File name: jedaniher1487.htm)
   
• Susan B. Stoller, Newark, Delaware, September 7, 2004 (File name: sbstoller9897.htm)
   
• Henry E. Zapissek, CFP, San Diego, California, September 7, 2004 (File name: hezapissek7141.htm)
   
• Don B. Akridge, CPA, MBA, FPA, CPA, MBA, Canton, Georgia, September 7, 2004 (File name: dbakridge7214.htm)
   
• James W. Heard, CFP, FPA NAPFA, Atlanta, Georgia, September 7, 2004 (File name: jwheard8201.htm)
   
• Nancy Scanlan, DVM, MSFP, Sherman Oaks, California, September 7, 2004 (File name: nscanlan2267.htm)
   
• Ellen R. Siegel, CFP, ChFC, CLU, CSA, Miam, Florida, September 7, 2004 (File name: ersiegel9757.htm)
   
• Scott Logan, Oklahoma City, Oklahoma, September 7, 2004 (File name: slogan9541.htm)
   
• Annette F. Simon, fee-only financial advisor, Bethesda, Maryland, September 7, 2004 (File name: afsimon4091.htm)
   
• Nicholas R. Noviello, CFP, Financial Planning Association, September 7, 2004 (File name: nrnoviello5067.htm)
   
• Lauri A. Christiansen, MBA, Manager of Product Information Services, Kings Park, New York, September 7, 2004 (File name: lachristiansen9069.htm)
   
• Roger Harmon, September 7, 2004 (File name: rharmon2587.htm)
   
• Jason B. Beene, CFP, Financial Planning Association, Monmouth Beach, New Jersey, September 7, 2004 (File name: jbbeene7561.htm)
   
• Samuel P. Hull, CFP, Northstar Financial Planning, Inc., Windham, New Hampshire, September 7, 2004 (File name: sphull1664.htm)
   
• Barry L. Kohler, JD, CFP, Principal, BDMP Wealth Management, Portland, Maine, September 7, 2004 (File name: blkohler3370.htm)
   
• Paul R. Pignone, CFP, CLU, ChFC, AIF, NAPFA, Boston Retirement Advisors, LLC, Salem, New Hampshire, September 7, 2004 (File name: prpignone3110.htm)
   
• Charles E. Sandmel, CFP, AIF, Investment Advisory Representative, First Affirmative Financial Network, Brookline, Massachusetts, September 7, 2004 (File name: cesandmel2435.htm)
   
• Marc Scudillo, CPA, September 6, 2004 (File name: mscudillo4556.htm)
   
• K. Esther Szabo, CFP, Los Altos, California, September 6, 2004 (File name: kszabo1744.htm)
   
• Robert Veres, financial consumer, journalist in the financial services field, Mars Hill, North Carolina, September 6, 2004 (File name: rveres2790.htm)
   
• Vivek Nadkarni, electrical engineer, Sunnyvale, California, September 6, 2004 (File name: vnadkarni4789.htm)
   
• Gladys M. Christiansen, R.N., Huntington Station, New York, September 6, 2004 (File name: gmchristiansen4782.htm)
   
• Barbara Culver, CFP, Cincinnati, Ohio, September 6, 2004 (File name: bculver5262.htm)
   
• Nicki Pittman, Mendocino, California, September 6, 2004 (File name: npittman7829.htm)
   
• Kathryn L. Berrada, word processor, Legend Financial Advisors, Inc., Pittsburgh, Pennsylvania, September 5, 2004 (File name: klberrada090504.htm)
   
• Diane M. Pearson, CFP, Director of Financial Planning, Legend Financial Advisors, Inc., Pittsburgh, Pennsylvania, September 4, 2004 (File name: dmpearson090404.htm)
   
• Kimberly Sterling, Orlando, Florida, September 4, 2004 (File name: ksterling090104.htm)
   
• Robert J. Love, CFP CE Exempt, Financial Planning Association, Little Egg Harbor, New Jersey, September 4, 2004 (File name: rjlove6909.htm)
   
• Thomas A. Muldowney, Investment Advisor - RIA, Rockford, Illinois, September 4, 2004 (File name: tamuldowney5486.htm)
   
• Bradley W. Case, CFP, St. Petersburg, Florida, September 4, 2004 (File name: bwcase5155.htm)
   
• Mary A. Gardner, San Francisco, California, September 3, 2004 (File name: magardner7222.htm)
   
• Lucas R. Carey, Little Silver, New Jersey, September 3, 2004 (File name: lrcarey5748.htm)
   
• Jeannette M. Soby, Member, California State Oriental Medical Association, San Jose, California, September 3, 2004 (File name: jmsoby5421.htm)
   
• Jane V. Slama, New Jersey, September 3, 2004 (File name: jvslama3917.htm)
   
• Arthur E. Oberlin, Jr., September 3, 2004 (File name: aeoberlin5381.htm)
   
• Jeremy J. Hudson, CFP, Little Silver, New Jersey, September 3, 2004 (File name: jjhudson8171.htm)
   
• Robert A. Harclerode, ChFC, President, Stonebridge Capital Management, West Caldwell, New Jersey, September 3, 2004 (File name: raharclerode2321.htm)
   
• Charles E. Foster, II, CFP, CFA, Partner, Blankinship Foster, Del Mar, California, September 3, 2004 (File name: cefoster8613.htm)
   
• D. Randolph Waesche, CFP, President, Resource Management, Inc., September 2, 2004 (File name: s72599-942.pdf)
   
• Cheryl Carrington, CFP, West Windsor, New Jersey, September 2, 2004 (File name: ccarrington4967.htm)
   
• John R. Goodrich, Tamuning, Guam, September 2, 2004 (File name: jrgoodrich5141.htm)
   
• Edward M. Stuart, CFP, Chatham, New Jersey, September 2, 2004 (File name: emstuart5324.htm)
   
• Brian H. Breuel, JD, CLU, ChFC, CFP, CLU, ChFC, MSM, MSFS, FPA, SFSP, Princeton, New Jersey, September 2, 2004 (File name: bhbreuel5155.htm)
   
• Michael Borowski, CPA, CFP, FPA, NJSCPA, AICPA, September 2, 2004 (File name: mborowski8499.htm)
   
• W. Don Brown, CFP, Randolph, New Jersey, September 2, 2004 (File name: wbrown1676.htm)
   
• Gordon W. Elder, CFP, Lancaster, California, September 2, 2004 (File name: gwelder7526.htm)
   
• Daniel W. Foley, CFP, CEO, Sleeping Giant Financial Services, LLC, Steamboat Springs , Colorado, September 2, 2004 (File name: dwfoley9363.htm)
   
• John Kaiser, FPA, Salt Lake City, Utah, September 2, 2004 (File name: jkaiser3711.htm)
   
• Bernard M. Kiely, CFP/CPA, FPA, AICPA NAPFA, Kiely Capital Management, Inc., Morristown, New Jersey, September 2, 2004 (File name: bmkiely1406.htm)
   
• Helen L. Modly, CFP, Focus Financial Consultants, Middleburg, Virginia, September 1, 2004 (File name: hlmodlycfp4332.htm)
   
• Richard K. Schroeder, CFP, Executive Vice President, Schroeder, Braxton Vogt Inc., Amherst, New York, September 1, 2004 (File name: rkschroeder3175.htm)
   
• John K. Ritter, CFP, CFS, NAPFA Registered Financial Advisor, Cincinnati, Ohio, September 1, 2004 (File name: jkritter2850.htm)
   
• Harold G. Richardson, CPA, Member of FPA, CFP, AICPA, Winchester, Massachusetts, September 1, 2004 (File name: hgrichardson1892.htm)
   
• Troy E. Jones, CFP, Financial Planning Association, Oklahoma City, Oklahoma, September 1, 2004 (File name: tejones9304.htm)
   
• Carol L. Fishburn, CFP, Brentwood Advisory Group, LLC, Los Angeles, California, September 1, 2004 (File name: clfishburn8564.htm)
   
• Thomas P. Carroll, CFP, owner, fee-only financial planning firm, Cincinnati, Ohio, September 1, 2004 (File name: tpcarroll4533.htm)
   
• Kelly F. Crane, CFA, Napa Valley Wealth Management, St. Helena, California, September 1, 2004 (File name: kfcrane9547.htm)
   
• J. Charles Dunham, Birmingham, Alabama, September 1, 2004 (File name: jdunham7330.htm)
   
• David A. Lazear, independent financial planner, San Diego, California, September 1, 2004 (File name: dalazear9602.htm)
   
• William C. Cuthbertson, Jr., MBA, CFP, San Juan Capistrano, California, August 31, 2004 (File name: wccuthbertson9715.htm)
   
• Christopher Dalto, Principal, Delessert Financial Services, Waltham, Massachusetts, August 31, 2004 (File name: cdalto2375.htm)
   
• Jeffrey Golden, August 31, 2004 (File name: jgolden2365.htm)
   
• Sally L. Gries, CFP, President and CEO of Gries Financial LLC, Cleveland, Ohio, August 31, 2004 (File name: slgries4854.htm)
   
• Craig Martin, President, Family Wealth Consultants, Inc., San Jose, California, August 31, 2004 (File name: cmartin1968.htm)
   
• John J. McDonough, Pittsburgh, Pennsylvania, August 31, 2004 (File name: jjmcdonough1989.htm)
   
• Donald L. Miller, Managing Member, D.L. Miller Financial Services, L.L.C., New Braunfels, Texas, August 31, 2004 (File name: dlmiller7570.htm)
   
• Maura V.H. Murphy, fee-only financial planner, Ashland, Oregon, August 31, 2004 (File name: mvmurphy9455.htm)
   
• James R. Naylor, Jr., Certified Financial Planner, Lewistown, Pennsylvania, August 31, 2004 (File name: jrnaylor6871.htm)
   
• Michael Olsen, August 31, 2004 (File name: molsen6482.htm)
   
• James E. Pearman, Jr., Fee-Only Financial Planning, LC, Roanoke, Virginia, August 31, 2004 (File name: jepearman9279.htm)
   
• John Ruzza, CFP, Financial Planning Association, Portage, Michigan, August 31, 2004 (File name: jruzza8752.htm)
   
• Susan Strasbaugh, CFP, EA, Colorado Springs, Colorado, August 31, 2004 (File name: sstrasbaugh4819.htm)
   
• John Walsh, IT project manager, San Jose, California, August 31, 2004 (File name: jwalsh9739.htm)
   
• Ron A. Rhoades, Chief Compliance Officer, Director of Research, Joseph Capital Management, LLC, August 30, 2004 (File name: s72599-940.pdf)
   
• Lynne T. Nahigyan, CFP, NAPFA, FPA, Mattapoisett, Massachusetts, August 30, 2004 (File name: ltnahigyan5880.htm)
   
• Christopher D. Rich, CFP, Managing Member, RMR Financial Advisors LLC, Madison, Wisconsin, August 30, 2004 (File name: cdrich3501.htm)
   
• Susan A. Schreiner, Registered Investment Advisor, La Mesa San Diego, California, August 30, 2004 (File name: saschreiner6275.htm)
   
• Karen M. Schultheis, San Mateo, California, August 30, 2004 (File name: kmschultheis9857.htm)
   
• Brian Shea, CFP, New Canaan, Connecticut, August 30, 2004 (File name: bshea9516.htm)
   
• P. Frank Castellon, CFP, CEO, Comprehensive Investment Solutions, LLC, Yardley, Pennsylvania, August 30, 2004 (File name: pcastellon3429.htm)
   
• Christine M. Dodge, Ocoee, Florida, August 30, 2004 (File name: cmdodge1549.htm)
   
• Robert S. Farnell, financial planner, Boulder, Colorado, August 30, 2004 (File name: rsfarnell3028.htm)
   
• Daryl G. Graham, CPA,CFP, Financial Planning Association, Orlando, Florida, August 30, 2004 (File name: dggraham2347.htm)
   
• Debra A. Miller, Gold River, California, August 30, 2004 (File name: damiller2805.htm)
   
• Ronald S. Pearson, CFP, Virginia Beach, Virginia, August 30, 2004 (File name: rspearson2082.htm)
   
• Rebecca R. Preston, CFP, EA, Providence, Rhode Island, August 30, 2004 (File name: rrpreston4320.htm)
   
• Carol V. Berman, investment advisor, Cambridge, Massachusetts, August 30, 2004 (File name: cvberman5703.htm)
   
• Todd P. Clarke, Executive Vice President, CLS Investment Firm, LLC, Omaha, Nebraska, August 30, 2004 (File name: tpclarke4495.htm)
   
• Sandra L. Bragar, CFP, Principal, Kochis Fitz, San Francisco, California, August 30, 2004 (File name: slbragar5844.htm)
   
• Jeffrey B. Broadhurst, MBA, President, Broadhurst Financial Advisors, Inc., Harleysville, Pennsylvania, August 30, 2004 (File name: jbbroadhurst6233.htm)
   
• Stephen N. Cheifetz, CPA, CFP, Director of Tax Preparation and Accounting Services, Wayne, Pennsylvania, August 30, 2004 (File name: sncheifetz6455.htm)
   
• Sophie Kaluziak, CPA, President, Vista Financial Planning, Oak Park, Illinois, August 30, 2004 (File name: skaluziak9810.htm)
   
• John J. Hurford, Jr., The Advisory Group, San Francisco, California, August 30, 2004 (File name: jjhurford5478.htm)
   
• Gerald E. Gasber, CFP, Financial Planning Association, National Association of Personal Financial Advisors, Gold River, California, August 30, 2004 (File name: gegasber8351.htm)
   
• Kimberly A. Hankins, Financial Planning Association, Monterey, California, August 30, 2004 (File name: kahankins9464.htm)
   
• Penny Marchand, CFP, EA, owner, Cambridge Financial Group, Tucson, Arizona, August 30, 2004 (File name: pmarchand4868.htm)
   
• Mark McAuley, CFP, Senior Regional Director, Kansas City, Missouri, August 30, 2004 (File name: mmcauley1132.htm)
   
• Craig L. Miller, CFP, AEP, Austin, Texas, August 30, 2004 (File name: clmiller6231.htm)
   
• Karen Yeackel, Gold River, California, August 30, 2004 (File name: kyeackel8547.htm)
   
• Jonathan Yi, Financial Planning Association, Huntingdon Valley, Pennsylvania, August 30, 2004 (File name: jyi4841.htm)
   
• R. Young, CFA, August 30, 2004 (File name: ryoung7020.htm)
   
• John R. Power, CFP, Member, FPA, Walpole, Massachusetts, August 30, 2004 (File name: jrpower2072.htm)
   
• Phyllis L. Rundquist, Gold River, California, August 30, 2004 (File name: plrundquist9672.htm)
   
• George Papadopoulos, CPA/PFS, CFP, Novi, Michigan, August 29, 2004 (File name: gpapadopoulos2635.htm)
   
• Krista Hughes, Maryland, August 29, 2004 (File name: khughes8057.htm)
   
• Carol K. Lampe, CFP, Certified Financial Planner, Pittsburgh, Pennsylvania, August 29, 2004 (File name: cklampe8805.htm)
   
• Kathleen M. Rehl, Certified Financial Planner, Land O'Lakes, Florida, August 29, 2004 (File name: kmrehl3628.htm)
   
• Charles S. Stoll, CPA, PFS, CFP, RIA, Boca Raton, Florida, August 29, 2004 (File name: csstoll8472.htm)
   
• Joseph R Taylor , August 29, 2004 (File name: jrtaylor4602.htm)
   
• Paul W. Viscovich, graduate mechanical engineer, retired from Westinghouse, ASME, Longwood, Florida, August 29, 2004 (File name: pwviscovich7323.htm)
   
• James L. Dayton, Niles, Michigan, August 28, 2004 (File name: jldayton4567.htm)
   
• J. Donald Larkin, CFP, Sun City, Arizona, August 28, 2004 (File name: jlarkin9722.htm)
   
• Bertram B. Unger, CFP, Adjunct, CFP Education program, Barry University, Director of the Gold Coast Financial Planning Association , Boca Raton, Florida, August 28, 2004 (File name: bbunger1193.htm)
   
• Dallas W. Coffman, CLU, ChFC, EA, CFP, Proprietor and Registered Investment Adviser, Whitman Financial Services; Member, Financial Planning Association; Member, Boston Estate Planning Council; Member, NASD Board of Arbitrators; Branch Manager and Investment Adviser Representative, Linsco/Private Ledger; Wakefield, Massachusetts, August 27, 2004 (File name: dwcoffman8765.htm)
   
• Dawn Heneberry, CTFA, CFP, Charlottesville, Virginia, August 27, 2004 (File name: dheneberry7432.htm)
   
• Paul E. Huber, Los Gatos, California, August 27, 2004 (File name: pehuber5438.htm)
   
• James H. Christie, CFP, President, Financial Planning Association of New Jersey, Mendham, New Jersey, August 27, 2004 (File name: jhchristie7938.htm)
   
• Geoffrey F. Boyer, CFP, CSA, President, Boyer Financial Group, Allentown, Pennsylvania, August 27, 2004 (File name: gfboyer9305.htm)
   
• Richard R. Hurth, CFP, Oak Lawn, Illinois, August 27, 2004 (File name: rrhurth2727.htm)
   
• Erik G. Jensen, CFP, Palm Desert, California, August 27, 2004 (File name: egjensen6268.htm)
   
• Ben D. Moses, Washington, August 27, 2004 (File name: bdmoses5460.htm)
   
• Carole L. Rowe, Retired R.N., Portola Valley, California, August 27, 2004 (File name: clrowe7451.htm)
   
• Russell and Loretta Williamson, Barefoot Bay, Florida, August 27, 2004 (File name: rlwilliamson082704.htm)
   
• Gerald Linstedt, August 27, 2004 (File name: glinstedt082704.htm)
   
• Mike Paccioretti, August 27, 2004 (File name: mpaccioretti082704.htm)
   
• George N. Luciani, CFP, FPA, Yardley, Pennsylvania, August 27, 2004 (File name: gnluciani8420.htm)
   
• Mark F. Krivonak, CFP, ChFC, CLU, Financial Planning Association, Society of Financial Service Professionals, National Estate Planning Council, National Association of Insurance and Financial Advisors , Tampa, Florida, August 27, 2004 (File name: mfkrivonak9503.htm)
   
• Cornelia J. Rancatore, student, Certified Financial Planner Program at Boston University, Boston, Massachusetts, August 27, 2004 (File name: cjrancatore2165.htm)
   
• Walter S. Hosea, Winter Springs, Florida, August 27, 2004 (File name: wshosea6895.htm)
   
• Douglas W. Gill, CFP, Dallas, Texas, August 27, 2004 (File name: dwgill6186.htm)
   
• Scott Leverenz, CRPC, The Financial Resource Group, August 26, 2004 (File name: sleverenz082604.htm)
   
• Alix-Marie Hall, MBA, CFP, Independent Financial Advisor, Sanders Smith Miller & Jordan, Tarrytown, New York, August 26, 2004 (File name: amhall082604.htm)
   
• Dolores C. Faughnan, Melbourne Beach, Florida, August 26, 2004 (File name: dcfaughnan082604.htm)
   
• George H. Faughnan, Melbourne Beach, Florida, August 26, 2004 (File name: gfaughnan082604.htm)
   
• Linda Kuhn, August 26, 2004 (File name: lkuhn082604.htm)
   
• Da Salz, August 26, 2004 (File name: dsalz4539.htm)
   
• Ann S. Harrod, CFP, RIA , self-employed fee compensated representative, Keswick, Virginia, August 26, 2004 (File name: asharrod3924.htm)
   
• David L. Maurice, CFP, Owner/Partner, WealthWise, Inc.; Professional Member, FPA, Greeneville, Tennessee, August 26, 2004 (File name: dlmaurice6684.htm)
   
• Christopher R. DePaoli, Quincy, Massachusetts, August 26, 2004 (File name: crdepaoli4079.htm)
   
• Felicia Gopaul, CFP, New Jersey, August 26, 2004 (File name: fgopaul8863.htm)
   
• Douglas E. Taylor, CFP, CPA, AICPA, FPA, Redondo Beach, California, August 26, 2004 (File name: detaylor5001.htm)
   
• Robert A. Gordon, President, Robert Gordon Associates, Inc.; Member, Financial Planning Association; Springfield, Illinois, August 26, 2004 (File name: ragordon9969.htm)
   
• Bhaj Townsend, Redmond, Washington, August 26, 2004 (File name: btownsend7375.htm)
   
• Roy L. Komack, Certified Financial Planner, Natick, Massachusetts, August 26, 2004 (File name: rlkomack4509.htm)
   
• James D. Sikes, August 26, 2004 (File name: jdsikes5171.htm)
   
• Charles Simon, MS, President, Taconic Advisors, Inc., Poughkeepsie, New York, August 26, 2004 (File name: csimon2704.htm)
   
• Lorene C. Austin, Orlando, Florida, August 26, 2004 (File name: lcaustin4296.htm)
   
• David Lesnick, Certified Financial Planner, Goodyear, Arizona, August 26, 2004 (File name: dlesnick9119.htm)
   
• William E. Austin, Orlando, Florida, August 26, 2004 (File name: weaustin2833.htm)
   
• Roger S. Asel, CFP, CPA, PFS, Dallas, Texas, August 26, 2004 (File name: rsasel9389.htm)
   
• Bruce E. Nearhood, CFP, Financial Planning Association, Rapid City, South Dakota, August 26, 2004 (File name: benearhood6342.htm)
   
• Alan L. Norris, CFP, President, Phoenix Chapter of the Financial Planning Association, Phoenix, Arizona, August 26, 2004 (File name: alnorris1285.htm)
   
• John C. Brown, President, Brown Brown Financial Services, Inc., Dallas, Texas, August 26, 2004 (File name: jcbrown4593.htm)
   
• John Mannen, CFP, Cleveland, Ohio, August 26, 2004 (File name: jmannen6632.htm)
   
• Robert J. Cole, Jr., CLU, ChFC, CFP, Louisville, Kentucky, August 26, 2004 (File name: rjcolejr5154.htm)
   
• John P. Severy-Hoven, FPA, St. Paul, Minnesota, August 26, 2004 (File name: jpsevery-hoven5164.htm)
   
• Bedda J. Emous, CFP, Managing Director, Fiduciary Solutions, LLC, North Andover, Massachusetts, August 26, 2004 (File name: bjemous9796.htm)
   
• Lawrence H. Friedrichs, CPA, CFP, AICPA, FPA, ASCPA, Alliance of Cambridge Advisors, Mesa, Arizona, August 26, 2004 (File name: lhfriedrichs9052.htm)
   
• Gale C. Johnston, CFP, Financial Advisor, AFP Advisory Services, Inc., Los Angeles, California, August 26, 2004 (File name: gcjohnston5696.htm)
   
• Karen F. Folk, Ph.D., CFP, Certified Financial Planner, Urbana, Illinois, August 26, 2004 (File name: kffolk2857.htm)
   
• Jack J. Keesing, Software Consultant, Melbourne, Florida, August 26, 2004 (File name: jjkeesing9233.htm)
   
• Michael W. Miller, Principal, PlanFIRST, Inc., Greenville, South Carolina, August 26, 2004 (File name: mwmiller7965.htm)
   
• David J. Conners, Electrician, San Jose, California, August 26, 2004 (File name: djconners2166.htm)
   
• David Halfaker, CFP, Sole Practioner, Tampa, Florida, August 26, 2004 (File name: dhalfaker6007.htm)
   
• Roy L. Komack, Natick, Massachusetts, August 26, 2004 (File name: rlkomack1940.htm)
   
• Bruce R. Heling, CFP, CPA, President, Heling Associates, Inc, Brookfield, Wisconsin, August 26, 2004 (File name: brheling9604.htm)
   
• Jennifer Jewett, Phoenix, Arizona, August 26, 2004 (File name: jjewett3418.htm)
   
• Mark Stempel, CFP, Tucson, Arizona, August 26, 2004 (File name: mstempel7883.htm)
   
• Myles J. Crowe, CPA, CFP, The Foundry Financial Group, Inc., Jackson, New Hampshire, August 26, 2004 (File name: mjcrowe5079.htm)
   
• David E. Feagans, retired mechanical engineer, Mercersburg, Pennsylvania, August 26, 2004 (File name: defeagans6284.htm)
   
• Susan J. Veligor, Portland, Maine, August 26, 2004 (File name: sjveligor3004.htm)
   
• John R. Verville, CFP, Clearwater, Florida, August 26, 2004 (File name: jrverville7191.htm)
   
• William D. Bailey, Jr., EA, CFP, Professional Finanical Advisors / NAEA, Tucker, Georgia, August 26, 2004 (File name: wdbaileyjr3901.htm)
   
• James T. Brass, Financial Planning Association, St. Paul , Minnesota, August 26, 2004 (File name: jtbrass9935.htm)
   
• Donna Weniger, SJ, California, August 26, 2004 (File name: dweniger1226.htm)
   
• Robert E. Maloney, MSFS, National Asociation of Financial Advisors, NAPFA, Annapolis, Maryland, August 26, 2004 (File name: remaloney7838.htm)
   
• David Wilder, CFP, NAPFA, Cincinnati, Ohio, August 26, 2004 (File name: dwilder8266.htm)
   
• Douglas W. DeGain, CFP, RIA, fee-only comprehensive personal financial planner, sole proprietor, Rochester Hills, Michigan, August 26, 2004 (File name: dwdegain9588.htm)
   
• Sharon Fricke, Longwood, Florida, August 26, 2004 (File name: sfricke1403.htm)
   
• Roy M. Fortner, CFP, Kansas City, Missouri, August 26, 2004 (File name: rmfortner3369.htm)
   
• Barry Katz, NAPFA, Sunrise, Florida, August 26, 2004 (File name: bkatz5020.htm)
   
• Brian C. Keating, CFP, Essex, Massachusetts, August 26, 2004 (File name: bckeating9452.htm)
   
• Duffy G. Elliott, Sr., Georgia Society of CPAs, Financial Planning Association, Atlanta, Georgia, August 26, 2004 (File name: dgelliott7799.htm)
   
• Michael P. Haubrich, Certified Financial Planner, Racine, Wisconsin, August 26, 2004 (File name: mphaubrich8168.htm)
   
• Robert V.P. Brauner, Sr., Oakland, Florida, August 26, 2004 (File name: rvbrauner3772.htm)
   
• Martin D. Rosman, Merritt Island, Florida, August 26, 2004 (File name: mdrosman4529.htm)
   
• Barry H. Kaplan, DDS, CFP, Marietta, Georgia, August 26, 2004 (File name: bhkaplan9360.htm)
   
• Bernie Schrilla, August 26, 2004 (File name: bschrilla6420.htm)
   
• James F. Ludwick, President, MainStreet Financial Planning, Inc., Odenton, Maryland, August 26, 2004 (File name: jfludwick1416.htm)
   
• Terry Gustafson, CFP, NAPFA, Oceanside, California, August 26, 2004 (File name: tgustafson9144.htm)
   
• Savvas D. Giannakopoulos, CFP, MBA, EA, Adjunct Lecturer, Corporate Finance, University of Michigan, Enrolled Agent with IRS, Ann Arbor, Michigan, August 25, 2004 (File name: sdgiannakopoulos9976.htm)
   
• John Williamson, August 25, 2004 (File name: jwilliamson2325.htm)
   
• Janet Tyler Johnson, Clifton Gunderson Financial Services, Madison, Wisconsin, August 25, 2004 (File name: jtylerjohnson9714.htm)
   
• Barry Swaim, CFP, Personal Financial Advisor, August 25, 2004 (File name: bswaim8092.htm)
   
• Michael J. Fischer, CFP, Vice President, Benchmark Financial, Ltd., Phoenix, Arizona, August 25, 2004 (File name: mjfischer6234.htm)
   
• Margaret C. Smith, Tualatin, Oregon, August 25, 2004 (File name: mcsmith2794.htm)
   
• Michael S. Knight , Certified Financial Planning Practitioner, Knight Investment Planning, Libertyville, Illinois, August 25, 2004 (File name: msknight8136.htm)
   
• Robert M. Frey, MS, CFP, President, Professional Financial Management, Bozeman, Montana, August 25, 2004 (File name: rmfrey4943.htm)
   
• Marge Coyle, CFP, Edina, Minnesota, August 25, 2004 (File name: mcoyle7330.htm)
   
• John Van Dyke, CFP, President, Argus, San Diego, California, August 25, 2004 (File name: jvandyke2887.htm)
   
• Brian R. Carlton, CFP, Lynchburg, Virginia, August 25, 2004 (File name: brcarlton7093.htm)
   
• David S. Dondero, CFP, FPA, Alexandria , Virginia, August 25, 2004 (File name: dsdondero9645.htm)
   
• David W. Cowles, CPA/CFP, San Francisco, California, August 25, 2004 (File name: dwcowles7833.htm)
   
• Milo M. Benningfield, J.D., San Francisco, California, August 25, 2004 (File name: mmbenningfield5122.htm)
   
• Mary Doll, Certified Financial Planner Licensee, Santa Paula, California, August 25, 2004 (File name: mdoll3394.htm)
   
• Charles R. Brock, investor, Altamonte Springs, Florida, August 25, 2004 (File name: crbrock2594.htm)
   
• David Traylor, August 25, 2004 (File name: dtraylor7670.htm)
   
• Kelly S. Olson, CFP, Wealth Management, Bloomington, Minnesota, August 25, 2004 (File name: ksolson3137.htm)
   
• Danny L. Wehmeyer, New Smyrna Beach, Florida, August 25, 2004 (File name: dlwehmeyer7910.htm)
   
• James E. Wilson, CFP, owner, J.E. Wilson Advisors, LLC, Columbia, South Carolina, August 25, 2004 (File name: jewilson2471.htm)
   
• Ashwin K. Bhatt, CFP, H.D. Vest Investment Securities, Houston, Texas, August 25, 2004 (File name: akbhatt1248.htm)
   
• Douglas C. Kranz, Sr., Clayton Ocala, New York, August 25, 2004 (File name: dckranz7599.htm)
   
• Mary D. Christensen, Certified Financial Planner, Portland, Oregon, August 25, 2004 (File name: mdchristensen4875.htm)
   
• Carolyn M. Wehmeyer, New Smyrna Beach, Florida, August 25, 2004 (File name: cmwehmeyer3612.htm)
   
• Dennis Eisenberg, United Staff Union Pension Committee Chair , CMFC, Pleasant Prairie, Wisconsin, August 25, 2004 (File name: deisenberg2055.htm)
   
• James A. Holm, East Troy, Wisconsin, August 25, 2004 (File name: jaholm1181.htm)
   
• Carl D. Goodin, Member, Financial Planning Association, Ballwin, Missouri, August 25, 2004 (File name: cdgoodin6364.htm)
   
• Richard H. Bauzenberger, CFP, Principal, LakeShore Investment Management, Mequon, Wisconsin, August 25, 2004 (File name: rhbauzenberger4564.htm)
   
• John W. Grey, CFP, CLU, IAR State Farm Investment Management Corp., Beaver Dam, Wisconsin, August 25, 2004 (File name: jwgrey6178.htm)
   
• Virginia M. Terrell, Certified Financial Planner, Cumming, Georgia, August 25, 2004 (File name: vmterrell9801.htm)
   
• Robert A. Catton, MBA, CFP, Certified Financial Planner, Federal Way, Washington, August 25, 2004 (File name: racatton5207.htm)
   
• Lawrence G. Boyles, President, Retirement Specialists Incorporated, Houston, Texas, August 25, 2004 (File name: lgboyles1891.htm)
   
• Terrie A. Zitzelsberger, Mt. Pleasant, Michigan, August 25, 2004 (File name: tazitzelsberger1946.htm)
   
• Dale N. Thomas, Branch Manager, Geneos Wealth Management, Inc, Clearwater, Florida, August 25, 2004 (File name: dnthomas4799.htm)
   
• James D. Hallett, CFP, ChFC, CLU, CDP, Hallett & Associates, P.S., August 25, 2004 (File name: jdhallett082504.htm)
   
• Peggy S. Cabaniss, CFP, NAPFA, FPA, Orinda, California, August 25, 2004 (File name: pscabaniss7485.htm)
   
• Chris B. Reynolds, Certified Financial Planner, American Express Financial Advisors Inc., Norcross, Georgia, August 25, 2004 (File name: cbreynolds9685.htm)
   
• Phillip Q. Couture, CFP, Sarasota, Florida, August 25, 2004 (File name: pqcouture8282.htm)
   
• William R. Neubauer, Certified Financial Planner and Registered Investment Advisor, Coral Gables, Florida, August 25, 2004 (File name: wrneubauer2411.htm)
   
• Christopher N. Brown, Certified Financial Planning Licensee; Member, National Association of Personal Financial Advisors; Member, Financial Planning Association; Gaithersburg, Maryland, August 25, 2004 (File name: cnbrown4847.htm)
   
• John R. Boyd, CFP, Registered Investment Adviser, FPA, Worcester, Massachusetts, August 25, 2004 (File name: jrboyd5243.htm)
   
• Vicki G. McGrew, CFP, Financial Planning Association, Leawood, Kansas, August 25, 2004 (File name: vgmcgrew3602.htm)
   
• William S. Bivin, CFP, President, Bivin Associates, Inc., Ponca City, Oklahoma, August 25, 2004 (File name: wsbivin1673.htm)
   
• Thomas E. Couch, CFP, Ligonier, Pennsylvania, August 25, 2004 (File name: tecouch1383.htm)
   
• Wayne Cassaday, Financial Planner, Professor of Finance, Charleston, South Carolina, August 25, 2004 (File name: wcassaday7152.htm)
   
• John LeBlanc, co-owner of Back Bay Financial Group, Boston, Massachusetts, August 25, 2004 (File name: jleblanc8750.htm)
   
• Mitchell B. Goldberg, Esq., NASD Arbitrator, Northfield, Ohio, August 25, 2004 (File name: mbgoldberg9156.htm)
   
• Susan J. Travis, CFP, CTFA, Vice President and Trust Officer, Kanaly Trust Company, Houston, Texas, August 25, 2004 (File name: sjtravis4498.htm)
   
• Joshua E. Self, Financial Planning Association, Raleigh, North Carolina, August 25, 2004 (File name: jeself1252.htm)
   
• Ronald Sussman, securities principal, Cherry Hill, New Jersey, August 25, 2004 (File name: rsussman4650.htm)
   
• John Mezzasalma, Shrewsbury, New Jersey, August 25, 2004 (File name: jmezzasalma4969.htm)
   
• Lawrence M. Tomczak, Registered Representative, MML Investors Services Inc., Maumee, Ohio, August 25, 2004 (File name: lmtomczak7148.htm)
   
• Daniel B. Moisand, CFP, Principal; Spraker, Fitzgerald, Tamayo Moisand, LLC, Financial Planning Association, Melbourne, Florida, August 25, 2004 (File name: dbmoisand9560.htm)
   
• William T. Mullen, CFP, CSA, Park City, Utah, August 25, 2004 (File name: wtmullen5953.htm)
   
• Robert M. Huntley, retired, formerly self employed retailer, Ipswich, Massachusetts, August 25, 2004 (File name: rmhuntley2476.htm)
   
• Mark W. Feucht, CFP, EA, Fond du Lac, Wisconsin, August 25, 2004 (File name: mwfeucht8679.htm)
   
• Giovanna F. Casey, MBA, Financial Planner, MetLife Financial Services, Waltham, Massachusetts, August 25, 2004 (File name: gfcasey5157.htm)
   
• Roger A. Hubley, Marco Island, Florida, August 25, 2004 (File name: rahubley1433.htm)
   
• Geraldine G. Kent, Worthington, Ohio, August 25, 2004 (File name: ggkent4590.htm)
   
• Eric Dunlap, Loan Officer, America One Finance, Lake Oswego, Oregon, August 25, 2004 (File name: edunlap082504.htm)
   
• Andrea Failla, August 24, 2004 (File name: afailla082404.htm)
   
• Salvatore P. Miceli, NAPFA, FPA, Denver, Colorado, August 24, 2004 (File name: spmiceli1837.htm)
   
• Joseph P. Williams, Jr., President, Williams Financial Consultants, Coral Springs , Florida, August 24, 2004 (File name: jpwilliams3543.htm)
   
• Joe A. Cook, Aptos, California, August 24, 2004 (File name: jacook8518.htm)
   
• Tony Proctor, CFP, August 24, 2004 (File name: tproctor1179.htm)
   
• Joshua Massey, investment advisor, Ipswich, Massachusetts, August 24, 2004 (File name: jmassey3518.htm)
   
• Michael B Horwitz, Ph.D., CFP, fee only financial planner, RIA, FPA/NAPFA Member, Austin, Texas, August 24, 2004 (File name: mbhorwitz5317.htm)
   
• Ronald G. Simmer, Registered Investment Advisor, Simmer Financial Planning, LLC, Ferndale, Washington, August 24, 2004 (File name: rgsimmer2812.htm)
   
• Leslie R. Merrithew, CFP, NAPFA, NAEA, San Diego, California, August 24, 2004 (File name: lrmerrithew8193.htm)
   
• Matthew Agen, Arlington, Massachusetts, August 24, 2004 (File name: magen2475.htm)
   
• Naryanan Ramasamy, Ph.D., individual investor, Palo Alto, California, August 24, 2004 (File name: nramasamy3219.htm)
   
• Norman M. Boone, President, Boone Financial Advisors, San Francisco, California, August 24, 2004 (File name: nmboone9075.htm)
   
• Douglas Rice, Professor of Economics, Golden Gate University, San Francisco, California, August 24, 2004 (File name: drice6563.htm)
   
• Marc Frost, Master of Taxation, Georgia State University, Atlanta, Georgia, August 24, 2004 (File name: mfrost8375.htm)
   
• Ronald S. Colson, President, Colson Financial Group, Inc., Lakewood, Colorado, August 24, 2004 (File name: rscolson8229.htm)
   
• Michael D. Noland, CFP, Board Member, Financial Planning Association of Georgia, Atlanta, Georgia, August 24, 2004 (File name: mdnoland9876.htm)
   
• Mark J. Siekierski, CFP, ChFC, CRPC , Principal, Blue Chip Financial Planning, LLC , Beloit, Wisconsin, August 24, 2004 (File name: mjsiekierski,cfp,chfc,crpc7745.htm)
   
• Stephanie Enright, MS, CFP, Torrance, California, August 24, 2004 (File name: senright9876.htm)
   
• Jean C. Gannett, CFP, Registered Principal, Associated Securities, Corp., Lafayette, California, August 24, 2004 (File name: jcgannett2718.htm)
   
• Phillip M. Boyd, Investment Adviser Representative, El Paso, Texas, August 24, 2004 (File name: pmboyd8525.htm)
   
• Jon Brandes, Independent Registered Investment Adviser, Folsom, California, August 24, 2004 (File name: jbrandes3563.htm)
   
• Thomas G. Gaertner, CFP, Brookfield, Wisconsin, August 24, 2004 (File name: tggaertner1255.htm)
   
• William Lynch, Belmont, California, August 24, 2004 (File name: wlynch8811.htm)
   
• David W. Demming, FPA, Aurora, Ohio, August 24, 2004 (File name: dwdemming7108.htm)
   
• Scott Bridgford, Cambridge Investment Research, East Moline, Illinois, August 24, 2004 (File name: sbridgford7992.htm)
   
• John F. Hochschwender, CFP, Financial Planning Association, August 24, 2004 (File name: jfhochschwender7316.htm)
   
• J. Jeffrey Lambert, Program Director UC Davis Personal Financial Planning Certificate Program, Sacramento, California, August 24, 2004 (File name: jlambert1520.htm)
   
• Timothy J. Gardner, CFP, Certified Financial Planner, Turnersville, New Jersey, August 24, 2004 (File name: tjgardner4009.htm)
   
• Steve Schwartz, CFP, Centralia, Illinois, August 24, 2004 (File name: sschwartz6717.htm)
   
• Gary D. DeVicci, RIA BD owner, Voorhees, New Jersey, August 24, 2004 (File name: gddevicci8409.htm)
   
• Mark L. Prendergast, CPA, Beechwood Advisory Group LLC, Fresno, California, August 24, 2004 (File name: mlprendergast1698.htm)
   
• Arthur F. von der Linden, Registered Investment Adviser Representative, Lexington, Massachusetts, August 24, 2004 (File name: afvonderlinden4164.htm)
   
• William T. Hepburn, President, Hepburn Capital Management, LLC, Prescott, Arizona, August 24, 2004 (File name: wthepburn8475.htm)
   
• Pamela L. Meier, San Jose, California, August 24, 2004 (File name: plmeier4045.htm)
   
• Robert A. Meier, San Jose, California, August 24, 2004 (File name: rameier2341.htm)
   
• Joseph J. Slafkosky, Aptos, California, August 24, 2004 (File name: jjslafkosky2068.htm)
   
• Hugh H. Parks, CFP, Memphis, Tennessee, August 24, 2004 (File name: hhparks1934.htm)
   
• Dennis J. Pramstaller, investor, Scotts Valley, California, August 24, 2004 (File name: djpramstaller6199.htm)
   
• James L. Kluender, Leavenworth, Kansas, August 24, 2004 (File name: jlkluender2683.htm)
   
• Austin W. Chinn, independent sales representative / individual investor, San Jose, California, August 24, 2004 (File name: awchinn2772.htm)
   
• Joseph D. Helms, CFP, Bothell, Washington, August 24, 2004 (File name: jdhelms1663.htm)
   
• Roy T. Diliberto, CFP, Philadelphia, Pennsylvania, August 24, 2004 (File name: rtdiliberto2141.htm)
   
• Marilyn E. Pierson, CFP, Cleveland, Ohio, August 24, 2004 (File name: mepierson9904.htm)
   
• Jim Embleton, San Jose, California, August 24, 2004 (File name: jembleton5859.htm)
   
• Steven C. Shaw, San Jose, California, August 24, 2004 (File name: scshaw8998.htm)
   
• Mike Salisbury, San Jose, California, August 24, 2004 (File name: msalisbury3323.htm)
   
• Armand D. Vine, Ph.D., Redding, California, August 24, 2004 (File name: advine8331.htm)
   
• Stanleyu Lanning, Los Gatos, California, August 24, 2004 (File name: slanning3277.htm)
   
• Rick N. Hill, Financial Planning Association, St. Louis, Missouri, August 24, 2004 (File name: rnhill2679.htm)
   
• Walter J. Reyna, CFP, McAllen, Texas, August 24, 2004 (File name: wjreyna5121.htm)
   
• Christine A. Connor, CFP, Heath, Texas, August 24, 2004 (File name: caconnor3663.htm)
   
• Hugh G. Wedegis, EA, CFP, CSA, CEO, Financial Directions, Inc., Norwich, Connecticut, August 24, 2004 (File name: hgwedegis4675.htm)
   
• Richard Dayton, attorney, estate planning, San Jose, California, August 24, 2004 (File name: rdayton9509.htm)
   
• John Rumbold, EA, personal financial planner, August 24, 2004 (File name: jrumbold2924.htm)
   
• Dorcas B. Walke, CFP, Richmond, Virginia, August 24, 2004 (File name: dbwalke6175.htm)
   
• John W. Doyle, CFA, FRM, Los Angeles Society of Financial Analysts, CFA Institute, Global Association of Risk Professionals, Oxnard, California, August 24, 2004 (File name: jwdoyle9106.htm)
   
• Nancy J. Bernaldo, CFP, EA, owner, Nancy J. Bernaldo, CFP, EA, Monterey, California, August 24, 2004 (File name: njbernaldo3890.htm)
   
• Eric R. Clarke, President, Orion Advisor Services, LLC, Omaha, Nebraska, August 24, 2004 (File name: erclarke4075.htm)
   
• Mark DeWitt, President of Atherton Wealth Management, Inc., Menlo Park, California, August 24, 2004 (File name: mdewitt5582.htm)
   
• G. Clark, August 24, 2004 (File name: gclark1244.htm)
   
• Mark G. Finke, CFP, Terra Securities Corp, St. Louis, Missouri, August 24, 2004 (File name: mgfinke4575.htm)
   
• Elton H. Bell, CFP, Palo Alto, California, August 24, 2004 (File name: ehbell4539.htm)
   
• Chuck Henderson, Certified Financial Planner, August 24, 2004 (File name: chenderson2343.htm)
   
• Alan Ken Flake, CFP, Houston, Texas, August 24, 2004 (File name: akflake6401.htm)
   
• Rick A. Sany, Portland, Oregon, August 24, 2004 (File name: rasany2510.htm)
   
• Lynn S. Evans, CFP, Financial Planning Association, Clarks Summit, Pennsylvania, August 24, 2004 (File name: lsevans8737.htm)
   
• Girish A. Patel, CFP, CLU, Schaumburg, Illinois, August 24, 2004 (File name: gapatel5288.htm)
   
• Joyce E. Damozonio, software engineer, Cupertino, August 24, 2004 (File name: jedamozonio4721.htm)
   
• Afolabi C. Odejimi, Phoenix, Arizona, August 24, 2004 (File name: acodejimi1569.htm)
   
• Peter Toll, Chairman of the Board, Financial Planning Assn. of OR SW WA, Portland, Oregon, August 24, 2004 (File name: ptoll7336.htm)
   
• Bill Weihman, Gilroy, California, August 24, 2004 (File name: bweihman9434.htm)
   
• Pamela A. Christensen, CFP, Roseville, California, August 24, 2004 (File name: pachristensen9664.htm)
   
• Margaret Davidson, Mountain View, California, August 24, 2004 (File name: mdavidson7015.htm)
   
• Kathleen Day, CFP, Miami, Florida, August 24, 2004 (File name: kday7379.htm)
   
• Robert S. Seltzer, CPA, Beverly Hills, California, August 24, 2004 (File name: rsseltzer9228.htm)
   
• Matthew J. Fannin, ChFC, Petaluma, California, August 24, 2004 (File name: mjfannin4053.htm)
   
• Richard W. Kagawa, CFP, CLU, ChFC, Huntington Beach, California, August 24, 2004 (File name: rwkagawa7308.htm)
   
• Andrew Arbiter, CPA, Member: Financial Planning Association, Registered Representative, Massapequa, New York, August 24, 2004 (File name: aarbiter1666.htm)
   
• Charles D. White, FPA, Schaumburg, Illinois, August 24, 2004 (File name: cdwhite1622.htm)
   
• Lyle T. Leverich, VP Engineering, Saratoga, California, August 24, 2004 (File name: ltleverich4135.htm)
   
• Mary Shefveland, Contract Manager, Cisco Systems, Inc., San Jose, California, August 24, 2004 (File name: mshefveland4648.htm)
   
• Dennis P. DAmore, CFP, DAmore Associates, an advisory branch of American Express Financial Advisors Inc., Laguna Hills, California, August 24, 2004 (File name: dpdamore9266.htm)
   
• Kevin Caddick, CFP, ChFC, Woodbury, New York, August 24, 2004 (File name: kcaddick3799.htm)
   
• Marie Couch, San Jose, California, August 24, 2004 (File name: mcouch1225.htm)
   
• Randy Gerard, CFP, CDFA, Financial Planning Assoc., Institute of Divorce Financial Analysts, Leawood, Kansas, August 24, 2004 (File name: rgerard3957.htm)
   
• Elissa Buie, CFP, President, Financial Planning Group, Inc., August 24, 2004 (File name: ebuie5380.htm)
   
• James Corbeau, MBA, CFP, NAPFA, FPA, Aptos, California, August 24, 2004 (File name: jcorbeau3054.htm)
   
• Carl J. Kunhardt, investment advisor, Dallas, Texas, August 24, 2004 (File name: cjkunhardt4173.htm)
   
• Allan W. Moskowitz, CFP, President, Progressive Wealth Management, San Lorenzo, California, August 24, 2004 (File name: awmoskowitz9159.htm)
   
• Eileen J. Trott, CFP, Financial Insights, Inc., Rochester, New York, August 24, 2004 (File name: ejtrott1335.htm)
   
• Alan C. Hruby, Esquire, Principal, Hruby Financial Planning, Woodridge, Illinois, August 24, 2004 (File name: achruby3567.htm)
   
• Mark Sievers, President, Epsilon Financial Group, August 24, 2004 (File name: msievers3934.htm)
   
• Henry A. Tiedemann, CPA, AICPA, Wellesley Hills, Massachusetts, August 24, 2004 (File name: hatiedemann5950.htm)
   
• Marcee P. Yager, CFP, President, Financial Vision LLC, Los Gatos, California, August 24, 2004 (File name: mpyager9424.htm)
   
• Alvin W. Gebhart, Jr., Fallbrook, California, August 24, 2004 (File name: awgebhart3878.htm)
   
• Frank M. Gleberman, CLU, CFP, Registered Representative, Jefferson Pilot Securities Corporation, Marina del Rey, California, August 24, 2004 (File name: fmgleberman3496.htm)
   
• Michael W. Vandenburg, President, Coast Wealth Management, Inc., San Clemente, California, August 24, 2004 (File name: mwvandenburg3736.htm)
   
• Lydia J. Kolbas, President, Family Financial Strategies, Inc.; Financial Planning Association, Million Dollar Round Table, Sarasota, Florida, August 24, 2004 (File name: ljkolbas2063.htm)
   
• Robert Thomas, President and CEO, Vantage Investment Advisors, LLC, State College, Pennsylvania, August 24, 2004 (File name: rthomas7175.htm)
   
• Keith L. Haskell, Member of the FPA, Orlando, Florida, August 24, 2004 (File name: klhaskell1381.htm)
   
• Stanley E. Hargrave, CFP, University of California-Riverside, Financial Planning Association, Riverside, California, August 24, 2004 (File name: sehargrave4554.htm)
   
• Diane Sher, CPA, CFP, The Sher Group, Member: Financial Planning Association, American Institute of CPAs; St. Louis, Missouri, August 24, 2004 (File name: dsher9891.htm)
   
• David B. Mendels, financial planner, New York, New York, August 24, 2004 (File name: dbmendels1585.htm)
   
• Stan Johnson, Durango, Colorado, August 24, 2004 (File name: sjohnson5202.htm)
   
• Carol M. Fantazia, Certified Financial PLanner, Turlock, California, August 24, 2004 (File name: cmfantazia4155.htm)
   
• Jerry D. Nix, CFP, Financial Advisor, Registered Principal, American Express Financial Advisors, Clinton, Mississippi, August 24, 2004 (File name: jdnix5718.htm)
   
• Kristi J. Heffron, Chief Compliance Officer, Green Investment Management, GIM, Fort Worth, Texas, August 24, 2004 (File name: kjheffron1836.htm)
   
• Ronald A. Guiler, EA, CFP, RIA, , Miami, Florida, August 24, 2004 (File name: raguiler7367.htm)
   
• Terry L. Kaul, CFP, Financial Planning Association, Registered Representative, Arlington Heights, Illinois, August 24, 2004 (File name: tlkaul7621.htm)
   
• Arthur E. Molloy, CFA, CFP, President, Capital Growth, Inc., San Diego, California, August 24, 2004 (File name: aemolloy2946.htm)
   
• Walter R. Sagner, CFP, Salem, Oregon, August 24, 2004 (File name: wrsagner5699.htm)
   
• Michael E. Moffitt, ChFC, Creston, Iowa, August 24, 2004 (File name: memoffitt1365.htm)
   
• Jeffrey T. Buckner, CFP, President, Plancorp, Inc., St. Louis, Missouri, August 24, 2004 (File name: jtbuckner4993.htm)
   
• Stephen N. Liackos, Lilburn, Georgia, August 24, 2004 (File name: snliackos5496.htm)
   
• Leslie A. Strebel, Financial Planning Association, Ithaca, New York, August 24, 2004 (File name: lastrebel6151.htm)
   
• Barry M. Freedman, CFP, Registered Investment Advisor, Investment Advisor Representative, Series 7 and Series 24 Registered Principal, Peabody, Massachusetts, August 24, 2004 (File name: bmfreedman5018.htm)
   
• Richard A. Heine, CFP, Certified Financial Planner practitioner, Adjunct Faculty, Pace University, Armonk, New York, August 24, 2004 (File name: raheine9968.htm)
   
• Joseph G Descant, III, Certified Financial Planner, Alexandria, Louisiana, August 24, 2004 (File name: jgdescant4229.htm)
   
• Angeline Liackos, Lilburn, Georgia, August 24, 2004 (File name: aliackos9068.htm)
   
• Gregory P. Schill, CFP, Manhattan Beach, California, August 24, 2004 (File name: gpschill5169.htm)
   
• Ken G. Secemski, CPA, CFP, Teaneck, New Jersey, August 24, 2004 (File name: kgsecemski1714.htm)
   
• Theodore L. Noble, Director of Finance and Operations, Sherrill Hutchins Financial Advisory, Atlanta, Georgia, August 24, 2004 (File name: tlnoble4109.htm)
   
• Joseph R. Bonfiglio, CFP, CLU, EA, Holmdel, New Jersey, August 24, 2004 (File name: jrbonfiglio3562.htm)
   
• William S. Hart, CFP, Financial Advisor, Jacksonville, Florida, August 24, 2004 (File name: wshart4822.htm)
   
• W. Doug ORear, Brentwood, Tennessee, August 24, 2004 (File name: worear7146.htm)
   
• Elizabeth W. Jetton, CFP, Financial Planning Association, Atlanta, Georgia, August 24, 2004 (File name: ewjetton4755.htm)
   
• Bruce A. Jentner, President, The Jentner Corporation, Akron, Ohio, August 24, 2004 (File name: bajentner2567.htm)
   
• Dennis P. Park, CFP, financial advisor, Discovery Bay, California, August 24, 2004 (File name: dppark9170.htm)
   
• Gerald Klosterboer, CFP, Zephyr Cove, Nevada, August 24, 2004 (File name: gklosterboer2959.htm)
   
• Robert B. Himebaugh, owner, Himebaugh Financial Planning Services, Holland, Michigan, August 24, 2004 (File name: rbhimebaugh8623.htm)
   
• Phil Vick, MBA, CFP, National Association of Financial Estate Planners, Salt Lake City, Utah, August 24, 2004 (File name: pvick8816.htm)
   
• Sam Ogrizovich, CFP, Certified Financial Planner, Orland Park, Illinois, August 24, 2004 (File name: sogrizovich9311.htm)
   
• Brian Dietz, Financial Planning Association, CFA Institute, Portland, Maine, August 24, 2004 (File name: bdietz1620.htm)
   
• Brian W. Albig, CFP, owner, Albig Associates Investment Management, Greensburg, Pennsylvania, August 24, 2004 (File name: bwalbig2107.htm)
   
• Robert M. Smith, CFP, Certified Financial Planning Professional, Canonsburg, Pennsylvania, August 24, 2004 (File name: rmsmith1752.htm)
   
• John R. Nelson, CFP, Brookfield, Wisconsin, August 24, 2004 (File name: jrnelson1639.htm)
   
• Scott Houser, CFP, Atlanta, Georgia, August 24, 2004 (File name: shouser1942.htm)
   
• Thomas Snively, Financial Planner, Paragon Capital Management, Smithtown, New York, August 24, 2004 (File name: tsnively4455.htm)
   
• James Kibler, CFP, President, Eldridge Financial Planning, LLC, New York, New York, August 24, 2004 (File name: jkibler8418.htm)
   
• Gene Balliett, National Association of Personal Financial Advisors, Winter Park, Florida, August 24, 2004 (File name: gballiett7212.htm)
   
• Gay Miezin, CFP, owner, The Miezin Group, Prospect Heights, Illinois, August 24, 2004 (File name: gmiezin9583.htm)
   
• Steven M. Kersey, CFP, ChfC, CLU, Financial Planning Association Member, Oak Harbor, Washington, August 24, 2004 (File name: smkersey4269.htm)
   
• Patricia J. Garman, President, Capital Planning Investments, Inc., Fairfax, Virginia, August 24, 2004 (File name: pjgarman8305.htm)
   
• Tim Whiting, Ridgewood, New Jersey, August 24, 2004 (File name: twhiting4654.htm)
   
• Jack M. Firestone, President, Firestone Capital Management, Inc., Coral Gables, Florida, August 24, 2004 (File name: jmfirestone1452.htm)
   
• William R. Glock, FPA, Greenlawn, New York, August 24, 2004 (File name: wrglock5415.htm)
   
• Carol G. Kaufman, CFP, Vice President and Principal, Firestone Capital Management, Inc., Coral Gables, Florida, August 24, 2004 (File name: cgkaufman7547.htm)
   
• Michael J. Cajthaml, CFP, President, McHenry County Investment Services, Inc., McHenry, Illinois, August 24, 2004 (File name: mjcajthaml6398.htm)
   
• Calvin R. Dillon, President; Collins, Butler Co. CPAs, Enid, Oklahoma, August 24, 2004 (File name: crdillon7857.htm)
   
• Anthony J. Ogorek, Ed.D., CFP, Operating Manager, Ogorek Wealth Management, LLC, Williamsville, New York, August 24, 2004 (File name: ajogorek8462.htm)
   
• Arthur J. Canter, CPA/PFS, CFP, Boca Raton, Florida, August 24, 2004 (File name: ajcanter5061.htm)
   
• Steven P. Copeland, CFP, independent financial advisor, Hastings on Hudson, New York, August 24, 2004 (File name: spcopeland6128.htm)
   
• Roy F. Henderson, Analyst, Hoxton Financial, LLC, Shepherdstown, West Virginia, August 24, 2004 (File name: rfhenderson9013.htm)
   
• William J. Kring, Certified Financial Planner Professional, President, Kring Management, Inc., Smyrna, Georgia, August 24, 2004 (File name: wjkring9900.htm)
   
• Donald E. Whalen, National Association of Personal Financial Advisors, Alpharetta, Georgia, August 24, 2004 (File name: dewhalen9322.htm)
   
• Sammy L. Gott, San Antonio, Texas, August 24, 2004 (File name: slgott2257.htm)
   
• Bruce D. Vaughn, CFP, Branch Manager, Financial Network Investment Corporation, Vienna, Virginia, August 24, 2004 (File name: bdvaughn7141.htm)
   
• Lance Palmer, Ph.D., CPA Utah, Assistant Professor of Housing and Consumer Economics, University of Georgia, Athens, Georgia, August 24, 2004 (File name: lpalmer6697.htm)
   
• Ronald E. Evans, Member, Hopkins Financial Advisors, LLC, Hopkins, Minnesota, August 24, 2004 (File name: reevans9332.htm)
   
• Robert Weber, FPA, Duluth, Georgia, August 24, 2004 (File name: rweber5267.htm)
   
• Roy L. Russell, CFP, Douglassville, Pennsylvania, August 24, 2004 (File name: rlrussell3678.htm)
   
• Pamela M. Nottingham, CFA, CFP, Vice President - Investments, A.G. Edwards, Peabody, Massachusetts, August 24, 2004 (File name: pmnottingham5537.htm)
   
• Angela B. Rateau, Richmond, Virginia, August 24, 2004 (File name: abrateau8579.htm)
   
• Frederic M. Rizzo, CFP, Financial Planning Association, Chicago, Illinois, August 24, 2004 (File name: fmrizzo1561.htm)
   
• Eric Tashlein , Milford , Connecticut, August 24, 2004 (File name: etashlein9113.htm)
   
• Mary Jane Johnson, Certified Financial Planner Professional, Horwitz Associates, Morton, Illinois, August 24, 2004 (File name: mjohnson3873.htm)
   
• Mari Adam, CFP, MBA, CRPC, Boca Raton, Florida, August 24, 2004 (File name: madam2571.htm)
   
• Steven B. Morris, CPA; owner, Steven B. Morris, CPA; Financial Planning Association, American Institute of CPAs, Norcross, Georgia, August 24, 2004 (File name: sbmorris7349.htm)
   
• David Walden, CFP, Lebanon, Tennessee, August 24, 2004 (File name: dwalden3757.htm)
   
• Chris S. Dunfey, Operations Manager, PSE LLC, Rochester, New York, August 24, 2004 (File name: csdunfey8154.htm)
   
• Holly B. Carroccio, Certified Financial Planner, Dallas, Texas, August 24, 2004 (File name: hbcarroccio7267.htm)
   
• Arthur L. Ringuette, The Financial Planning Association, Fort Lauderdale, Florida, August 24, 2004 (File name: alringuette9391.htm)
   
• Clare M. Stenstrom, CFP, Financial Planning Association, New York, New York, August 24, 2004 (File name: cmstenstromcfptm8534.htm)
   
• Jill Boynton, CFP, Newington, New Hampshire, August 24, 2004 (File name: jboynton1764.htm)
   
• Daniel J. Mannen, Jr., CFP, CRPC, Senior Financial Advisor, American Express Financial Advisors, August 24, 2004 (File name: djmannen6667.htm)
   
• William T. Krempa, CFP, CFS, Certified Financial Planner, Fountainville, Pennsylvania, August 24, 2004 (File name: wtkrempa1931.htm)
   
• Richard Joyner, financial advisor, Dallas, Texas, August 24, 2004 (File name: rjoyner4916.htm)
   
• Charles J. Barley, CLU, CHFC , CSA, President, Capital Planning Institute, New Jersey, August 24, 2004 (File name: cjbarley8152.htm)
   
• Todd Chamberlain, CPA, August 24, 2004 (File name: tchamberlain3359.htm)
   
• Michael E. Kitces, MSFS, CFP, CLU, ChFC, RHU, REBC, Director of Financial Planning, Columbia, Maryland, August 24, 2004 (File name: mekitces2138.htm)
   
• Val Folden, MS, CFP, FPA, Fredericksburg, Virginia, August 24, 2004 (File name: vfolden3533.htm)
   
• Carl A. Johnson, Financial Planning, Peterborough, New Hampshire, August 24, 2004 (File name: cajohnson3392.htm)
   
• Lonnie D. McLane, CSA, Certified Senior Advisor, Registered Finanical Consultant, Lapeer, Michigan, August 24, 2004 (File name: ldmclane4687.htm)
   
• Gary Silverman, August 24, 2004 (File name: gsilverman5669.htm)
   
• Kalman J. Lester, August 24, 2004 (File name: kjlester082404.htm)
   
• Velda A. Eugenias, CFP, Cedarholm & Eugenias, LLC, Gadsden, Alabama, August 23, 2004 (File name: vaeugenias082304.htm)
   
• Barry D. Estell, Mission, Kansas, August 23, 2004 (File name: bdestell082304.htm)
   
• J. A. Abels, President, Family Estate Planning, Inc.; Chairman of the Board, Radiology Staffing, Inc.; Registered Representative, Financial Network Investment Corporation; Papillion, Nebraska, August 23, 2004 (File name: jaabels2518.htm)
   
• Glen E. Adams, Napa, California, August 23, 2004 (File name: geadams2240.htm)
   
• Jeff S. Arnold, CFP, Financial Planning Association of Nebraska, Fremont, Nebraska, August 23, 2004 (File name: jsarnold6952.htm)
   
• Stephen P. Barnes, CFA, Phoenix, Arizona, August 23, 2004 (File name: spbarnes6752.htm)
   
• Thomas V. Barnes, Financial Planning Association, Salt Lake City, Utah, August 23, 2004 (File name: tvbarnes2082.htm)
   
• Paul J. Bednarski, CFP, Independent Registered Investment Advisor CA, Irvine, California, August 23, 2004 (File name: pjbednarski1232.htm)
   
• John Beeson, CFP, MBA, Registered Investment Advisor, Petaluma, California, August 23, 2004 (File name: jbeeson1980.htm)
   
• Brent J. Beverly, CFP, President, The Advisory Group, Diamond Bar, California, August 23, 2004 (File name: bjbeverly7970.htm)
   
• Dean L. Boebinger, Senior Vice President, King Investment Advisors, Houston, Texas, August 23, 2004 (File name: dlboebinger1363.htm)
   
• John Borger, Menifee, California, August 23, 2004 (File name: jborger5158.htm)
   
• C. F. Boyles, Vice President, Retirement Specialists Incorporated, Houston, Texas, August 23, 2004 (File name: cfboyles5713.htm)
   
• Jim Buckley, CFP, Daytona Beach, Florida, August 23, 2004 (File name: jbuckley8792.htm)
   
• Madeline S. Buescher, CFP, CRPC, FPA, Spokane, Washington, August 23, 2004 (File name: msbuescher7332.htm)
   
• Roger Buswell, CFP, Member, Financial Planning Association, Castle Rock, Colorado, August 23, 2004 (File name: rbuswell5780.htm)
   
• Diane L. Butturff, PhD, CFP, financial representative, Conway, Arkansas, August 23, 2004 (File name: dlbutturff1167.htm)
   
• Craig E. Carnick, financial planner, Colorado Springs, Colorado, August 23, 2004 (File name: cecarnick7359.htm)
   
• Vernon V. Chatman, III, CFP, California, August 23, 2004 (File name: vvchatman1286.htm)
   
• Michael L. Chindamo, CFP, Financial Planning Association; Founder, FFA Family Financial Advocates, Inc., Winter Park, Florida, August 23, 2004 (File name: mlchindamo7308.htm)
   
• Joseph S. Codrick, CFP, President, Chapel Hill Investment Analysts Inc., Greensburg, Pennsylvania, August 23, 2004 (File name: jscodrick3263.htm)
   
• Danial W. Corey, Financial Planning Association, National Association of Tax Professionals, Rapid City, South Dakota, August 23, 2004 (File name: dwcorey6143.htm)
   
• Leonard M. Coris, Investment Advisor Personal Financial Planner since 1968, Tucson, Arizona, August 23, 2004 (File name: lmcoris8535.htm)
   
• George H. Coughlin, II, CFP, California Registered Investment Advisor, Alamo, California, August 23, 2004 (File name: ghcoughlinii6803.htm)
   
• Joe N. Curtis, CFP, Financial Advisor, Merril Lynch, Athens, Alabama, August 23, 2004 (File name: jncurtis8504.htm)
   
• F. Dennis De Stefano, CPA, CFP, Kihei Maui, Hawaii, August 23, 2004 (File name: fdestefano9142.htm)
   
• Merrell E. Dean, CFP, LUTCF, Member, Financial Planning Association, Norman, Oklahoma, August 23, 2004 (File name: medean2170.htm)
   
• Joanne M. Deaton, Member, Financial Planning Association, Richmond, Virginia, August 23, 2004 (File name: jmdeaton9342.htm)
   
• Richard M. DeCrosta, Wallingford, Connecticut, August 23, 2004 (File name: rmdecrosta4158.htm)
   
• James Dew, CFP, Financial Planning Association, Scottsdale, Arizona, August 23, 2004 (File name: jdew8823.htm)
   
• Fredrick J. Deyeso, III, New York, New York, August 23, 2004 (File name: fjdeyeso1595.htm)
   
• Thomas R. Drake, East Alton, Illinois, August 23, 2004 (File name: trdrake8022.htm)
   
• Larry Dresner, FPA, Westbury, New York, August 23, 2004 (File name: ldresner8817.htm)
   
• Anne A. Dunnburg, MA, GCFP, Financial Planning Association, Richmond, Virginia, August 23, 2004 (File name: aadunnburg9163.htm)
   
• Robert D. Ericson, CFP, FPA, Ericson Financial Solutions, Los Gatos, California, August 23, 2004 (File name: rdericson7618.htm)
   
• Nancy A. Ferriss, CFP, Financial Planning Association, St. Louis, Missouri, August 23, 2004 (File name: naferriss8887.htm)
   
• Len K. Fettig, CFP, financial planner, Rogers, Arkansas, August 23, 2004 (File name: lkfettig9643.htm)
   
• Jon A. Ford, CFP, Commission Free Financial Planning Solutions, Inc., Cedar Falls, Iowa, August 23, 2004 (File name: jaford6095.htm)
   
• Joyce Franklin, CPA, CFP, August 23, 2004 (File name: jfranklin7676.htm)
   
• Phil Fratto, Registered Representative, Series 6,22,63 65, August 23, 2004 (File name: pfratto7020.htm)
   
• Danny J. Frazell, EA, CFP, National Association of Enrolled Agents, Financial Planning Association; President, Legacy Wealth Advisors, Inc., De Soto, Texas, August 23, 2004 (File name: djfrazell8402.htm)
   
• Douglas L. Frieson, CFP, Member, NAPFA and FPA, Cupertino, California, August 23, 2004 (File name: dlfrieson8938.htm)
   
• Jordan Gary, CFP, President, Investment and Asset Planning, LLC, Wichita Falls, Texas, August 23, 2004 (File name: jgary9764.htm)
   
• Peter A. Godino, FPA, CFP, Pleasant Hill, California, August 23, 2004 (File name: pagodino8210.htm)
   
• Jacqueline J. Goldberg, CPA, CEO, Arthur Financial Service, Inc., Evanston, Illinois, August 23, 2004 (File name: jjgoldberg1257.htm)
   
• Thomas Guebert, Breese, Illinois, August 23, 2004 (File name: tguebert3740.htm)
   
• Derek Gulley, Certified Financial Planner, Denver, Colorado, August 23, 2004 (File name: dgulley5864.htm)
   
• Matthew J. Gulseth, Esquire, attorney, investment advisor, Virchow Krause Wealth Management, Bloomington, Minnesota, August 23, 2004 (File name: mjgulseth2374.htm)
   
• Sharon K. Guthrie, Creative Financial Centre, Bedford, Indiana, August 23, 2004 (File name: skguthrie3959.htm)
   
• Robert K. Haley, JD, CFP, President, Advanced Wealth Managment, Portland, Oregon, August 23, 2004 (File name: rkhaley8024.htm)
   
• Ralph A. Haneke, CFP, Practicing Financial Planner, Great Bend, Kansas, August 23, 2004 (File name: rahaneke4289.htm)
   
• James Helba, Jr., CFP Practitioner, Financial Planning Association member, Bridgeville, Pennsylvania, August 23, 2004 (File name: jhelba3581.htm)
   
• Bradley J. Henthorn, CFP, VP, Henthorn Agency, Inc., Indianapolis, Indiana, August 23, 2004 (File name: bjhenthorn3814.htm)
   
• J. Jerri Hewett, CFP, LPL Financial Services, Inc., Atlanta, Georgia, August 23, 2004 (File name: jhewett8883.htm)
   
• Archibald R. Hoxton , IV, Investment Advisor Representative, Shepherdstown, West Virginia, August 23, 2004 (File name: arhoxton9992.htm)
   
• Bonnie A. Hughes, CFP, Rome, Georgia, August 23, 2004 (File name: bahughes4531.htm)
   
• David Hultstrom, August 23, 2004 (File name: dhultstrom9133.htm)
   
• Michael J. Irving, President, Irving Planning Investments, Ltd., Denver, Colorado, August 23, 2004 (File name: mjirving7965.htm)
   
• Paul E. James, CFP/NBE, US Treasury retired, Bonita Springs, Florida, August 23, 2004 (File name: pejames1898.htm)
   
• Reginald L. Jensesn, Certified Financial Planner, Chartered Financial Consultant, CLU, San Jose, California, August 23, 2004 (File name: rljensesn3740.htm)
   
• Glenn G. Kautt, CFP, McLean, Virginia, August 23, 2004 (File name: ggkautt7092.htm)
   
• Mark A. Kelley, CPA, CFP, Denver, Colorado, August 23, 2004 (File name: makelley3072.htm)
   
• Mark V. Kenny, MBA, CFP, Managing Director, Glencrest Investment Advisors, Inc., Claremont, California, August 23, 2004 (File name: mvkenny6496.htm)
   
• Leon Khersonsky, Oakland, California, August 23, 2004 (File name: lkhersonsky1615.htm)
   
• James V. King, Financial Representative, Northwestern Mutual Financial Network, Kansas City, Missouri, August 23, 2004 (File name: jvking6897.htm)
   
• Nancy A. Kistner, CFP, Board Director, Financial Planning Association, New York, New York, August 23, 2004 (File name: nakistner9646.htm)
   
• Robert Kleinman, CFP, President, Kleinman Financial Services, Port Washington, New York, August 23, 2004 (File name: rkleinman1635.htm)
   
• Jeffrey Kostis, CPA, CFP, Vernon Hills, Illinois, August 23, 2004 (File name: jkostis6798.htm)
   
• Warren E. Lawrence, CFP, CLU, owner, Objective Financial, a financial planning firm, Denver, Colorado, August 23, 2004 (File name: welawrence1462.htm)
   
• Paul B. Macchia, Esq., MBA, RFC, Member of the Bar NY, NJ and DC, Registered Financial Consultant, Morristown, New Jersey, August 23, 2004 (File name: pbmacchia5476.htm)
   
• Andrew K. Markham, President, Markham Financial Services, Lake Forest, California, August 23, 2004 (File name: akmarkham5215.htm)
   
• Briggs A. Matsko, CFP, Sacramento, California, August 23, 2004 (File name: bamatsko7445.htm)
   
• Ronald Matsui, Campbell, California, August 23, 2004 (File name: rmatsui8531.htm)
   
• Ronald Matsui, Campbell, California, August 23, 2004 (File name: rmatsui4622.htm)
   
• James F. McDonough, CFP, FPA, Manteca, California, August 23, 2004 (File name: jfmcdonough4856.htm)
   
• Thomas R. McIntire, McKinney, Texas, August 23, 2004 (File name: trmcintire8359.htm)
   
• Michael S. Miles, CFP, REBC, MBA, Principal Advisor, Turnkey Financial Services, McLean, Virginia, August 23, 2004 (File name: msmiles9867.htm)
   
• Stan Mock, CFP, FPA, SFSP, BAIFA, Boise, Idaho, August 23, 2004 (File name: smock8482.htm)
   
• Robert C. Monin, CFP, FPA, Williamsville, New York, August 23, 2004 (File name: rcmonin3804.htm)
   
• Jean K. Mote, Financial Planners Association and National Association of Personal Financial Advisors, Cedar Rapids, Iowa, August 23, 2004 (File name: jkmote9388.htm)
   
• Thomas T. Neal, CFP, American Express Financial Advisors, Farmington Hills, Michigan, August 23, 2004 (File name: ttneal3862.htm)
   
• Cathy Norris, CFP, Financial Planning Association, Tampa, Florida, August 23, 2004 (File name: cnorris7014.htm)
   
• R. Gay Northrup, CFP, MBA, Financial Advisor, American Express Financial Advisors Inc., Bellevue, Washington, August 23, 2004 (File name: rgnorthrup8906.htm)
   
• Thomas R. OConnor, Vice President, The Keller Group Investment Management Inc., Irvine, California, August 23, 2004 (File name: troconnor4373.htm)
   
• Michael Pace, Certified Financial Planner, Seattle, Washington, August 23, 2004 (File name: mpace9850.htm)
   
• Jason M. Palmer, C.P.A. and Certified Financial Planner, Huntington, New York, August 23, 2004 (File name: jmpalmer9302.htm)
   
• T. Taylor Payne, CPA/PFS, CFP, President, Payne Financial Advisors, Inc., Evansville, Indiana, August 23, 2004 (File name: tpayne4305.htm)
   
• Joseph R. Pennington, CFP, fee only financial advisor, Tucson, Arizona, August 23, 2004 (File name: jrpennington7132.htm)
   
• Elaine M. Potash, CFP, ChFC, financial planner, Greenwich, Connecticut, August 23, 2004 (File name: epotash5287.htm)
   
• Phillip A. Rademacher, CFP, President, Rademacher Financial, Inc., Lawrence, Kansas, August 24, 2004 (File name: parademacher9596.htm)
   
• Mary Anne Redmond, CFP, Addison, Texas, August 23, 2004 (File name: mredmond6313.htm)
   
• Mark W. Rekow, FPA, Montevideo, Minnesota, August 23, 2004 (File name: mwrekow6608.htm)
   
• David P. Robinson, CFP, AAMS, Financial Planning Associatin and Estate Planning Council of Central Texas, Austin, Texas, August 23, 2004 (File name: dprobinson4783.htm)
   
• Kenneth R. Ruhrup, CFP, Ed.D., Financial Planning Association, CLEARWATER, Florida, August 23, 2004 (File name: krruhrup9927.htm)
   
• John H. Russell, CFP, Lubbock, Texas, August 23, 2004 (File name: jhrussell7242.htm)
   
• Richard R. Rysiewski, CFP, Adjunct Professor, Business School, Oakland University, Shelby Township, Michigan, August 23, 2004 (File name: rrrysiewski7033.htm)
   
• John A. Schram, CFP, Investment Advisor Representative, Linsco Private Ledger, Spokane, Washington, August 23, 2004 (File name: jaschram6800.htm)
   
• Eric J. Seff, Certified Financial Planner, Mamaroneck, New York, August 23, 2004 (File name: ejseff3737.htm)
   
• Daniel D. Sheehan, CFP, President, Sheehan Life Planning, Braintree, Massachusetts, August 23, 2004 (File name: ddsheehan2059.htm)
   
• Gregory M. Shepardson, CFS, Chesterfield, Missouri, August 23, 2004 (File name: gmshepardson1930.htm)
   
• Eric S. Smith, Registered Representative of NASD member firm, Camarillo, California, August 23, 2004 (File name: essmith6890.htm)
   
• Jerry C. Sneed, CFP, Financial Planning Association, Vacaville, California, August 23, 2004 (File name: jcsneed2584.htm)
   
• Neal J. Solomon, CFP, CLU, ChFC , Managing Director, WealthPro, LLC, Gloversville, New York, August 23, 2004 (File name: njsolomon5226.htm)
   
• Brian P. Sprague, CFP, Chesterfield, Missouri, August 23, 2004 (File name: bpsprague5565.htm)
   
• Scott Sprague, financial planner, San Ramon, California, August 23, 2004 (File name: ssprague9347.htm)
   
• Fred J. Stewart, Ph.D., CFP, President, F. Stewart Associates, P.C., Missoula, Montana, August 23, 2004 (File name: fjstewart8935.htm)
   
• Jonathan Stoller, CFP, Los Angeles, Connecticut, August 23, 2004 (File name: jstoller5063.htm)
   
• David E. Stone, MBA, Certified Financial Planner, Chartered Financial Consultant, Lincoln Financial Advisors Corp., Sacramento, California, August 23, 2004 (File name: destone2860.htm)
   
• Ralph Ujano, Jr., Certified Financial Planner, Certified Public Accountant, Bellevue, Washington, August 23, 2004 (File name: rujano2960.htm)
   
• Scott A. Van Epps, CFP, Sacramento, California, August 23, 2004 (File name: savanepps4006.htm)
   
• Curt Weil, CFP, Principal, Weil Capital Management, LLC, Palo Alto, California, August 23, 2004 (File name: cweilcfp6612.htm)
   
• Grace M. Worley, CFP, Worley Financial Group, Inc., Indianapolis, Indiana, August 23, 2004 (File name: gmworley5287.htm)
   
• Richard F. Yost, CLU, ChFC, CFP, AEP, Financial Planning Association, National Association of Estate Planning Councils, Society of Financial Service Professionals, National Association of Insurance Financial Advisers, Eugene, Oregon, August 23, 2004 (File name: rfyost1280.htm)
   
• Greg F. Young, CFP, Certified Financial Planner, West Palm Beach, Florida, August 23, 2004 (File name: gfyoung9128.htm)
   
• Diana Davis, financial planner, Springfield, Virginia, August 23, 2004 (File name: ddavis3877.htm)
   
• Eugene R. Lawrence, CFP, Institute Director, Financial Life Planning Institute, Binghamton, New York, August 23, 2004 (File name: erlawrence5286.htm)
   
• Ted Toal, CFP, August 23, 2004 (File name: ttoal5096.htm)
   
• Jack C. Harmon II, CFP, CIMA, Principal, Harmon Financial Advisors, Inc., Atlanta, Georgia, August 23, 2004 (File name: jcharmonii8189.htm)
   
• Judith H. Heltzel, CFP, Certified Financial Planner licensee, Salem, Oregon, August 23, 2004 (File name: jhheltzel1233.htm)
   
• William A. Morgan, III, Financial Planning Association, Ellicott City, Maryland, August 23, 2004 (File name: wamorgan9373.htm)
   
• Marc S. Freedman, CFP, President, Freedman Financial, Peabody, Massachusetts, August 23, 2004 (File name: msfreedman9668.htm)
   
• Ralph J. Feith, CFP, FPA, Oldsmar, Florida, August 23, 2004 (File name: rjfeith6721.htm)
   
• David M. Kover, CFP, Financial Planning Association of Illinois, Chicago, Illinois, August 23, 2004 (File name: dmkover3219.htm)
   
• John J. Malzone, CFP, Newtown, Pennsylvania, August 23, 2004 (File name: jjmalzone8435.htm)
   
• Elizabeth A. Suskind, San Diego, California, August 23, 2004 (File name: easuskind5039.htm)
   
• John K. Link, CFA, CFP, Dallas, Texas, August 23, 2004 (File name: jklink2781.htm)
   
• Paul W. Whaley, General Securities Principal, Raymond James and Associates; Financial Planning Association member; Beatrice, Nebraska, August 23, 2004 (File name: pwwhaley7546.htm)
   
• Loren DeShon, Sammamish, Washington, August 23, 2004 (File name: ldeshon8112.htm)
   
• Kathleen M. Longo, Financial Planning Association, Edina, Minnesota, August 23, 2004 (File name: kmlongo6600.htm)
   
• Mark Smith, CPA, CFP, CLU, Richmond, Virginia, August 23, 2004 (File name: msmith4588.htm)
   
• Lori A. Shepard, CFP, Fort Myers, Florida, August 23, 2004 (File name: lashepard7189.htm)
   
• Jeanne A. Robinson, CFP, Principal, The Marshall Financial Group, Doylestown, Pennsylvania, August 23, 2004 (File name: jarobinson5858.htm)
   
• Richard E. LaCross, CPA, CFP; Tax Manager; Vitale, Caturano Company, LTD; Boston, Massachusetts, August 23, 2004 (File name: relacross8520.htm)
   
• John L. Jenkins, Certified Financial Planner and SEC Registered Investment Adviser, San Diego, California, August 23, 2004 (File name: jljenkins6736.htm)
   
• Dana Barfield, August 23, 2004 (File name: dbarfield8174.htm)
   
• Lisa Tatman, CFP, August 23, 2004 (File name: ltatman3679.htm)
   
• James B. McGehee, CFA, CFP, AAMS, CFS, owner, Alpha Financial Advisors, LLC, Charlotte, North Carolina, August 23, 2004 (File name: jbmcgehee1132.htm)
   
• Laurence E. Menna, President, Menna Capital Management, LLC, Bakersfield, California, August 23, 2004 (File name: lemenna1767.htm)
   
• Mark J. McGaunn, CPA/PFS, CFP, President, MJM Financial Advisors, LLC, Acton, Massachusetts, August 23, 2004 (File name: mjmcgaunn2857.htm)
   
• Kenny Divelbiss, CFP, MSFS, CLU, ChFC, AEP, CFS, Norman, Oklahoma, August 23, 2004 (File name: kdivelbiss3869.htm)
   
• Dwight A. Mikulis, CFP, Columbia, Maryland, August 23, 2004 (File name: damikulis2917.htm)
   
• Shannon Wegner, Madison, Wisconsin, August 23, 2004 (File name: swegner7820.htm)
   
• Gary J. Brei, CFP, Registered Representative, RIA, Mokena, Illinois, August 23, 2004 (File name: gjbrei2451.htm)
   
• Michael G. Paregian, Malvern, Pennsylvania, August 23, 2004 (File name: mgparegian6917.htm)
   
• Kelli Warriner Crego, Certified Financial Planner, Brattleboro, Vermont, August 23, 2004 (File name: kwarrinercrego4609.htm)
   
• Edd H. Hyde, CFP, CIMA, AIFA, President and CEO, Radnor Financial Advisors, Inc., Wayne, Pennsylvania, August 23, 2004 (File name: ehhyde5573.htm)
   
• Mike F. Haddad, Santa Ana, California, August 23, 2004 (File name: mfhaddad7257.htm)
   
• Kenneth R. Blackmon, Financial Advisor, Voorhees, New Jersey, August 23, 2004 (File name: krblackmon9409.htm)
   
• Bernard P. Franceschi, CPA, CFP, Managing Member, McDonald Franceschi, LLC, Portland, Oregon, August 23, 2004 (File name: bpfranceschi6737.htm)
   
• Dennis E. Nelson, CFP, President, DENCO Financial Group, Marblehead, Massachusetts, August 23, 2004 (File name: denelson1822.htm)
   
• John A. Trusela, FPA, San Antonio, Texas, August 23, 2004 (File name: jatrusela3885.htm)
   
• Eric M. Carson, Senior Financial Advisor, American Express Financial Advisors, Mishawaka, Indiana, August 23, 2004 (File name: emcarson4105.htm)
   
• John A. Brown, CFP, CEO, Brown Financial Advisory, Inc., Fairhope, Alabama, August 23, 2004 (File name: jabrown8068.htm)
   
• Carole J. Peck, President, Bonita Springs, Florida, August 23, 2004 (File name: cjpeck4884.htm)
   
• David L. Witherbee, CFP, Concord, Massachusetts, August 23, 2004 (File name: dlwitherbee7076.htm)
   
• Jerry M. Schwartz, CFP, Financial Planning Association, Honolulu, Hawaii, August 23, 2004 (File name: jmschwartz6612.htm)
   
• Thomas Tavenner, CFP, Bethesda, Maryland, August 23, 2004 (File name: ttavenner2026.htm)
   
• Bill Ramsay, CFP, President, Financial Symmetry Inc., Raleigh, North Carolina, August 23, 2004 (File name: bramsay9913.htm)
   
• Bruce G. Coldsmith, Certified Financial Planner, MBA, Mobile, Alabama, August 23, 2004 (File name: bgcoldsmith3500.htm)
   
• Diane J. Roper, JD, CLU, CFP, Clearwater, Florida, August 23, 2004 (File name: djroper3159.htm)
   
• Dale Siligmueller, August 23, 2004 (File name: dsiligmueller9367.htm)
   
• Frank E. Jacober, Jr., President, Jacober Investment Management, Inc., Vernon Hills, Illinois, August 23, 2004 (File name: fejacober9572.htm)
   
• Lorian K. Petry, CFP, financial advisor, Newport Beach, California, August 23, 2004 (File name: lkpetry9853.htm)
   
• David Lam, CFP, Financial Planner Association, Springfield, Pennsylvania, August 23, 2004 (File name: dlam4012.htm)
   
• Glenn E. Levine, CFP, Senior Portfolio Manager, U.S. Banorp Asset Management, Louisville, Kentucky, August 23, 2004 (File name: gelevine1941.htm)
   
• Carl Benedict, CFP, Baton Rouge, Louisiana, August 23, 2004 (File name: cbenedict3397.htm)
   
• Charles D. Vaughan, CFP, President, The Retirement Source, Inc., Cincinnati, Ohio, August 23, 2004 (File name: cdvaughan8149.htm)
   
• Brett H. Schwartz, CFP, FPA, New York, New York, August 23, 2004 (File name: bhschwartz6477.htm)
   
• Bruce J. Berno, CFP, financial planner, Cincinnati, Ohio, August 23, 2004 (File name: bjberno2822.htm)
   
• William O. Wright, CFP, CFP, Wichita, Kansas, August 23, 2004 (File name: wowright6590.htm)
   
• Douglas Baker, August 23, 2004 (File name: dbaker1882.htm)
   
• Arlene R. Foreman, Registered Investment Advisor, Fort Myers, Florida, August 23, 2004 (File name: arforeman5903.htm)
   
• Bryan K. Shevak, Certified Financial Planner, Boca Raton, Florida, August 23, 2004 (File name: bkshevak6673.htm)
   
• Bill Starnes, Kennett Square, Pennsylvania, August 23, 2004 (File name: bstarnes1484.htm)
   
• Al Olsen, August 23, 2004 (File name: aolsen7465.htm)
   
• Alan Cohn, CFP, Bala Cynwyd, Pennsylvania, August 23, 2004 (File name: acohn4014.htm)
   
• Ronald G. Mohney, CFP, August 23, 2004 (File name: rgmohney3766.htm)
   
• Jeff W. Hinger, Financial Advisor, American Express Financial Advisors, San Antonio, Texas, August 23, 2004 (File name: jwhinger4812.htm)
   
• James E. Kearney, CFP, CTFA, New York, New York, August 23, 2004 (File name: jekearney4870.htm)
   
• Harold Evensky, CFP, Chairman; Evensky, Brown Katz; Coral Gables, Florida, August 23, 2004 (File name: hevensky6337.htm)
   
• James R. Wilbur, MS, MBA, CFP, EA, FPA, NAEA, Bellevue, Washington, August 23, 2004 (File name: jrwilbur9314.htm)
   
• Raymond O. Streu, CFP, Amarillo, Texas, August 23, 2004 (File name: rostreu9156.htm)
   
• Richard Millar, CFP, Olympia, Washington, August 23, 2004 (File name: rmillar5528.htm)
   
• Marilyn R. Bergen, Certified Financial Planner, Co-President, CMC Advisers, LLC, Portland, Oregon, August 23, 2004 (File name: mrbergen7257.htm)
   
• Gerald R. Gortner, CLU, ChFC, CFP, Financial Advisor, American Express Financial Advisors, Inc., Canastota, New York, August 23, 2004 (File name: grgortner9744.htm)
   
• Richard D. Moore, CFP, Fresno, California, August 23, 2004 (File name: rdmoore9967.htm)
   
• Frank J. Flores, Jr., Certified Financial Planner, Essex, Connecticut, August 23, 2004 (File name: fjflores6779.htm)
   
• Todd W. Sivak, CFP, CFS, Certified Financial Planner, Oconomowoc, Wisconsin, August 23, 2004 (File name: twsivak7000.htm)
   
• Brion S. Collins, CFP, CLU, Certified Financial Planner, Oconomowoc, Wisconsin, August 23, 2004 (File name: bscollins3469.htm)
   
• Matt McKellar, ChFC, CFP, Bellevue, Washington, August 23, 2004 (File name: mmckellar1213.htm)
   
• Joseph R. Garipoli, RR, IAR, CFP; member AIMR, NYSSA, FPA, August 23, 2004 (File name: jrgaripoli3277.htm)
   
• Peter Taafe, CFP, Bremerton, Washington, August 23, 2004 (File name: ptaafe1663.htm)
   
• Gregory A. Lucas, CFP, Financial Planning Association of Northern California, Sacramento, California, August 23, 2004 (File name: galucas1219.htm)
   
• David C. Eaton, estate planning, asset management, Registered Representative, Berwyn, Pennsylvania, August 23, 2004 (File name: dceaton7407.htm)
   
• Michael A. Hull, CFP, RFC, CPhD, Financial Planning Association, Lafayette, Indiana, August 23, 2004 (File name: mahull3296.htm)
   
• Richard J. Devick, St Louis Park, Minnesota, August 23, 2004 (File name: rjdevick6544.htm)
   
• Bryan P. Day, Member, Financial Planning Association, Miami, Florida, August 23, 2004 (File name: bpday8644.htm)
   
• Clifford R. Raynor, CFP, owner, Raynor Financial Services, Greenlawn, New York, August 23, 2004 (File name: crraynor2081.htm)
   
• Carolyn Cash, CFP, Chesterfield, Missouri, August 23, 2004 (File name: ccash1699.htm)
   
• Oliver R. Tutt, CFP, Managing Partner, Blackstone Capital, Providence, Rhode Island, August 23, 2004 (File name: ortutt7376.htm)
   
• Chris Kuehne, CFP, National Association of Personal Financial Advisors, Financial Planning Association, Pound Ridge, New York, August 23, 2004 (File name: ckuehne8454.htm)
   
• Candace G. Kaplan, Bethesda, Maryland, August 23, 2004 (File name: cgkaplan9107.htm)
   
• Philip G. Nisonger, CFP, FPA, San Jose, California, August 23, 2004 (File name: pgnisonger9339.htm)
   
• Constance M. Dupras, CFP, CPA, Financial Planning Association, Greater Washington Society of CPAs, Vienna, Virginia, August 23, 2004 (File name: cmdupras7434.htm)
   
• Margie Mullen, NAPFA and FPA, Los Angeles, California, August 23, 2004 (File name: mmullen5925.htm)
   
• Stephen R. Hample, CFP, CEO, Financial Planning Associates, LLC, Bozeman, Montana, August 23, 2004 (File name: srhample1349.htm)
   
• John P. Pfaffmann, CFP, Financial Planning Association, Tempe, Arizona, August 23, 2004 (File name: jppfaffmann9286.htm)
   
• Richard J. Greenfield, MA, MBA, CFP, Financial Planning Association, Certified Financial Planner, RJG Financial, Dallas, Texas, August 23, 2004 (File name: rjgreenfield6704.htm)
   
• Steven Kaye, Warren, New Jersey, August 23, 2004 (File name: skaye8901.htm)
   
• Randolph M. Martin, CFP, Certified Financial Planner, Columbus, Ohio, August 23, 2004 (File name: rmmartin5475.htm)
   
• Anthony P. Eastmond, MBA, Certified Financial Planner, Oklahoma City, Oklahoma, August 23, 2004 (File name: apeastmond6013.htm)
   
• Mitchell G. Owens, owner, Owens Financial, Severna Park, Maryland, August 23, 2004 (File name: mgowens4100.htm)
   
• William Eichenberger, CFP, Owner, Harbour Pointe Financial Advisors, LLC, Mukilteo, Washington, August 23, 2004 (File name: weichenberger5560.htm)
   
• Ryan W. Huey, CFP, Perryman Financial Advisory, Inc., Dallas, Texas, August 23, 2004 (File name: rwhuey1870.htm)
   
• Kenneth Robinson, JD, CFP, owner, Practical Financial Planning, Cleveland, Ohio, August 23, 2004 (File name: krobinson8020.htm)
   
• John P. Stelman, CFP, Financial Planning Association, Lake Orion, Michigan, August 23, 2004 (File name: jpstelman6973.htm)
   
• Eric E. Haas, Chief Investment Officer, Altruist Financial Advisors LLC, Holland, Michigan, August 23, 2004 (File name: eehaas9534.htm)
   
• Scott M. Levin, Certified Financial Planner Practioner, Hunt Valley, Maryland, August 23, 2004 (File name: smlevin1322.htm)
   
• Robert J. Sullivan, CFP, CEO, Sullivan Serwitz Investment Advisors, Inc., Los Altos, California, August 23, 2004 (File name: rjsullivan6862.htm)
   
• Keith L. Shadrick, President, Axia Advisory Corporation, Indianapolis, Indiana, August 23, 2004 (File name: klshadrick2732.htm)
   
• John S. Hayman, CFP, CEO, Capital Advantage, Inc, Lafayette, California, August 23, 2004 (File name: jshayman5350.htm)
   
• Robert A. Hanington, Certified Financial Planning, Lake Oswego, Oregon, August 23, 2004 (File name: rahanington9725.htm)
   
• Kevin Blood, FPA, Scottsdale, Arizona, August 23, 2004 (File name: kblood3963.htm)
   
• Charles Brewster, CFP, MBA, President, Brewster Financial Planning, Brooklyn, New York, August 23, 2004 (File name: cbrewster3647.htm)
   
• Thomas A. Hennessy, CFP, Naperville, Illinois, August 23, 2004 (File name: tahennessy8203.htm)
   
• Ronald Tobleman, F.S.A., Society of Actuaries, August 23, 2004 (File name: rtobleman4963.htm)
   
• W. Hardy Callcott, August 23, 2004 (File name: callcott082304.pdf)
   
• Al Van Kampen, Seattle, Washington, August 20, 2004 (File name: kampen082004.htm)
   
• Frederick W. Rosenberg, attorney at law, Roseland, New Jersey, August 19, 2004 (File name: s72599-571.pdf)
   
• Florine Johnson, August 12, 2004 (File name: fjohnson081204.htm)
   
• H. Jeanne Higley, Senior Trust Officer, Personal Trust Services, August 6, 2004 (File name: hjhigley080604.htm)
   
• Charles Graves, Rome, Georgia, August 4, 2004 (File name: cgraves080404.htm)
   
• Marc E. Lackritz, President, Securities Industry Association, August 5, 2004 (File name: s72599-501.pdf)
   
• Martel A. Bartlett, Roswell, Georgia, August 3, 2004 (File name: mabarlett080304.htm)
   
• S. A. McGee, July 31, 2004 (File name: samcgee072104.htm)
   
• Catherine Bickle, July 29, 2004 (File name: cbickle072904.htm)
   
• G. R. Abendhoff, July 29, 2004 (File name: grabendhoff072904.htm)
   
• Ray D. Robbins, LEAP, LPC, Regional EAP Consultant, Raleigh, North Carolina, July 29, 2004 (File name: rdrobbins072904.htm)
   
• Roger Hudgins, Jr., July 29, 2004 (File name: rhudgins072904.htm)
   
• Peter Ives, Albuquerque, New Mexico, July 27, 2004 (File name: pives072704.htm)
   
• Arthur Riedlinger, July 27, 2004 (File name: ariedlinger072704.htm)
   
• Wallace Cole, Baxley, Georgia, July 26, 2004 (File name: s72599-1302.pdf)
   
• Joseph Conklin, Oxon Hill, Maryland, July 26, 2004 (File name: s72599-494.pdf)
   
• Henry M. Fales, Silver Spring, Maryland, July 26, 2004 (File name: hmfales072604.htm)
   
• Alison Fields, Washington, District of Columbia, July 26, 2004 (File name: afields072604.htm)
   
• John Heins, July 26, 2004 (File name: jheins072604.htm)
   
• Tim O'Keefe, July 25, 2004 (File name: tokeefe072504.htm)
   
• John Mancino, Boulder, Colorado, July 25, 2004 (File name: jmancino072504.htm)
   
• Evans M. Harrell, Marietta, Georgia, July 25, 2004 (File name: emharrell072504.htm)
   
• Alvin J. Rowe, Jr., Suwanee, Georgia, July 25, 2004 (File name: ajrowe072504.htm)
   
• Robert R. Chandler, M.D., July 25, 2004 (File name: rrchandler072504.htm)
• R. O. Janes, Lynchburg, Virginia, July 24, 2004 (File name: s72599-499.pdf)
   
• Judith Gettleman, July 24, 2004 (File name: jgettleman072404.htm)
   
• Sanford Z. K. Hampton, Anacortes, Washington, July 24, 2004 (File name: szkhampton072404.htm)
   
• Mark Trexler, Wailalua, Hawaii, July 24, 2004 (File name: mtrexler072404.htm)
   
• Neil Leary, Silver Spring, Maryland, July 24, 2004 (File name: nleary072404.htm)
   
• John A. McManemin, Ph.D., July 23, 2004 (File name: jamcmanemin072304.htm)
   
• Mark S. von Wehrden, July 23, 2004 (File name: msvwehrden072304.htm)
   
• Bridget Collins, July 23, 2004 (File name: bcollins072304.htm)
   
• Michael Lavelline, July 23, 2004 (File name: mlavelline072304.htm)
   
• Richard D. Lauer, Sioux Falls, South Dakota, July 23, 2004 (File name: rdlauer072304.htm)
   
• James J. Hill, July 23, 2004 (File name: jamesjhill072304.htm)
   
• David Condit, Warrenton, Virginia, July 23, 2004 (File name: dcondit072304.htm)
   
• Michael Packard, July 23, 2004 (File name: mpackard072304.htm)
   
• J. Messitte, Maryland, July 23, 2004 (File name: jmessitte072304.htm)
   
• Kevin B. DeLacy, July 22, 2004 (File name: kbdelacy072204.htm)
   
• Paul Peak, McLean, Virginia, July 22, 2004 (File name: es72599-488.pdf)
   
• Evan H. Farr, J.D., Certified Estate Advisor; Member, National Academy of Elder Law Attorneys; July 22, 2004 (File name: ehfarr072204.htm)
   
• Dr. Harold P. Wittman, Member, National Association of Financial Planners, July 22, 2004 (File name: hpwittman072204.htm)
   
• Mary Frances Jetton, CPA, July 22, 2004 (File name: mfjetton072204.htm)
   
• Rick Blain, Principle, Employee Benefit Consulting Services, Trabuco Canyon, California, July 22, 2004 (File name: rblain072204.htm)
   
• Brian Havekost, July 22, 2004 (File name: bhavekost072204.htm)
   
• Michael E. Simon, July 22, 2004 (File name: mesimon072204.htm)
   
• Michelle G. Murphy, QKA, Vice President - Trust, Glenview State Bank, Glenview, Illinois, July 22, 2004 (File name: mgmurphy072204.htm)
   
• Eben Halberstam, Fairfax, Virginia, July 22, 2004 (File name: ehalberstam072204.htm)
   
• Herbert Rosenfeld, July 22, 2004 (File name: hrosenfeld072204.htm)
   
• James Williams, July 22, 2004 (File name: jwilliams072204.htm)
   
• Charles B. Stalford, Fairfax, Virginia, July 22, 2004 (File name: cbstalford072204.htm)
   
• Lisa Squire, Gaithersburg, Maryland, July 22, 2004 (File name:lsquire072204.htm)
   
• Nina Foster, July 22, 2004 (File name: nfoster072204.htm)
   
• Jerome Ackerman, Chevy Chase, Maryland, July 22, 2004 (File name: jackerman072204.htm)
   
• John Karoussos, July 22, 2004 (File name: jkaroussos072204.htm)
   
• Cindy Storm Fischer, July 20, 2004 (File name: csfischer072004.htm)
   
• Duane R. Thompson, Group Director, Advocacy, Financial Planning Association, June 21, 2004 (File name: fpa062104.pdf)
   
• Gregory Lucas, CFP, SunAmerica Securities, Inc., Sacramento, CA, April 19, 2004 (File name: glucas041904.txt)
   
• Ron A. Rhoades, Director of Research, Chief Compliance Officer, Joseph Capital Management, LLC, April 5, 2004 (File name: rrhoades040504.pdf)
   
• Ron A. Rhoades, B.S., J.D., Chief Compliance Officer and Director of Research, Joseph Capital Management, LLC, February 17, 2004 (File name: josephcap021704.txt)
   
• Christopher W. Hansen, Associate Executive Director, AARP, November 17, 2003 (File name: aarp111703.htm)
   
• Memorandum from the Office of Commissioner Goldschmid, regarding an April 28, 2003 meeting with Charles Schwab & Co., dated June 5, 2003 (File name: charlesschwab052803.htm)
   
• Mike Udoff, March 28, 2003 (File name: mudolff1.txt)
   
• Memorandum from the Office of Commissioner Goldschmid, regarding an October 3, 2002, meeting with representatives of the Consumer Federation of America, Consumers Union, Common Cause and U.S. Public Interest Research Group, dated March 12, 2003 (File name: consumer100302.htm)
   
• Mark Kulow, February 18, 2003 (File name: mkulow1.txt)
   
• William M. Baxter, financial advisor, January 31, 2003 (File name: wmbaxter1.txt)
   
• Memorandum from Office of Commissioner Goldschmid regarding a December 27, 2002 meeting with Fund Democracy, dated January 10, 2003 (File name: fund122702.htm)
   
• Joe Barrett, Richmond, Virginia, October 16, 2002 (File name: joebarrett1.txt)
   
• Memorandum from the Office of Commissioner Goldschmid regarding meeting on September 10, 2002 with respresentatives of the Investment Counsel Association of America, dated September 12, 2002 (File name: icca091202.htm)
   
• Memorandum from the Office of Commissioner Goldschmid regarding meeting on September 18, 2002 with representatives of The Financial Planning Association, dated September 25, 2002 (File name: fpa091802.htm)
   
• Edward J. Uhl, CFP, August 9, 2002 (File name: ejuhl1.txt)
   
• Diane Haneklau, CFP, August 7, 2002 (File name: dhaneklau1.txt)
   
• Steven Martin, August 4, 2002 (File name: smartin1.txt)
   
• Walter Crow, CFP, August 2, 2002 (File name: wcrow1.txt)
   
• Michael Evans, CFP, CSA, July 30, 2002 (File name: mevans1.txt)
   
• Glenda D. Kemple, CPA, CFP, President and Co-Founder, Quest Capital Management, Dallas, Texas, July 29, 2002 (File name: gdkemple1.txt)
   
• Craig Limoges, CFA, CFP, EA, July 29, 2002 (File name: climoges1.txt)
   
• Jonathan Thornberry, Client Services Representative, and Carole J.A. Peck, MBA, CFP, President, Retirement Planning Strategies, Ltd, July 25, 2002 (File name: jthornberry1.txt)
   
• Mary H. Durie, CFP, Financial Advisor, Quest Capital Management, Inc., Dallas, Texas, July 24, 2002 (File name: mhdurie1.txt)
   
• E. W. "Woody" Young, CFP, President and Co-Founder, Quest Capital Management, Inc., Dallas, Texas, July 24, 2002 (File name: ewyoung1.txt)
   
• Carl J. Kunhardt, July 23, 2002 (File name: cjkunhardt1.txt)
   
• Greg P. Cleary, CLU, ChFC, CFS, REBC, July 23, 2002 (File name: gpcleary1.txt)
   
• Marge Lumpe, CFP, Waddell & Reed, San Antonio, Texas, July 22, 2002 (File name: mlumpe1.txt)
   
• Tom Graffeo, CFP, July 22, 2002 (File name: tgraffeo1.txt)
   
• Robby T. Bryant, CFP, Magnolia Financial Planning Services, Inc., Seneca, South Carolina, July 15, 2002 (File name: rtbryant1.txt)
   
• Marvin G. Hicks, Springfield, Massachusetts, July 18, 2002 (File name: mghicks1.txt)
   
• Jonathan C. Brandt, CFP, Journey Tree Financial Planning and Investments, Eugene, Oregon, July 18, 2002 (File name: jcbrandt1.txt)
   
• John A. Schram, CFP, July 17, 2002 (File name: jaschram1.txt)
   
• Diane R. Maloney, July 17, 2002 (File name: drmaloney1.txt)
   
• V. Raymond Ferrara, CFP, President and CEO, ProVise Management Group, LLC, July 17, 2002 (File name: vrferrara1.txt)
   
• Gary Vawter, MS, CFP, Vawter Financial, Ltd., Columbus, Ohio, July 17, 2002 (File name: gvawter1.txt)
   
• Kevin P. Shay, July 16, 2002 (File name: kpshay1.txt)
   
• Laurence E. Menna, Financial Planner/Branch Manager, Raymond James Financial Services, Inc., July 16, 2002 (File name: lemenna1.txt)
   
• Ann W. Joly, CFP, Harbor Financial Group, July 16, 2002 (File name: awjoly1.txt)
   
• James R. Noonan, CFP, July 16, 2002 (File name: jrnoonan1.txt)
   
• Michele Cody, CFP, South Milwaukee, Wisconsin, July 16, 2002 (File name: mcody1.txt)
   
• Robert C. Huhn, CFP, RC Huhn Financial Advisors, Sheboygan, Wisconsin, July 16, 2002 (File name: rchuhn1.txt)
   
• Paula H. Hogan, CFP, CFA, Hogan Financial Management, Milwaukee, Wisconsin, July 16, 2002 (File name: phhogan1.txt)
   
• James A. Stehr, AIA, Alameda, California, July 16, 2002 (File name: jastehr1.txt)
   
• Jeannette A. Jones, CPA, CFP, President, The Asset Advisory Group, Inc., July 15, 2002 (File name: jajones1.txt)
   
• Scott D. Martin, CFP, financial advisor, July 15, 2002 (File name: sdmartin1.txt)
   
• David A. Lazear, Financial Planner, Financial Designs, Ltd., San Diego, California, July 15, 2002 (File name: dlazear.txt)
   
• Thomas Gaertner, CFP, Senior Associate, Retirement Planning Corporation, Brookfield, Wisconsin, July 15, 2002 (File name: tgaertner.txt)
   
• John Ruzza, July 15, 2002 (File name: jruzza.txt)
   
• Michael I. Wang, J.D., financial planner, Chicago, IL, July 15, 2002 (File name: mwang.txt)
   
• Chris Toadvine, CFP, Client Manager, Ronald Blue & Co., LLC, Orlando, Florida, July 15, 2002 (File name: ctoadvine.txt)
   
• Grace Worley, CFP, Indianapolis, Indiana, July 15, 2002 (File name: gworley.txt)
   
• Ed Snyder, Oaktree Financial Advisors, Inc., July 15, 2002 (File name: esnyder.txt)
   
• Kate Vieh, Ronald Blue & Company, LLC, Atlanta, Georgia, July 12, 2002 (File name: kvieh.txt)
   
• Dawn Heneberry, July 10, 2002 (File name: dheneberry.txt)
   
• Judy Miller, Certified Financial Planner, Certified College Planning Specialist, College Solutions, July 9, 2002 (File name: jmiller.txt)
   
• Duane Hinrichs, July 9, 2002 (File name: dhinrichs.txt)
   
• Thomas B. Fleishel, MBA, Certified Financial Planner, Fleishel Financial Associates, Inc., Deland, Florida, July 8, 2002 (File name: tfleishel.txt)
   
• John W. Einberger, CFP, July 8, 2002 (File name: jeinberger.txt)
   
• Warren W. Kent, Jr., CFP, July 7, 2002 (File name: wkent.txt)
   
• Marilyn R. Bergen, CFP, CMC Advisers, Portland, Oregon, July 6, 2002 (File name: mbergen.txt)
   
• Jeffrey D. Chinery, CFP, Director, National Planning Group, Ronald Blue & Co., LLC, Atlanta, Georgia, July 5, 2002 (File name: jchinery.txt)
   
• Paul Buehrens, MD, Medical Director, Lakeshore Clinic, Kirkland, Washington, July 4, 2002 (File name: pbuehrens.txt)
   
• Vikke Ratledge, Compliance Manager, Ronald Blue & Co., LLC, July 2, 2002 (File name: vratledge1.txt)
   
• Thomas S. Rogers, CFP, Principal, PEPG, June 21, 2004 (File name: s72599-941.pdf)
   
• Michele F. Dandrea, CFP, First Vice President-Investments, Legg Mason Wood Walker, McLean, Virginia, June 2, 2002 (File name: mfdandrea1.txt)
   
• John K. Best, July 1, 2002 (File name: jkbest1.txt)
   
• Frederick W. Walschot, July 1, 2002 (File name: fwwalschot1.txt)
   
• Chris White, CFP, Vice President-Financial Planning, Provident Financial Advisors, July 1, 2002 (File name: cwhite1.txt)
   
• William R. Verhagen, CFP, CPA, CFS, CLU, Innovative Financial Solutions, Inc., Bloomington, Indiana, July 1, 2002 (File name: wrverhagen1.txt)
   
• Timothy J. Watters, CFP, Washington Square Securities Inc., Minneapolis, Minnesota, July 1, 2002 (File name: tjwatters1.txt)
   
• Patrick J. McDonald, CFP, June 29, 2002 (File name: pjmcdonald1.txt)
   
• Lois Isbell, June 29, 2002 (File name: lisbell1.txt)
   
• G. Dulany Howland, CFP, G. Dulany Howland Advisory Corp., Dallas, Texas, June 28, 2002 (File name: gdhowland1.txt)
   
• Raymond Heidel, CFP, June 28, 2002 (File name: rheidel1.txt)
   
• Roy Fortner, June 28, 2002 (File name: rfortner1.txt)
   
• Scott D. Martin, CFP, Raymond James Financial Services, Inc., June 27, 2002 (File name: smartin1.txt)
   
• Preston S. Caves, CFA, MBA, CFP, Caves & Associates, June 27, 2002 (File name: pscaves1.txt)
   
• Additional David Jones, June 27, 2002 (File name: djones2.txt)
   
• David Jones, June 27, 2002 (File name: djones1.txt)
   
• Elizabeth J. Buerckholtz, Illinois, June 27, 2002 (File name: ejbuerckholtz1.txt)
   
• Christopher Dalto, JD, CFP, Delessert Financial Services, Newton Centre, Massachusetts, June 27, 2002 (File name: cdalto1.txt)
   
• Gina Koprowski, Delessert Financial Services, Newton Centre, Massachusetts, June 27, 2002 (File name: gkoprowski1.txt)
   
• Richard L. Almeida, June 26, 2002 (File name: rlalmeida1.txt)
   
• Donald Brooks, June 26, 2002 (File name: dbrooks1.txt)
   
• K. Claunch, June 26, 2002 (File name: kclaunch1.txt)
   
• Liz Taylor, Seattle, Washington, June 26, 2002 (File name: ltaylor1.txt)
   
• Rick T. Guerra, Vice President, Frost National Bank, June 26, 2002 (File name: rtguerra1.txt)
   
• J. Donald Larkin, CFP, Registered Principal, Financial Network Investment Corporation, Sun City, Arizona, June 26, 2002 (File name: jdlarkin1.txt)
   
• Edward W.H. Kissinger, Vice President, Kissinger Financial Services, Hunt Valley, Maryland, June 26, 2002 (File name: ewhkissinger1.txt)
   
• Gregory Merlino, President, Ameriway Financial Services Inc., June 26, 2002 (File name: gmerlino1.txt)
   
• Scott R. Hewitt, investment advisor representative, June 26, 2002 (File name: srhewitt1.txt)
   
• Todd C. Ganos, Carmel Valley, California, June 26, 2002 (File name: tcganos1.txt)
   
• Diana L. Davis, June 26, 2002 (File name: dldavis1.txt)
   
• Don Roork, CFP, President, AssetDynamics, Toledo, Ohio, June 26, 2002 (File name: droork1.txt)
   
• James B. Kennedy, CLU, ChFC, June 26, 2002 (File name: jbkennedy1.txt)
   
• Richard Millar, June 25, 2002 (File name: rmillar1.txt)
   
• Daniel E. Rodriguez, Registered Representative, San Antonio, Texas, June 25, 2002 (File name: derodriguez1.txt)
   
• Dianna Parker, CFP, Regional Director of Financial Planning, Sagemark Consulting, Lincoln Financial Advisors, June 25, 2002 (File name: dparker1.txt)
   
• Eric E. Haas, Altruist Financial Advisors LLC, Holland, Michigan, June 25, 2002 (File name: eehaas1.txt)
   
• Richard Demers, June 25, 2002 (File name: rdemers1.txt)
   
• Steven A. Maginn, Trustee, Foundation for Financial Planning, June 25, 2002 (File name: samaginn1.txt)
   
• Thomas J. McFarland, June 25, 2002 (File name: tjmcfarland1.txt)
   
• John R. (Dick) Power, CFP, Power Plans, Walpole, Massachusetts, June 25, 2002 (File name: jrpower1.txt)
   
• George Toth, CFP, President, Chestnut Investment Advisory, June 25, 2002 (File name: gtoth1.txt)
   
• Curt Weil, CFP, Principal, Weil Capital Management, LLC, Palo Alto, California, June 25, 2002 (File name: cweil1.txt)
   
• Austin Gallaher, PFP, Financial Plan Development & Design, Comprehensive Financial Group, San Diego, California, June 25, 2002 (File name: agallaher1.txt)
   
• William C. Young, June 25, 2002 (File name: wcyoung1.txt)
   
• George Paniculam, MBA, CFP, President, Financial Planning & Management Center, Inc., Ellicott City, Maryland, June 25, 2002 (File name: gpaniculam1.txt)
   
• Robert J. Gibson, June 25, 2002 (File name: rjgibson1.txt)
   
• Dan Cagle, CFP, June 25, 2002 (File name: dcagle1.txt)
   
• Roy Malis, June 25, 2002 (File name: rmalis1.txt)
   
• Warren L. Smith, June 25, 2002 (File name: wlsmith1.txt)
   
• R. Richard Sherbahn, CLU, ChFC, CFP, Lancaster, PA, June 25, 2002 (File name: rrsherbahn1.txt)
   
• R. Scott Ponder, MBA, CFP, President, Ponder Financial Group, June 25, 2002 (File name: rsponder1.txt)
   
• Rick Miller, Registered Investment Advisor, June 25, 2002 (File name: rmiller1.txt)
   
• Kathy Longo, Principal, Accredited Investors, Inc., Edina, Minnesota, June 25, 2002 (File name: klongo1.txt)
   
• William Douglas O'Rear, CFP, June 25, 2002 (File name: wdorear1.txt)
   
• William O'Leary, June 25, 2002 (File name: woleary1.txt)
   
• Philip T. Purpura, CFP, President, Cornerstone Planning, Inc., Huntington, New York, June 25, 2002 (File name: ptpurpura1.txt)
   
• Karl Smith, CFP, June 25, 2002 (File name: ksmith1.txt)
   
• Roger Southward, CFP, Southward Financial Services LLC, June 25, 2002 (File name: rsouthward1.txt)
   
• Jeanette Fierstein, CFP, Westborough, Massachusetts, June 25, 2002 (File name: jfierstein1.txt)
   
• Thomas E. Jenkins, broker, June 24, 2002 (File name: tejenkins1.txt)
   
• Eric S. Smith, JD, CFP, Financial Planner, David M. Smith & Associates, June 24, 2002 (File name: essmith1.txt)
   
• David Lesnick, CFP, Sound Advice Financial Planning, Goodyear, Arizona, June 24, 2002 (File name: dlesnick1.txt)
   
• Arthur D. Ortman, Registered Investment Advisor, June 24, 2002 (File name: adortman1.txt)
   
• Charles B. Vitello, CFP, June 24, 2002. (File name: cbvitello1.txt)
   
• Priscilla Florence, CFP; Member, FPA June 24, 2002 (File name: pflorence1.txt)
   
• Robert E. Keats, CFP, Keats, Connelly & Associates, Inc., Phoenix, Arizona, June 24, 2002 (File name: rekeats1.txt)
   
• Sandra Villiger, CFP, June 24, 2002 (File name: svilliger1.txt)
   
• Robert Glovsky, June 24, 2002 (File name: rglovsky1.txt)
   
• John K. Beeson, CFP, MBA, Registered Investment Advisor, June 24, 2002 (File name: jkbeeson1.txt)
   
• Ralph A. Haneke, Registered Representative, June 24, 2002 (File name: rahaneke1.txt)
   
• Reed C. Fraasa, CFP; Tyras, Fraasa & Associates, LLC; Paramus, New Jersey, June 24, 2002 (File name: rcfraasa1.txt)
   
• Roger L. Thusius, CFP, June 24, 2002 (File name: rlthusis1.txt)
   
• Jordon Gary, CFP, Jordon Gary and Associates, Financial Advisors, Wichita Falls, Texas, June 24, 2002 (File name: jgary1.txt)
   
• Karl Smrekar, Allegheny Investments, Allegheny Financial Group, June 24, 2002 (File name: ksmrekar1.txt)
   
• Tracey Cassaday, June 24, 2002 (File name: tcassaday1.txt)
   
• Wayne L. Cassaday, CFP, June 24, 2002 (File name: wlcassaday1.txt)
   
• Jean Fullerton, June 24, 2002 (File name: jfullerton1.txt)
   
• Majorie Meyer, CPA, MBA, June 24, 2002 (File name: mmeyer1.txt)
   
• Bobby D. Munroe, CFP, Fraser Financial, Atlanta, Georgia, June 24, 2002 (File name: bmunroe1.txt)
   
• Randy L. Albertson, Beulaville, North Carolina, June 24, 2002 (File name: rlalbertson1.txt)
   
• D. Patrick Cains, CFP, Lake Wales, Florida, June 24, 2002 (File name: dpcains1.txt)
   
• Shannon Wegner, CFP, President, Wegner Asset Management, Shorewood, Wisconsin, June 24, 2002 (File name: swegner1.txt)
   
• David R. Rusch, June 24, 2002 (File name: drrusch1.txt)
   
• Sandra K. Langton, CFP, MBA, June 24, 2002 (File name: sklangton1.txt)
   
• Michael R. Murray, CFP, Vice President-Investments, Private Client Group, Robert W. Baird & Co., Franklin, Wisconsin, June 24, 2002 (File name: mrmurray1.txt)
   
• Aaron J. Tattersall, CFP, Service Manager, Financial Advisory Services, June 24, 2002 (File name: ajtattersall1.txt)
   
• Paul W. Whaley, Vice President, Beatrice National Bank & Trust Co.; Financial Advisor, Raymond James Financial Services, Beatrice, Nebraska, June 24, 2002 (File name: pwwhaley1.txt)
   
• Ronald Scott Colson, CFP, MBA, President, Colson Financial Group Inc., Lakewood, California, June 24, 2002 (File name: rscolson1.txt)
   
• Terry L. Kaul, CFP, Vantage Financial Partners Ltd., June 24, 2002. (File name: tlkaul1.txt)
   
• William Stan Bivin, CFP, Bivin & Associates, Inc., June 24, 2002 (File name: wsbivin1.txt)
   
• Toby Tobleman, Rudd & Wisdom, Inc., June 24, 2002 (File name: ttobleman1.txt)
   
• Anthony J. Rossetti, CFP, Heritage Financial Services, LLC, June 24, 2002 (File name: ajrossetti1.txt)
   
• Sandy Wenker, CPA, CFP, RFC, Capital Management Securities Inc., June 24, 2002 (File name: swenker1.txt)
   
• Ken Smith, CFP, June 24, 2002 (File name: ksmith1.txt)
   
• Dale A. Pope, June 24, 2002 (File name: dapope1.htm)
   
• Will Marshall, CFP, June 24, 2002 (File name: wmarshal1.txt)
   
• Martha Q. Thomas, General Counsel, Horizon Capital Management, Inc., Lafayette, Louisiana, June 24, 2002 (File name: mqthomas1.txt)
   
• Michael J. Richeson, June 24, 2002 (File name: mjricheson1.txt)
   
• Mark P. Schoenbeck, Vice President, Director. Advisory Services, Mutual Service Corporation, June 24, 2002 (File name: mpschoenbeck1.txt)
   
• William H. Kirby, CFP, Kirby Group, Inc., Reno, Nevada, June 23, 2002 (File name: whkirby1.txt)
   
• Joe Pennington, CFP, FAF, Personal Financial Advisors, Inc., Tucson, Arizona, June 23, 2002 (File name: jpennington1.txt)
   
• John Borger, Royal American Financial Advisors, Inc., Menifee, California, June 23, 2002 (File name: jborger1.txt)
   
• Ron Pearson, CFP, Beach Financial Advisory Services, Virginia Beach, Virginia, June 23, 2002 (File name: rpearson1.txt)
   
• Mary Jane Johnson, CFP, Morton, Illinois, June 22, 2002 (File name: mjjohnson1.txt)
   
• John Ray Hurford, June 21, 2002 (File name: jrhurford1.txt)
   
• Joseph G. Descant, III, CFP, Raymond James Financial Services, June 21, 2002 (File name: jgdescant1.txt)
   
• Nicholas J. Orphan, CFP, A. Montag & Associates, Atlanta, Georgia, June 21, 2002 (File name: njorphan1.txt)
   
• Duane R. Thompson, Financial Planning Association, December 7, 2001. (File name: thompson1.htm)
   
• Brad Holt, Oklahoma City, Oklahoma, June 7, 2001. (File name: holt1.txt)
   
• Renee Schweber, May 27, 2001 (File name: schwebe1.txt)
   
• Rachel E. Young, CFA, Registered Investement Adviser, Tuscasloosa, Alabama, May 16, 2001. (File name: young1.txt)
   
• M. Halperin, MD, November 15, 2000 (File name: halperi1.txt)
   
• Beth Schmidt, Vice President, Corporate Compliance Officer, Richard B. Vance and Co., August 22, 2000 (File name: schmidt1.txt)
   
• Eric Haudenschild, July 5, 2000 (File name: haudens1.txt)
   
• Steven M. Weinstein, CFP, Representative, Mutual Service Corp., June 19, 2000 (File name: weinste1.txt)
   
• George M. Yeiter, CPA/PFS, CFP, Houston, Texas, June 15, 2000 (File name: yeiter1.txt)
   
• Louis Morizio, CFP, June 2, 2000 (File name: morizio1.txt)
   
• Barbara Roper, et al. for the Consumer Federation of America, Certified Financial Planner Board of Standards, Investment Counsel Association of America and the National Association of Personal Financial Advisors, May 31, 2000 (File name: roper2.htm)
   
• J. Wayne Alexander, CPA, Victoria, Texas, May 26, 2000 (File name: alexand1.txt)
   
• Ron Horvitz, Registered Representative, May 26, 2000 (File name: horvitz1.txt)
   
• Linda L. Stapf, CPA, financial advisor, Sykesville, Maryland, May 26, 2000 (File name: stapf1.htm)
   
• Brad Stark, May 24, 2000 (File name: stark1.txt)
   
• Dan Jamieson, May 24, 2000 (File name: jamieso1.htm)
   
• Tatung Mei, May 24, 2000 (File name: mei1.txt)
   
• Russell W. Ketron, CFP, Novato, California, May 23, 2000 (File name: ketron1.htm)
   
• Guy M. Cumbie, CFP, Cumbie Advisory Services, Fort Worth, Texas, May 21, 2000 (File name: cumbie1.txt)
   
• William Kantner, ChFC, Chadds Ford, Pennsylvania, May 19, 2000 (File name: kantner1.txt)
   
• Neal Solomon, CFP, Solomon Associates, Gloversville, New York, May 18, 2000 (File name: solomon1.txt)
   
• Susie Johnston, CFP, May 18, 2000 (File name: johnsto1.txt)
   
• Daniel Boyce, CFP, CIMC, Center for Financial Planning, Inc., Southfield, Michigan, May 17, 2000 (File name: boyce1.txt)
   
• David L. Meckenstock, VP Principal, Main Street Securities, May 16, 2000 (File name: meckens1.txt)
   
• Connie Roper, May 16, 2000 (File name: roper1.txt)
   
• Karolyn R. Lunsford, CFP, J.P. Aktinson & Associates, Inc., May 15, 2000 (File name: lunsfor1.txt)
   
• Tim Scannell, May 14, 2000 (File name: scannel1.txt)
   
• Mark Greenberg, JD, CFP, May 13, 2000 (File name: greenbe1.txt)
   
• Stephan Wack, May 13, 2000 (File name: wack1.txt)
   
• Nancy J. Johnson, CFP, Vice President, Chief Compliance Officer, 1st Global Capital Corp., May 10, 2000 (File name: johnson2.htm)
   
• Dr. Nancy Russell, Ph.D., Russell Associates, May 10, 2000 (File name: russell1.txt)
   
• Robert Keats, CFP, Phoenix, Arizna, May 10, 2000 (File name: keats1.txt)
   
• Michael L. Jones, CFP, ChFC, RFC, Resource Advisors, Inc., LPL, Louisville, Kentucky, May 10, 2000 (File name: jones2.txt)
   
• Brian Y. Horne, CFP, May 10, 2000 (File name: horne1.txt)
   
• Terry Balding, CFP, May 10, 2000 (File name: balding1.txt)
   
• Thomas L. Solberg, May 9, 2000 (File name: solberg1.txt)
   
• John M. Potter, CFP, CPA/PFS, May 9, 2000 (File name: potter1.txt)
   
• Louis J. Schwarz, Schwarz Financial Concepts, Silver Spring, Maryland, May 8, 2000 (File name: schwarz1.txt)
   
• Mark Motzel, May 8, 2000 (File name: motzel1.txt)
   
• Bob Gordon, May 8, 2000 (File name: gordon1.txt)
   
• Michael S. Miles, CFP, Registered Investment Advisor, May 8, 2000 (File name: miles1.txt)
   
• David L. Berman, CFP, CLU, Berman Financial Group, LLC, May 8, 2000 (File name: berman1.txt)
   
• Ivan Bullerman, CFP, May 8, 2000 (File name: bullerm1.txt)
   
• Peter G. Timmerman, CFP, May 8, 2000 (File name: timmerm1.txt)
   
• Frank E. Jacober, Jr., ChFC, President, Jacober Investment Management, Inc., Vernon Hills, Illinois, May 8, 2000 (File name: jacober1.txt)
   
• Jack L. Sloan, CFP, May 8, 2000 (File name: sloan1.txt)
   
• James L. Losey, Jr., CFP, CLU, May 8, 2000 (File name: losey1.txt)
   
• Bill Moran, CFP, CPA, May 8, 2000 (File name: moran1.txt)
   
• Linda Yows Leitz, CFP, May 8, 2000 (File name: leitz1.txt)
   
• W. Joseph Harper, CPA, May 8, 2000 (File name: harper1.txt)
   
• David C. Luck, CPA, Columbiaville, New York, May 8, 2000 (File name: luck1.txt)
   
• Tom Ward, CFP, JD, CRPC, May 7, 2000 (File name: ward1.txt)
   
• Marc Singer, CFP, Coral Gables, Florida, May 7, 2000 (File name: singer1.txt)
   
• Rameela Patel, May 7, 2000 (File name: patel1.txt)
   
• Steven B. Morris, CPA, CFP, Norcross, Georgia, May 7, 2000 (File name: morris1.txt)
   
• Richard Hall, CFP, ChFC, May 6, 2000 (File name: hall1.txt)
   
• A. Raymond Benton, CFP, May 6, 2000 (File name: benton1.txt)
   
• John J. Ford, COO, Herbert R. Smith, Incorporated, Wichita Falls, Texas, May 5, 2000 (File name: ford1.txt)
   
• David F. Brochu, CFP, President, Progressive Financial Strategies Inc., Providence, Rhode Island, May 5, 2000 (File name: brochu1.txt)
   
• H. B. Orr, Registered Representative, May 7, 2000 (File name: orr1.txt)
   
• Jeanette Fierstein, CFP, Westborough, Mass., May 7, 2000 (File name: fierste1.txt)
   
• Charles D. Haines, Jr., May 3, 2000 (File name: haines1.txt)
   
• Judy Goldman, CFP, Walnut Creek, California, May 2, 2000 (File name: goldman1.txt)
   
• Richard E. Vodra, CFP, Falls Church, Virginia, April 29, 2000 (File name: vodra1.txt)
   
• Nancy Langdon Jones, CFP, Resource Advisors, Inc./LPL, Louisville, Kentucky, April 18, 2000 (File name: jones2.txt)
   
• James R. Johnson, CFP, April 17, 2000 (File name: johnso1.txt)
   
• Nancy Bryant, MBA, CFP, April 13, 2000 (File name: bryant2.txt)
   
• Katharine McGee, CFP, April 13, 2000 (File name: mcgee1.txt)
   
• Sherry Hazan-Cohen, CFP, Plano, Texas, April 12, 2000 (File name: cohen1.txt)
   
• Vincent P. Emmer, CFP, President, Forestis Financial Analytics, Inc., Evergreen, Colorado, April 12, 2000 (File name: emmer1.txt)
   
• Gayle Knight Colman, CFP, Colman Knight Advisory Group, April 12, 2000 (File name: colman1.txt)
   
• David Carpenter, Carpenter Associates, Littleton, Massachusetts, April 12, 2000 (File name: carpent1.txt)
   
• James F. Williams, CEO, J. F. Williams Co., Inc., Denver, Colorado, April 12, 2000 (File name: william1.txt)
   
• Richard B. Wagner, JD, CFP, Principal, WorthLiving, LLC, April 12, 2000 (File name: wagner1.txt)
   
• Laurie McClain, investment advisor, April 12, 2000 (File name: mcclain1.txt)
   
• Kevin P. Condon, Ph.D., CFP, Principal, Baltimore-Washington Financial Advisors, Inc., April 12, 2000 (File name: condon1.txt)
   
• Elissa Buie, CFP, Financial Planning Group, Inc., Falls Church, Virginia, April 12, 2000 (File name: buie1.txt)
   
• Troy E. Jones, CFP, April 11, 2000 (File name: jones3.htm)
   
• Robert P. Goss, CFP, President, CFP Board, February 2, 2000 (File name: goss1.htm)
   
• Michael Rosenbaum, General Counsel, Asset Management, and Dov Schechter, General Counsel, Retail Sales, Salomon Smith Barney Inc., January 14, 2000 (File name: rosenba1.htm)
   
• David Riggs, Vice President and Senior Corporate Counsel, Charles Schwab & Co., Inc., San Francisco, California, January 14, 2000 (File name: riggs1.htm)
   
• Nora M. Jordan, Partner, Davis Polk & Wardwell, New York, January 14, 2000 (File name: jordan1.htm)
   
• Stephen A. Keen, General Counsel, and Jay S. Neuman, Corporate Counsel, Federated Investors, Inc., January 14, 2000 (File name: keen1.htm)
   
• Duane R. Thompson, Director of Government Relations, Financial Planning Association, January 14, 2000 (File name: thompso1.htm)
   
• Jean Margo Reid, Chair, Investment Adviser Committee, Securities Industry Association, January 13, 2000 (File name: reid1.htm)
   
• Don Hodges, registered representative and majority owner, First Dallas Securities, January 13, 2000 (File name: hodges1.htm)
   
• Robert P. Goss, CFP, President, Certified Financial Planner Board of Standards, Inc., January 13, 2000 (File name: goss1.htm)
   
• David A. Knight, Stephens, Inc., Little Rock, Arkansas, January 12, 2000 (File name: knight1.htm)
   
• David G. Tittsworth, Executive Director, Investment Counsel Association of America, Washington, D.C., January 12, 2000 (File name: tittswo1.htm)
   
• Roger C. Stone, Stone Investment Advisory, Inc., Burlington, Vermont, January 11, 2000 (File name: stone1.txt)
   
• Pamela A. Jones, January 4, 2000 (File name: jones1.txt)
   
• Walter R. Greenfield, December 28, 1999. (File name: greenfi1.txt)
   
• Charles L. Parker, Jr., CFP, President, Parker Financial Advisors, Houston, Texas, December 21, 1999. (File name: parker1.htm)
   
• Richard K. Bryant, President, Capital Investment Group, Inc., December 20, 1999. (File name: bryant1.txt)
   

http://www.sec.gov/rules/proposed/s72599.shtml