EDGAR Filing Documents for 0001193125-05-066802

Form 10KSB - Optional form for annual and transition reports of small business issuers [Section 13 or 15(d), not S-B Item 405]:

SEC Accession No. 0001193125-05-066802

Filing Date

2005-03-31

Accepted

2005-03-31 14:23:47

Documents

Period of Report

2004-12-31

Document Format Files

Seq	Description	Document	Type	Size
1	FOR THE FISCAL YEAR ENDED DECEMBER 31, 2004	d10ksb.htm	10KSB	115229
2	SUMMARY OF RETIREMENT PACKAGE BENEFITS FOR LEE JOHNSON, JR.	dex10g.htm	EX-10.(G)	2802
3	2004 PRESIDENT AND CEO INCENTIVE COMPENSATION PROGRAM	dex10h.htm	EX-10.(H)	29500
4	2004 EXECUTIVE INCENTIVE COMPENSATION PROGRAM	dex10i.htm	EX-10.(I)	48139
5	2004 CITY EXECUTIVES INCENTIVE COMPENSATION PROGRAM	dex10j.htm	EX-10.(J)	35935
6	2004 LOAN PRODUCTION INCENTIVE COMPENSATION PROGRAM	dex10k.htm	EX-10.(K)	48697
7	2004 INCENTIVE COMPENSATION PROGRAM - BRANCH CUSTOMER SERVICE PLAN	dex10l.htm	EX-10.(L)	33571
8	2004 CORPORATE SUPPORT AND TELLERS INCENTIVE COMPENSATION PROGRAM	dex10m.htm	EX-10.(M)	38245
9	STATEMENT REGARDING COMPUTATION OF PER SHARE EARNINGS	dex11.htm	EX-11	1202
10	M&F BANCORP, INC. 2004 ANNUAL REPORT TO STOCKHOLDERS	dex13.htm	EX-13	1164257
11	SUBSIDIARIES OF M&F BANCORP, INC	dex21.htm	EX-21	982
12	CONSENT OF DELOITTE & TOUCHE LLP	dex23.htm	EX-23	1776
13	SECTION 302 CEO CERTIFICATION	dex311.htm	EX-31.1	9052
14	SECTION 302 CFO CERTIFICATION	dex312.htm	EX-31.2	9046
15	SECTION 906 CEO AND CFO CERTIFICATION	dex32.htm	EX-32	4090
16	GRAPHIC	g56653img005.jpg	GRAPHIC	5345
17	GRAPHIC	g56653new.jpg	GRAPHIC	356474
	Complete submission text file	0001193125-05-066802.txt		1908191

Mailing Address 2634 CHAPTEL HILL BLVD PO BOX 19322 DURHAM NC 27701-3221

Business Address 2634 CHAPTEL HILL BLVD PO BOX 19322 DURHAM NC 27702-3221 9196831521

M&F BANCORP INC /NC/ (Filer) CIK: 0001094738 (see all company filings)