0000950170-23-034481.txt : 20230725 0000950170-23-034481.hdr.sgml : 20230725 20230725170359 ACCESSION NUMBER: 0000950170-23-034481 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20230725 ITEM INFORMATION: Completion of Acquisition or Disposition of Assets ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20230725 DATE AS OF CHANGE: 20230725 FILER: COMPANY DATA: COMPANY CONFORMED NAME: QNB CORP CENTRAL INDEX KEY: 0000750558 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 232318082 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-17706 FILM NUMBER: 231109374 BUSINESS ADDRESS: STREET 1: 15 NORTH THIRD STREET CITY: QUAKERTOWN STATE: PA ZIP: 18951-9005 BUSINESS PHONE: 2155385600 MAIL ADDRESS: STREET 1: P.O. BOX 9005 CITY: QUAKERTOWN STATE: PA ZIP: 18951 8-K 1 qnbc-20230725.htm 8-K 8-K
0000750558NONE00007505582023-07-252023-07-25

 

UNITED STATESPRIVATE

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

Form 8-K

 

CURRENT REPORT

PURSUANT TO SECTIONS 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

 

Date of report (Date of earliest event reported):

July 25, 2023

 

QNB Corp.

(Exact name of registrant as specified in its charter)

 

Pennsylvania

0-17706

23-2318082

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. Employer Identification No.)

 

15 North Third Street, P.O. Box 9005, Quakertown, PA 18951-9005

(Address of principal executive offices, including zip code)

 

(215) 538-5600

(Registrant's telephone number, including area code)

 

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

 

Securities registered pursuant to Section 12(b) of the Act: None.

Title of each class

 

Trading

Symbol(s)

 

Name of each exchange on which registered

Common Stock

 

QNBC

 

N/A

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

☐

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

 

 

☐

 

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

 

☐

 

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

 

 

☐

 

Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

 

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

 

 

 

Item 2.02

Results of Operations and Financial Condition

 

On July 25, 2023, QNB Corp. announced its consolidated financial results for the second quarter ended June 30, 2023. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

 

The information included in this Item, as well as Exhibit 99.1, referenced herein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 unless specifically incorporated in such filing.

 

Item 9.01

Financial Statements and Exhibits

 

The following exhibits are filed herewith:

 

Exhibit No.

Description

D

 

 

 

 

 

99.1

News release disseminated on July 25, 2023 by QNB Corp.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document).

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

 

 

QNB Corp.

 

 

 

 

 

 

 

By:

/s/ Jeffrey Lehocky

 

 

Jeffrey Lehocky

 

 

Chief Financial Officer

 

 

 

 

Dated: July 25, 2023

 

 

 

 EX-99.1 2 qnbc-ex99_1.htm EX-99.1 EX-99.1

Ex 99.1

img160341895_0.jpg 

PO Box 9005

Quakertown, PA 18951-9005

215.538.5600

800.491.9070

QNBBank.com

 

 

FOR IMMEDIATE RELEASE

 

 

 

QNB CORP. REPORTS

EARNINGS FOR SECOND QUARTER 2023

 

 

QUAKERTOWN, PA (July 25, 2023) QNB Corp. (the “Company” or “QNB”) (OTC Bulletin Board: QNBC), the parent company of QNB Bank (the “Bank”), reported net income for the second quarter of 2023 of $1,887,000, or $0.52 per share on a diluted basis. This compares to net income of $3,349,000, or $0.94 per share on a diluted basis, for the same period in 2022. For the six months ended June 30, 2023, QNB reported net income of $6,005,000, or $1.67 per share on a diluted basis. This compares to net income of $7,059,000, or $1.98 per share on a diluted basis, reported for the same period in 2022.

 

For the quarter ended June 30, 2023, the annualized rate of return on average assets and average shareholders’ equity was 0.44% and 4.82%, respectively, compared with 0.79% and 9.28%, respectively, for the second quarter 2022.

 

The operating performance of the Bank, a wholly-owned subsidiary of QNB Corp., declined for the quarter ended June 30, 2023, in comparison with the same period in 2022 due to interest margin compression causing a $1,807,000 decline in net interest income, additional provision for credit losses on loans and commitments of $209,000 and an increase in non-interest expense of $663,000. The change in contribution from QNB Corp. for the quarter ended June 30, 2023, compared with the same period in 2022, is primarily due to the change in fair value of the equities portfolio held at the holding company.

The following table presents disaggregated net income:

 

Three months ended,

 

 

 

 

 

Six months ended,

 

 

 

 

 

6/30/2023

 

 

6/30/2022

 

 

Variance

 

 

6/30/2023

 

 

6/30/2022

 

 

Variance

 

QNB Bank

$

1,947,000

 

 

$

4,082,000

 

 

$

(2,135,000

)

 

$

6,234,000

 

 

$

7,790,000

 

 

$

(1,556,000

)

QNB Corp

 

(60,000

)

 

 

(733,000

)

 

 

673,000

 

 

 

(229,000

)

 

 

(731,000

)

 

 

502,000

 

Consolidated net income

$

1,887,000

 

 

$

3,349,000

 

 

$

(1,462,000

)

 

$

6,005,000

 

 

$

7,059,000

 

 

$

(1,054,000

)

 

Total assets as of June 30, 2023 were $1,650,586,000 compared with $1,668,497,000 at December 31, 2022. Total available-for-sale debt securities decreased $18,784,000, or 3.4%, to $527,741,000, primarily due to sales of $9,081,000 and paydowns. Loans receivable declined

 

$9,641,000 to approximately $1,029,744,000, or 0.9%. Total deposits increased $31,396,000 to $1,449,765,000. Short-term borrowing declined $70,482,000, or 43.7%.

“The past 15 months, the banking and financial service industries have experienced significant increases in interest rates to slow the growth of our economy across our nation. The impact of these changes continues to be evident in our financial results and shows the headwinds community banks have been facing,” stated David W. Freeman, President and Chief Executive Officer. Freeman continued, “However, QNB's ability to maintain a strong liquidity position, to retain and grow customer deposits, and reduce the bank’s short-term borrowing is a testament to the strength of our disciplined management even in these rapidly changing financial times. Furthermore, to strengthen our management of interest rate risk, we have entered into hedging contracts that will help mitigate the impact of increased interest rates moving forward. As always, we continue to focus on our customers, being diligent about loan quality, deposit growth, and investing in the communities and businesses we serve.”

Net Interest Income and Net Interest Margin

Net interest income for the quarter and six months ended June 30, 2023 totaled $9,333,000 and $19,750,000 respectively, a decrease of $1,770,000 and $2,089,000, respectively, from the same periods in 2022. Net interest margin was 2.27% for the second quarter of 2023 and 2.73% for the same period in 2022. Net interest margin was 2.41% for the six months ended June 30, 2023, compared with 2.72% for the same period in 2022.

 

The yield on earning assets was 3.83% for the second quarter 2023, compared with 3.02% in the second quarter of 2022. For the six-month period ended June 30, 2023, yield on earning assets was 3.80%, compared with 3.00% for the same period in 2022. The cost of interest-bearing liabilities was 1.96% for the quarter and 1.75% for the six months ended June 30, 2023, compared with 0.38% and 0.36% for the same periods in 2022, respectively.

 

Proceeds from average short-term borrowings and payments received on investment securities over the past year were invested in loans. Loan growth was primarily in commercial real estate, which comprised 41% of average earning assets in the six months of 2023 compared with 37% for the same period in 2022, and the increases in rates on both the commercial real estate loans and the commercial and industrial loans majorly contributed to the 105 basis-point increase in the yield on loans. The decline in the available-for-sale portfolio was primarily in mortgage-backed securities, which comprised 25% of average earnings assets in the six months of 2023 compared with 28% for the same period in 2022. The 126 basis-point increase in the rate paid on deposits and the 255 basis-point increase in the rate on short-term borrowing were the primary contributors to the increase in the cost of funds of 139 basis points, contributing to the decrease in net interest margin.

 

Asset Quality, Provision for Credit Losses on Loans and Allowance for Credit Losses

QNB adopted ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326) (CECL) effective January 1, 2023. QNB recorded a decrease to its allowance for loan losses of $1,089,000 and an increase to its reserve for unused commitments of $5,000. The impact of this CECL adjustment, net of deferred taxes, of $857,000 was added to shareholders' equity.


QNB recorded $212,000 in provision for credit losses on loans in the second quarter of 2023

 

compared to no provision in the second quarter of 2022; and reversed $1,571,000 in provision for credit losses on loans for the six months ended June 30, 2023 compared to no provision for the six months ended June 30, 2022. QNB's allowance for credit losses on loans of $8,365,000 represents 0.81% of loans receivable at June 30, 2023, compared to $9,442,000, or 0.91% of loans receivable upon the adoption of CECL on January 1, 2023. Net loan charge-offs were $38,000 for the quarter and net recoveries of $494,000 for the six months ended June 30, 2023, compared with recoveries of $66,000 and $113,000 for the same periods in 2022, primarily due to two commercial customers. Annualized net loan charge-offs for the quarter ended June 30, 2023 was 0.01% and annualized net loan recoveries of 0.03% for the quarter ended June 30, 2022, of average loans receivable, respectively. Annualized net loan recoveries for the six months ended June 30, 2023 and June 30, 2022 were 0.10% and 0.02% of average loans receivable, respectively.

 

Total non-performing loans, which represent loans on non-accrual status, loans past due 90 days or more and still accruing interest and restructured loans, were $8,827,000, or 0.86% of loans receivable at June 30, 2023, compared with $9,121,000, or 0.88% of loans receivable at December 31, 2022, and $11,394,000, or 1.18% of loans receivable at June 30, 2022. In cases where there is a collateral shortfall on non-accrual loans, specific impairment reserves have been established based on updated collateral values even if the borrower continues to pay in accordance with the terms of the agreement. At June 30, 2023, $4,147,000, or approximately 86% of the loans classified as non-accrual, are current or past due less than 30 days. Commercial loans classified as substandard or doubtful loans totaled $14,806,000 at June 30, 2023, compared with $13,684,000 at December 31, 2022, and $18,836,000 at June 30, 2022.

Non-Interest Income

Total non-interest income was $1,580,000 for the second quarter of 2023 compared with $639,000 for the same period in 2022. There was a net realized gain of $519,000 on the sale of investments for the quarter ended June 30, 2023 compared with a gain of $457,000 for the same period in 2022. Unrealized net loss on investment equity securities was $573,000 for the quarter ended June 30, 2023 compared to a net loss of $1,446,000 for the same period in 2022. The equities portfolio comprises blue-chip large-capitalized stocks, providing a taxable equivalent dividend yield of 3.91%.

 

Fees for services to customers increased $11,000 to $414,000 for the second quarter of 2023 compared with the same period in 2022, due primarily to increased overdraft occurrences. ATM and debit card income decreased $1,000 to $704,000 for the same period, income is related to card usage. Retail brokerage and advisory income decreased $3,000 to $202,000.

 

Net gain on sales of loans decreased $5,000 when comparing the second quarter of 2023 with the same period in 2022, as there was a lower of cost or market adjustment on loans held for sale of $5,000 in the second quarter of 2023; there were no sales in the second quarters of 2023 or 2022. Other non-interest income increased $4,000 when comparing the two periods due primarily to credit card income.

 

For the six months ended June 30, 2023, non-interest income was $2,799,000 an increase of $549,000 compared to the same period in 2022, primarily due to the change in fair value of the

 

equities portfolio of $938,000. Realized gain on sale of securities was $54,000, a decline of $439,000 for the six months ended June 30, 2023, compared with the same period in 2022. Net gain on sale of loans increased $1,000 when comparing the six months ended June 30, 2023 with the same period in 2022. Increases in non-interest income for the six months ended June 30, 2023 compared to the same period in 2022 comprise: fees for services to customers, ATM and debit card fees, and retail brokerage and advisory income, which increased $29,000, $17,000, and $26,000, respectively. Other non-interest income decreased $23,000 due primarily to title insurance income declining $21,000.

Non-Interest Expense

Total non-interest expense was $8,492,000 for the second quarter of 2023 compared with $7,746,000 for the same period in 2022. Salaries and benefits expense increased $570,000, or 13.6%, to $4,775,000 when comparing the two quarters. Salary expense and related payroll taxes increased $433,000, to $3,979,000 during the second quarter of 2023 compared to the same period in 2022. Benefits expense increased $127,000, when comparing the two periods.

 

Net occupancy and furniture and equipment expense increased $193,000, to $1,467,000 for the second quarter of 2023 due to software maintenance costs. Other non-interest expense decreased $17,000 when comparing second quarter of 2023 with the same period in 2022 due to a $128,000 decrease in Bank shares tax, partly offset by a $116,000 increase in FDIC insurance.

 

For the six months ended June 30, 2023, non-interest expense was $16,692,000, an increase of $1,133,000, or 7.3%, compared to the same period in 2022.

 

Provision for income taxes decreased $322,000 to $325,000 in the second quarter of 2023 due to decreased pre-tax income, compared with the same period in 2022. The effective tax rates for the quarter and six months ended June 30, 2023 were 14.7% and 19.4%, respectively, compared with 16.2% and 17.3%, respectively, for the same periods in 2022.

 

 

About the Company

 

QNB Corp. is the holding company for QNB Bank, which is headquartered in Quakertown, Pennsylvania. QNB Bank currently operates twelve branches in Bucks, Montgomery and Lehigh Counties and offers commercial and retail banking services in the communities it serves. In addition, the Company provides securities and advisory services under the name of QNB Financial Services through a registered Broker/Dealer and Registered Investment Advisor, and title insurance as a member of Laurel Abstract Company LLC. More information about QNB Corp. and QNB Bank is available at QNBBank.com.

 

Forward Looking Statement

This press release may contain forward-looking statements as defined in the Private Securities Litigation Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various factors. Such factors include the possibility that increased demand

 

or prices for the Company’s financial services and products may not occur, changing economic and competitive conditions, technological developments, and other risks and uncertainties, including those detailed in the Company’s filings with the Securities and Exchange Commission, including "Item lA. Risk Factors," set forth in the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2022. You should not place undue reliance on any forward-looking statements. These statements speak only as of the date of this press release, even if subsequently made available by the Company on its website or otherwise. The Company undertakes no obligation to update or revise these statements to reflect events or circumstances occurring after the date of this press release.

 

Contacts:

David W. Freeman

Jeffrey Lehocky

 

President & Chief Executive Officer

Chief Financial Officer

 

215-538-5600 x-5619

215-538-5600 x-5716

 

dfreeman@qnbbank.com

jlehocky@qnbbank.com

 

 

 

 

QNB Corp.

 

Consolidated Selected Financial Data (unaudited)

 

(Dollars in thousands)

 

 

 

 

 

 

 

 

 

 

Balance Sheet (Period End)

6/30/23

 

3/31/23

 

12/31/22

 

9/30/22

 

6/30/22

 

Assets

$

1,650,586

 

$

1,626,499

 

$

1,668,497

 

$

1,645,068

 

$

1,646,695

 

Cash and cash equivalents

 

34,824

 

 

14,201

 

 

15,899

 

 

17,218

 

 

17,094

 

Investment securities

 

 

 

 

 

 

 

 

 

 

Debt securities, AFS

 

527,741

 

 

537,904

 

 

546,525

 

 

555,710

 

 

609,567

 

Equity securities

 

5,424

 

 

11,908

 

 

12,056

 

 

10,444

 

 

11,617

 

Loans held-for-sale

 

810

 

 

388

 

 

-

 

 

-

 

 

-

 

Loans receivable

 

1,029,744

 

 

1,011,956

 

 

1,039,385

 

 

1,008,306

 

 

963,414

 

Allowance for loan losses

 

(8,365

)

 

(8,191

)

 

(10,531

)

 

(11,338

)

 

(11,297

)

Net loans

 

1,021,379

 

 

1,003,765

 

 

1,028,854

 

 

996,968

 

 

952,117

 

Deposits

 

1,449,765

 

 

1,424,590

 

 

1,418,369

 

 

1,476,668

 

 

1,467,728

 

Demand, non-interest bearing

 

212,396

 

 

212,259

 

 

231,849

 

 

236,167

 

 

240,281

 

Interest-bearing demand, money market and savings

 

962,042

 

 

962,315

 

 

1,011,071

 

 

1,065,472

 

 

1,065,638

 

Time

 

275,327

 

 

250,016

 

 

175,449

 

 

175,029

 

 

161,809

 

Short-term borrowings

 

90,845

 

 

110,192

 

 

161,327

 

 

92,896

 

 

77,836

 

Long-term debt

 

20,000

 

 

-

 

 

10,000

 

 

10,000

 

 

10,000

 

Shareholders' equity

 

80,945

 

 

83,874

 

 

70,958

 

 

58,124

 

 

83,738

 

 

 

 

 

 

 

 

 

 

 

 

Asset Quality Data (Period End)

 

 

 

 

 

 

 

 

 

 

Non-accrual loans

$

4,794

 

$

4,561

 

$

4,820

 

$

6,337

 

$

7,085

 

Loans past due 90 days or more and still accruing

 

-

 

 

-

 

 

-

 

 

-

 

 

-

 

Restructured loans

 

4,033

 

 

4,244

 

 

4,301

 

 

4,357

 

 

4,309

 

Non-performing loans

 

8,827

 

 

8,805

 

 

9,121

 

 

10,694

 

 

11,394

 

Other real estate owned and repossessed assets

 

-

 

 

-

 

 

-

 

 

-

 

 

-

 

Non-performing assets

$

8,827

 

$

8,805

 

$

9,121

 

$

10,694

 

$

11,394

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for loan losses

$

8,365

 

$

8,191

 

$

10,531

 

$

11,338

 

$

11,297

 

 

 

 

 

 

 

 

 

 

 

 

Non-performing loans / Loans excluding held-for-sale

 

0.86

%

 

0.87

%

 

0.88

%

 

1.06

%

 

1.18

%

Non-performing assets / Assets

 

0.53

%

 

0.54

%

 

0.55

%

 

0.65

%

 

0.69

%

Allowance for loan losses / Loans excluding held-for-sale

 

0.81

%

 

0.81

%

 

1.01

%

 

1.12

%

 

1.17

%

 

 

 

QNB Corp.

Consolidated Selected Financial Data (unaudited)

(Dollars in thousands, except per share data)

Three months ended,

 

Six months ended,

For the period:

6/30/23

3/31/23

12/31/22

9/30/22

6/30/22

 

6/30/23

6/30/22

Interest income

$15,865

$15,463

$14,739

$13,546

$12,327

 

$31,328

$24,136

Interest expense

6,532

5,046

3,460

1,224

1,224

 

11,578

2,297

Net interest income

9,333

10,417

11,279

12,322

11,103

 

19,750

21,839

Provision for credit losses

209

(1,805)

(850)

-

-

 

(1,596)

-

Net interest income after provision for credit losses

9,124

12,222

12,129

12,322

11,103

 

21,346

21,839

Non-interest income:

 

 

 

 

 

 

Fees for services to customers

414

402

404

423

403

 

816

787

ATM and debit card

704

659

704

669

705

 

1,363

1,346

Retail brokerage and advisory income

202

234

184

194

205

 

436

410

Net realized gain on investment securities

519

(465)

(227)

-

457

 

54

493

Unrealized gain (loss) on equity securities

(573)

57

1,602

(1,174)

(1,446)

 

(516)

(1,454)

Net (loss) gain on sale of loans

(5)

6

-

6

-

 

1

-

Other

319

326

330

366

315

 

645

668

Total non-interest income

1,580

1,219

2,997

484

639

 

2,799

2,250

Non-interest expense:

 

 

 

 

 

 

Salaries and employee benefits

4,775

4,563

4,464

4,371

4,205

 

9,338

8,471

Net occupancy and furniture and equipment

1,467

1,377

1,259

1,314

1,274

 

2,844

2,539

Other

2,250

2,260

2,396

2,129

2,267

 

4,510

4,549

Total non-interest expense

8,492

8,200

8,119

7,814

7,746

 

16,692

15,559

Income before income taxes

2,212

5,241

7,007

4,992

3,996

 

7,453

8,530

Provision for income taxes

325

1,123

1,560

634

647

 

1,448

1,471

Net income

$1,887

$4,118

$5,447

$4,358

$3,349

 

$6,005

$7,059

 

 

 

 

 

 

 

 

 

Share and Per Share Data:

 

 

 

 

 

 

 

 

Net income - basic

$0.52

$1.15

$1.52

$1.22

$0.94

 

$1.67

$1.99

Net income - diluted

$0.52

$1.15

$1.53

$1.22

$0.94

 

$1.67

$1.98

Book value

$22.42

$23.32

$19.78

$16.25

$23.47

 

$22.42

$23.47

Cash dividends

$0.37

$0.37

$0.36

$0.36

$0.36

 

$0.74

$0.72

Average common shares outstanding -basic

3,598,545

3,588,363

3,577,587

3,567,987

3,559,185

 

3,593,482

3,556,037

Average common shares outstanding -diluted

3,598,545

3,588,363

3,567,987

3,559,185

3,554,456

 

3,593,482

3,556,568

Selected Ratios:

 

 

 

 

 

 

 

 

Return on average assets

0.44%

0.97%

1.24%

1.00%

0.79%

 

0.70%

0.84%

Return on average shareholders' equity

4.82%

10.81%

14.38%

11.74%

9.28%

 

7.78%

9.93%

Net interest margin (tax equivalent)

2.27%

2.55%

2.68%

2.72%

2.73%

 

2.41%

2.79%

Efficiency ratio (tax equivalent)

76.78%

69.57%

56.20%

64.88%

64.98%

 

73.06%

63.63%

Average shareholders' equity to total average assets

9.12%

8.99%

8.65%

8.43%

8.53%

 

9.06%

8.49%

Net loan charge-offs (recoveries)

$38

$(532)

$(43)

$(41)

$(66)

 

$(494)

$(113)

Net loan charge-offs (recoveries) - annualized / Average loans excluding held-for-sale

0.01%

-0.21%

-0.02%

-0.02%

-0.03%

 

-0.10%

-0.02%

Balance Sheet (Average)

 

 

 

 

 

 

 

 

Assets

$1,719,368

$1,719,167

$1,737,679

$1,727,132

$1,700,600

 

$1,719,268

$1,688,061

Investment securities (AFS & Equities)

636,110

649,231

673,117

691,010

710,856

 

642,635

710,485

Loans receivable

1,026,881

1,021,265

1,020,102

984,968

944,773

 

1,024,088

931,760

Deposits

1,427,238

1,414,764

1,462,654

1,475,668

1,458,921

 

1,421,035

1,451,526

Shareholders' equity

156,890

154,503

150,281

147,296

144,688

 

155,704

143,344

 

 

QNB Corp. (Consolidated)

Average Balances, Rate, and Interest Income and Expense Summary (Tax-Equivalent Basis)

 

 

 

 

 

 

 

 

 

Three Months Ended

 

June 30, 2023

 

June 30, 2022

 

Average

Average

 

 

Average

Average

 

 

Balance

Rate

Interest

 

Balance

Rate

Interest

Assets

 

 

 

 

 

 

 

Investment securities:

 

 

 

 

 

 

 

   U.S. Treasury

$3,398

4.81%

$41

 

$872

0.97%

$2

   U.S. Government agencies

101,945

1.11

283

 

101,936

1.11

283

   State and municipal

109,345

2.38

651

 

130,329

2.40

783

   Mortgage-backed and CMOs

406,442

1.76

1,786

 

458,622

1.59

1,820

   Corporate debt securities

6,625

4.42

73

 

6,688

4.36

73

   Equities

8,355

4.65

97

 

12,409

3.22

100

     Total investment securities

636,110

1.84

2,931

 

710,856

1.72

3,061

Loans:

 

 

 

 

 

 

  Commercial real estate

696,223

4.72

8,201

 

621,225

4.07

6,307

  Residential real estate

107,402

3.66

984

 

104,323

3.32

866

  Home equity loans

57,601

6.44

925

 

54,421

3.73

506

  Commercial and industrial

142,438

7.14

2,538

 

140,840

4.34

1,525

  Consumer loans

3,918

7.22

70

 

4,621

5.14

59

  Tax-exempt loans

19,742

3.50

172

 

19,343

3.39

163

     Total loans, net of unearned income*

1,027,324

5.03

12,890

 

944,773

4.00

9,426

Other earning assets

11,555

6.69

192

 

4,045

1.93

19

     Total earning assets

1,674,989

3.83

16,013

 

1,659,674

3.02

12,506

Cash and due from banks

13,547

 

 

 

13,716

 

 

Allowance for loan losses

(8,297)

 

 

 

(11,266)

 

 

Other assets

39,129

 

 

 

38,476

 

 

     Total assets

$1,719,368

 

 

 

$1,700,600

 

 

 

 

 

 

 

 

 

 

Liabilities and Shareholders' Equity

 

 

 

 

 

 

 

Interest-bearing deposits:

 

 

 

 

 

 

 

  Interest-bearing demand

$305,067

0.43%

325

 

$348,518

0.20%

174

  Municipals

114,965

4.36

1,251

 

109,055

0.43

117

  Money market

175,243

2.39

1,044

 

143,285

0.35

125

  Savings

359,733

1.22

1,093

 

448,915

0.34

383

  Time < $100

111,455

2.27

631

 

90,874

0.75

170

  Time $100 through $250

109,462

3.49

953

 

46,204

0.67

77

  Time > $250

38,005

2.82

267

 

25,489

0.70

45

     Total interest-bearing deposits

1,213,930

1.84

5,564

 

1,212,340

0.36

1,091

Short-term borrowings

108,117

2.90

783

 

79,402

0.47

93

Long-term debt

16,813

4.35

185

 

10,000

1.57

40

     Total interest-bearing liabilities

1,338,860

1.96

6,532

 

1,301,742

0.38

1,224

Non-interest-bearing deposits

213,308

 

 

 

246,581

 

 

Other liabilities

10,310

 

 

 

7,589

 

 

Shareholders' equity

156,890

 

 

 

144,688

 

 

    Total liabilities and

 

 

 

 

 

 

 

       shareholders' equity

$1,719,368

 

 

 

$1,700,600

 

 

Net interest rate spread

 

1.87%

 

 

 

2.64%

 

Margin/net interest income

 

2.27%

$9,481

 

 

2.73%

$11,282

Tax-exempt securities and loans were adjusted to a tax-equivalent basis and are based on the Federal corporate tax rate of 21%

Non-accrual loans and investment securities are included in earning assets.

* Includes loans held-for-sale

 

 

 

QNB Corp. (Consolidated)

 

Average Balances, Rate, and Interest Income and Expense Summary (Tax-Equivalent Basis)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Six Months Ended

 

 

June 30, 2023

 

 

June 30, 2022

 

 

Average

 

Average

 

 

 

 

Average

 

Average

 

 

 

 

Balance

 

Rate

 

Interest

 

 

Balance

 

Rate

 

Interest

 

Assets

 

 

 

 

 

 

 

 

 

 

 

 

 

Investment securities:

 

 

 

 

 

 

 

 

 

 

 

 

 

   U.S. Treasury

$

1,842

 

 

4.57

%

$

42

 

 

$

483

 

 

0.95

%

$

2

 

   U.S. Government agencies

 

101,944

 

 

1.11

 

 

566

 

 

 

100,963

 

 

1.10

 

 

553

 

   State and municipal

 

110,243

 

 

2.31

 

 

1,272

 

 

 

130,061

 

 

2.40

 

 

1,564

 

   Mortgage-backed and CMOs

 

411,760

 

 

1.69

 

 

3,471

 

 

 

459,872

 

 

1.54

 

 

3,539

 

   Corporate debt securities

 

6,631

 

 

4.41

 

 

146

 

 

 

6,694

 

 

4.35

 

 

146

 

   Equities

 

10,215

 

 

3.91

 

 

198

 

 

 

12,412

 

 

3.21

 

 

198

 

     Total investment securities

 

642,635

 

 

 

 

5,695

 

 

 

710,485

 

 

1.69

 

 

6,002

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

  Commercial real estate

 

688,959

 

 

4.63

 

 

15,803

 

 

 

609,508

 

 

4.06

 

 

12,264

 

  Residential real estate

 

106,555

 

 

1.80

 

 

1,921

 

 

 

102,885

 

 

1.64

 

 

1,684

 

  Home equity loans

 

57,126

 

 

6.34

 

 

1,795

 

 

 

54,519

 

 

3.55

 

 

959

 

  Commercial and industrial

 

147,568

 

 

7.70

 

 

5,634

 

 

 

140,715

 

 

4.46

 

 

3,110

 

  Consumer loans

 

4,003

 

 

6.97

 

 

138

 

 

 

4,678

 

 

5.10

 

 

118

 

  Tax-exempt loans

 

20,164

 

 

3.49

 

 

349

 

 

 

19,455

 

 

3.40

 

 

328

 

     Total loans, net of unearned income*

 

1,024,375

 

 

5.05

 

 

25,640

 

 

 

931,760

 

 

4.00

 

 

18,463

 

Other earning assets

 

9,290

 

 

6.32

 

 

291

 

 

 

5,359

 

 

1.34

 

 

35

 

     Total earning assets

 

1,676,300

 

 

3.80

 

 

31,626

 

 

 

1,647,604

 

 

3.00

 

 

24,500

 

Cash and due from banks

 

13,216

 

 

 

 

 

 

 

13,401

 

 

 

 

 

Allowance for loan losses

 

(9,113

)

 

 

 

 

 

 

(11,236

)

 

 

 

 

Other assets

 

38,865

 

 

 

 

 

 

 

38,292

 

 

 

 

 

     Total assets

$

1,719,268

 

 

 

 

 

 

$

1,688,061

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Liabilities and Shareholders' Equity

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest-bearing deposits:

 

 

 

 

 

 

 

 

 

 

 

 

 

  Interest-bearing demand

$

311,306

 

 

0.41

%

 

627

 

 

$

343,435

 

 

0.19

%

 

320

 

  Municipals

 

113,468

 

 

4.13

 

 

2,326

 

 

 

112,765

 

 

0.37

 

 

208

 

  Money market

 

153,058

 

 

1.83

 

 

1,386

 

 

 

142,296

 

 

0.33

 

 

231

 

  Savings

 

382,775

 

 

1.14

 

 

2,170

 

 

 

443,311

 

 

0.32

 

 

704

 

  Time < $100

 

106,360

 

 

1.92

 

 

1,013

 

 

 

91,779

 

 

0.78

 

 

354

 

  Time $100 through $250

 

103,570

 

 

3.27

 

 

1,680

 

 

 

47,363

 

 

0.69

 

 

162

 

  Time > $250

 

32,894

 

 

2.39

 

 

390

 

 

 

25,231

 

 

0.70

 

 

87

 

     Total interest-bearing deposits

 

1,203,431

 

 

1.61

 

 

9,592

 

 

 

1,206,180

 

 

0.35

 

 

2,066

 

Short-term borrowings

 

121,443

 

 

2.95

 

 

1,778

 

 

 

75,462

 

 

0.41

 

 

152

 

Long-term debt

 

11,354

 

 

3.64

 

 

208

 

 

 

10,000

 

 

1.57

 

 

79

 

     Total interest-bearing liabilities

 

1,336,228

 

 

1.75

 

 

11,578

 

 

 

1,291,642

 

 

0.36

 

 

2,297

 

Non-interest-bearing deposits

 

217,604

 

 

 

 

 

 

 

245,346

 

 

 

 

 

Other liabilities

 

9,732

 

 

 

 

 

 

 

7,729

 

 

 

 

 

Shareholders' equity

 

155,704

 

 

 

 

 

 

 

143,344

 

 

 

 

 

    Total liabilities and

 

 

 

 

 

 

 

 

 

 

 

 

 

       shareholders' equity

$

1,719,268

 

 

 

 

 

 

$

1,688,061

 

 

 

 

 

Net interest rate spread

 

 

 

2.05

%

 

 

 

 

 

 

2.64

%

 

 

Margin/net interest income

 

 

 

2.41

%

$

20,048

 

 

 

 

 

2.72

%

$

22,203

 

Tax-exempt securities and loans were adjusted to a tax-equivalent basis and are based on the Federal corporate tax rate of 21%

 

Non-accrual loans and investment securities are included in earning assets.

 

* Includes loans held-for-sale

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 GRAPHIC 3 img160341895_0.jpg GRAPHIC begin 644 img160341895_0.jpg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end EX-101.LAB 4 qnbc-20230725_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Pre-commencement Issuer Tender Offer Entity Address, State or Province Trading Symbol Soliciting Material Entity Address, City or Town Written Communications Entity Central Index Key Entity Tax Identification Number Entity Registrant Name Document Period End Date Entity Address, Postal Zip Code Entity Incorporation, State or Country Code Local Phone Number City Area Code Pre-commencement Tender Offer Cover [Abstract] Security Exchange Name Entity Emerging Growth Company Amendment Flag Securities Act File Number Entity File Number Entity Address, Address Line Two Entity Address, Address Line One Title of 12(b) Security Document Type EX-101.PRE 5 qnbc-20230725_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT EX-101.SCH 6 qnbc-20230725.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 100000 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink XML 7 R1.htm IDEA: XBRL DOCUMENT v3.23.2
Document and Entity Information
Jul. 25, 2023
Cover [Abstract]  
Document Type 8-K
Amendment Flag false
Document Period End Date Jul. 25, 2023
Entity Registrant Name QNB Corp.
Entity Central Index Key 0000750558
Entity Emerging Growth Company false
Entity File Number 0-17706
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Entity Tax Identification Number 23-2318082
Entity Incorporation, State or Country Code PA
Entity Address, Address Line One 15 North Third Street
Entity Address, Address Line Two P.O. Box 9005
Entity Address, City or Town Quakertown
Entity Address, State or Province PA
Entity Address, Postal Zip Code 18951-9005
City Area Code 215
Local Phone Number 538-5600
Title of 12(b) Security Common Stock
Trading Symbol QNBC
Security Exchange Name NONE
XML 8 qnbc-20230725_htm.xml IDEA: XBRL DOCUMENT 0000750558 2023-07-25 2023-07-25 0000750558 NONE 8-K false 2023-07-25 QNB Corp. PA 0-17706 23-2318082 15 North Third Street P.O. Box 9005 Quakertown PA 18951-9005 215 538-5600 Common Stock QNBC false false false false false EXCEL 9 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 10 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.23.2 html 1 23 1 false 0 0 false 0 false false R1.htm 100000 - Document - Document and Entity Information Sheet http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation Document and Entity Information Cover 1 false false All Reports Book All Reports [ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 1 fact(s) appearing in ix:hidden were eligible for transformation: dei:SecurityExchangeName - qnbc-20230725.htm 8 qnbc-20230725.htm qnbc-20230725.xsd qnbc-20230725_lab.xml qnbc-20230725_pre.xml qnbc-ex99_1.htm http://xbrl.sec.gov/dei/2023 true false JSON 15 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "qnbc-20230725.htm": { "axisCustom": 0, "axisStandard": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2023": 23 }, "contextCount": 1, "dts": { "inline": { "local": [ "qnbc-20230725.htm" ] }, "labelLink": { "local": [ "qnbc-20230725_lab.xml" ] }, "presentationLink": { "local": [ "qnbc-20230725_pre.xml" ] }, "schema": { "local": [ "qnbc-20230725.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd" ] } }, "elementCount": 24, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2023": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 23, "memberCustom": 0, "memberStandard": 0, "nsprefix": "qnbc", "nsuri": "http://qnbcorp.com/20230725", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "p", "body", "html" ], "baseRef": "qnbc-20230725.htm", "contextRef": "C_2db3c8aa-e6b4-41ec-bd62-8b4c8c4dacec", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "100000 - Document - Document and Entity Information", "menuCat": "Cover", "order": "1", "role": "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation", "shortName": "Document and Entity Information", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "p", "body", "html" ], "baseRef": "qnbc-20230725.htm", "contextRef": "C_2db3c8aa-e6b4-41ec-bd62-8b4c8c4dacec", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2023", "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine2": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 2 such as Street or Suite number", "label": "Entity Address, Address Line Two" } } }, "localname": "EntityAddressAddressLine2", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Securities Act File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2023", "presentation": [ "http://qnbcorp.com/20230725/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r5": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425", "role": "http://www.xbrl.org/2003/role/presentationRef" } }, "version": "2.2" } ZIP 16 0000950170-23-034481-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000950170-23-034481-xbrl.zip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end