<SEC-DOCUMENT>0001130310-23-000013-index.html : 20230217
<SEC-HEADER>0001130310-23-000013.hdr.sgml : 20230217
<ACCEPTANCE-DATETIME>20230217061748
ACCESSION NUMBER:		0001130310-23-000013
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		275
CONFORMED PERIOD OF REPORT:	20221231
FILED AS OF DATE:		20230217
DATE AS OF CHANGE:		20230217

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTERPOINT ENERGY INC
		CENTRAL INDEX KEY:			0001130310
		STANDARD INDUSTRIAL CLASSIFICATION:	ELECTRIC SERVICES [4911]
		IRS NUMBER:				740694415
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31447
		FILM NUMBER:		23640214

	BUSINESS ADDRESS:	
		STREET 1:		1111 LOUISIANA ST.
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77002
		BUSINESS PHONE:		7132073000

	MAIL ADDRESS:	
		STREET 1:		1111 LOUISIANA ST.
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77002

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	RELIANT ENERGY REGCO INC
		DATE OF NAME CHANGE:	20001220

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTERPOINT ENERGY HOUSTON ELECTRIC LLC
		CENTRAL INDEX KEY:			0000048732
		STANDARD INDUSTRIAL CLASSIFICATION:	ELECTRIC SERVICES [4911]
		IRS NUMBER:				223865106
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-03187
		FILM NUMBER:		23640216

	BUSINESS ADDRESS:	
		STREET 1:		1111 LOUISIANA
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77002
		BUSINESS PHONE:		7132073000

	MAIL ADDRESS:	
		STREET 1:		611 WALKER
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77002

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	RELIANT ENERGY INC
		DATE OF NAME CHANGE:	19990513

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HOUSTON INDUSTRIES INC
		DATE OF NAME CHANGE:	19970807

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HOUSTON LIGHTING & POWER CO
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTERPOINT ENERGY RESOURCES CORP
		CENTRAL INDEX KEY:			0001042773
		STANDARD INDUSTRIAL CLASSIFICATION:	ELECTRIC SERVICES [4911]
		IRS NUMBER:				760511406
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13265
		FILM NUMBER:		23640215

	BUSINESS ADDRESS:	
		STREET 1:		1111 LOUISIANA ST
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77002
		BUSINESS PHONE:		713-207-3000

	MAIL ADDRESS:	
		STREET 1:		1111 LOUISIANA ST
		CITY:			HOUSTON
		STATE:			TX
		ZIP:			77002

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	RELIANT ENERGY RESOURCES CORP
		DATE OF NAME CHANGE:	19990317

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NORAM ENERGY CORP/
		DATE OF NAME CHANGE:	19970808

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HI MERGER INC
		DATE OF NAME CHANGE:	19970721
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>cnp-20221231.htm
<DESCRIPTION>10-K
<TEXT>
Document 1 - file: cnp-20221231.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-4.K4 <SEQUENCE>2 <FILENAME>exhibit4k4-thirdamendment.htm <DESCRIPTION>EX-4.K4 <TEXT> Document 2 - file: exhibit4k4-thirdamendment.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-4.R <SEQUENCE>3 <FILENAME>cnp_exhibit4rx12312022.htm <DESCRIPTION>EX-4.R <TEXT> Document 3 - file: cnp_exhibit4rx12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-4.S <SEQUENCE>4 <FILENAME>cehe_exhibit4sx12312022.htm <DESCRIPTION>EX-4.S <TEXT> Document 4 - file: cehe_exhibit4sx12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-4.T <SEQUENCE>5 <FILENAME>cerc_exhibit4tx12312022.htm <DESCRIPTION>EX-4.T <TEXT> Document 5 - file: cerc_exhibit4tx12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.L2 <SEQUENCE>6 <FILENAME>exhibit10l2firstamendmentt.htm <DESCRIPTION>EX-10.L2 <TEXT> Document 6 - file: exhibit10l2firstamendmentt.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.EE9 <SEQUENCE>7 <FILENAME>exhibit10ee9formofperforma.htm <DESCRIPTION>EX-10.EE9 <TEXT> Document 7 - file: exhibit10ee9formofperforma.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.EE10 <SEQUENCE>8 <FILENAME>exhibit10ee10formofrsu.htm <DESCRIPTION>EX-10.EE10 <TEXT> Document 8 - file: exhibit10ee10formofrsu.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.KK <SEQUENCE>9 <FILENAME>exhibitktermloanagreemen.htm <DESCRIPTION>EX-10.KK <TEXT> Document 9 - file: exhibitktermloanagreemen.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-21.1 <SEQUENCE>10 <FILENAME>cnp_exhibit211x12312022.htm <DESCRIPTION>EX-21.1 <TEXT> Document 10 - file: cnp_exhibit211x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-21.2 <SEQUENCE>11 <FILENAME>cnp_exhibit212x12312022.htm <DESCRIPTION>EX-21.2 <TEXT> Document 11 - file: cnp_exhibit212x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-23.2 <SEQUENCE>12 <FILENAME>cnp_exhibit232x12312022.htm <DESCRIPTION>EX-23.2 <TEXT> Document 12 - file: cnp_exhibit232x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-23.11 <SEQUENCE>13 <FILENAME>cnp_exhibit2311x12312022.htm <DESCRIPTION>EX-23.11 <TEXT> Document 13 - file: cnp_exhibit2311x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-23.12 <SEQUENCE>14 <FILENAME>cehe_exhibit2312x12312022.htm <DESCRIPTION>EX-23.12 <TEXT> Document 14 - file: cehe_exhibit2312x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-23.13 <SEQUENCE>15 <FILENAME>cerc_exhibit2313x12312022.htm <DESCRIPTION>EX-23.13 <TEXT> Document 15 - file: cerc_exhibit2313x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-31.11 <SEQUENCE>16 <FILENAME>cnp_exhibit3111x12312022.htm <DESCRIPTION>EX-31.11 <TEXT> Document 16 - file: cnp_exhibit3111x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-31.12 <SEQUENCE>17 <FILENAME>cehe_exhibit3112x12312022.htm <DESCRIPTION>EX-31.12 <TEXT> Document 17 - file: cehe_exhibit3112x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-31.13 <SEQUENCE>18 <FILENAME>cerc_exhibit3113x12312022.htm <DESCRIPTION>EX-31.13 <TEXT> Document 18 - file: cerc_exhibit3113x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-31.21 <SEQUENCE>19 <FILENAME>cnp_exhibit3121x12312022.htm <DESCRIPTION>EX-31.21 <TEXT> Document 19 - file: cnp_exhibit3121x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-32.11 <SEQUENCE>20 <FILENAME>cnp_exhibit3211x12312022.htm <DESCRIPTION>EX-32.11 <TEXT> Document 20 - file: cnp_exhibit3211x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-32.12 <SEQUENCE>21 <FILENAME>cehe_exhibit3212x12312022.htm <DESCRIPTION>EX-32.12 <TEXT> Document 21 - file: cehe_exhibit3212x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-32.13 <SEQUENCE>22 <FILENAME>cerc_exhibit3213x12312022.htm <DESCRIPTION>EX-32.13 <TEXT> Document 22 - file: cerc_exhibit3213x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-32.21 <SEQUENCE>23 <FILENAME>cnp_exhibit3221x12312022.htm <DESCRIPTION>EX-32.21 <TEXT> Document 23 - file: cnp_exhibit3221x12312022.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.SCH <SEQUENCE>24 <FILENAME>cnp-20221231.xsd <DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT <TEXT> Document 24 - file: cnp-20221231.xsd
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.CAL <SEQUENCE>25 <FILENAME>cnp-20221231_cal.xml <DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT <TEXT> Document 25 - file: cnp-20221231_cal.xml
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.DEF <SEQUENCE>26 <FILENAME>cnp-20221231_def.xml <DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT <TEXT> Document 26 - file: cnp-20221231_def.xml
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.LAB <SEQUENCE>27 <FILENAME>cnp-20221231_lab.xml <DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT <TEXT> Document 27 - file: cnp-20221231_lab.xml
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.PRE <SEQUENCE>28 <FILENAME>cnp-20221231_pre.xml <DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT <TEXT> Document 28 - file: cnp-20221231_pre.xml
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>exhibitktermloanagreemen001.jpg <TEXT> Document 29 - file: exhibitktermloanagreemen001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>exhibitktermloanagreemen002.jpg <TEXT> Document 30 - file: exhibitktermloanagreemen002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>exhibitktermloanagreemen003.jpg <TEXT> Document 31 - file: exhibitktermloanagreemen003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>exhibitktermloanagreemen004.jpg <TEXT> Document 32 - file: exhibitktermloanagreemen004.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>exhibitktermloanagreemen005.jpg <TEXT> Document 33 - file: exhibitktermloanagreemen005.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>exhibitktermloanagreemen006.jpg <TEXT> Document 34 - file: exhibitktermloanagreemen006.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>exhibitktermloanagreemen007.jpg <TEXT> Document 35 - file: exhibitktermloanagreemen007.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>exhibitktermloanagreemen008.jpg <TEXT> Document 36 - file: exhibitktermloanagreemen008.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>exhibitktermloanagreemen009.jpg <TEXT> Document 37 - file: exhibitktermloanagreemen009.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>38 <FILENAME>exhibitktermloanagreemen010.jpg <TEXT> Document 38 - file: exhibitktermloanagreemen010.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>39 <FILENAME>exhibitktermloanagreemen011.jpg <TEXT> Document 39 - file: exhibitktermloanagreemen011.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>40 <FILENAME>exhibitktermloanagreemen012.jpg <TEXT> Document 40 - file: exhibitktermloanagreemen012.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>41 <FILENAME>exhibitktermloanagreemen013.jpg <TEXT> Document 41 - file: exhibitktermloanagreemen013.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>42 <FILENAME>exhibitktermloanagreemen014.jpg <TEXT> Document 42 - file: exhibitktermloanagreemen014.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>43 <FILENAME>exhibitktermloanagreemen015.jpg <TEXT> Document 43 - file: exhibitktermloanagreemen015.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>44 <FILENAME>exhibitktermloanagreemen016.jpg <TEXT> Document 44 - file: exhibitktermloanagreemen016.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>45 <FILENAME>exhibitktermloanagreemen017.jpg <TEXT> Document 45 - file: exhibitktermloanagreemen017.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>46 <FILENAME>exhibitktermloanagreemen018.jpg <TEXT> Document 46 - file: exhibitktermloanagreemen018.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>47 <FILENAME>exhibitktermloanagreemen019.jpg <TEXT> Document 47 - file: exhibitktermloanagreemen019.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>48 <FILENAME>exhibitktermloanagreemen020.jpg <TEXT> Document 48 - file: exhibitktermloanagreemen020.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>49 <FILENAME>exhibitktermloanagreemen021.jpg <TEXT> Document 49 - file: exhibitktermloanagreemen021.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>50 <FILENAME>exhibitktermloanagreemen022.jpg <TEXT> Document 50 - file: exhibitktermloanagreemen022.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>51 <FILENAME>exhibitktermloanagreemen023.jpg <TEXT> Document 51 - file: exhibitktermloanagreemen023.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>52 <FILENAME>exhibitktermloanagreemen024.jpg <TEXT> Document 52 - file: exhibitktermloanagreemen024.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>53 <FILENAME>exhibitktermloanagreemen025.jpg <TEXT> Document 53 - file: exhibitktermloanagreemen025.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>54 <FILENAME>exhibitktermloanagreemen026.jpg <TEXT> Document 54 - file: exhibitktermloanagreemen026.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>55 <FILENAME>exhibitktermloanagreemen027.jpg <TEXT> Document 55 - file: exhibitktermloanagreemen027.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>56 <FILENAME>exhibitktermloanagreemen028.jpg <TEXT> Document 56 - file: exhibitktermloanagreemen028.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>57 <FILENAME>exhibitktermloanagreemen029.jpg <TEXT> Document 57 - file: exhibitktermloanagreemen029.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>58 <FILENAME>exhibitktermloanagreemen030.jpg <TEXT> Document 58 - file: exhibitktermloanagreemen030.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>59 <FILENAME>exhibitktermloanagreemen031.jpg <TEXT> Document 59 - file: exhibitktermloanagreemen031.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>60 <FILENAME>exhibitktermloanagreemen032.jpg <TEXT> Document 60 - file: exhibitktermloanagreemen032.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>61 <FILENAME>exhibitktermloanagreemen033.jpg <TEXT> Document 61 - file: exhibitktermloanagreemen033.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>62 <FILENAME>exhibitktermloanagreemen034.jpg <TEXT> Document 62 - file: exhibitktermloanagreemen034.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>63 <FILENAME>exhibitktermloanagreemen035.jpg <TEXT> Document 63 - file: exhibitktermloanagreemen035.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>64 <FILENAME>exhibitktermloanagreemen036.jpg <TEXT> Document 64 - file: exhibitktermloanagreemen036.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>65 <FILENAME>exhibitktermloanagreemen037.jpg <TEXT> Document 65 - file: exhibitktermloanagreemen037.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>66 <FILENAME>exhibitktermloanagreemen038.jpg <TEXT> Document 66 - file: exhibitktermloanagreemen038.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>67 <FILENAME>exhibitktermloanagreemen039.jpg <TEXT> Document 67 - file: exhibitktermloanagreemen039.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>68 <FILENAME>exhibitktermloanagreemen040.jpg <TEXT> Document 68 - file: exhibitktermloanagreemen040.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>69 <FILENAME>exhibitktermloanagreemen041.jpg <TEXT> Document 69 - file: exhibitktermloanagreemen041.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>70 <FILENAME>exhibitktermloanagreemen042.jpg <TEXT> Document 70 - file: exhibitktermloanagreemen042.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>71 <FILENAME>exhibitktermloanagreemen043.jpg <TEXT> Document 71 - file: exhibitktermloanagreemen043.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>72 <FILENAME>exhibitktermloanagreemen044.jpg <TEXT> Document 72 - file: exhibitktermloanagreemen044.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>73 <FILENAME>exhibitktermloanagreemen045.jpg <TEXT> Document 73 - file: exhibitktermloanagreemen045.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>74 <FILENAME>exhibitktermloanagreemen046.jpg <TEXT> Document 74 - file: exhibitktermloanagreemen046.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>75 <FILENAME>exhibitktermloanagreemen047.jpg <TEXT> Document 75 - file: exhibitktermloanagreemen047.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>76 <FILENAME>exhibitktermloanagreemen048.jpg <TEXT> Document 76 - file: exhibitktermloanagreemen048.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>77 <FILENAME>exhibitktermloanagreemen049.jpg <TEXT> Document 77 - file: exhibitktermloanagreemen049.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>78 <FILENAME>exhibitktermloanagreemen050.jpg <TEXT> Document 78 - file: exhibitktermloanagreemen050.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>79 <FILENAME>exhibitktermloanagreemen051.jpg <TEXT> Document 79 - file: exhibitktermloanagreemen051.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>80 <FILENAME>exhibitktermloanagreemen052.jpg <TEXT> Document 80 - file: exhibitktermloanagreemen052.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>81 <FILENAME>exhibitktermloanagreemen053.jpg <TEXT> Document 81 - file: exhibitktermloanagreemen053.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>82 <FILENAME>exhibitktermloanagreemen054.jpg <TEXT> Document 82 - file: exhibitktermloanagreemen054.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>83 <FILENAME>exhibitktermloanagreemen055.jpg <TEXT> Document 83 - file: exhibitktermloanagreemen055.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>84 <FILENAME>exhibitktermloanagreemen056.jpg <TEXT> Document 84 - file: exhibitktermloanagreemen056.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>85 <FILENAME>exhibitktermloanagreemen057.jpg <TEXT> Document 85 - file: exhibitktermloanagreemen057.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>86 <FILENAME>exhibitktermloanagreemen058.jpg <TEXT> Document 86 - file: exhibitktermloanagreemen058.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>87 <FILENAME>exhibitktermloanagreemen059.jpg <TEXT> Document 87 - file: exhibitktermloanagreemen059.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>88 <FILENAME>exhibitktermloanagreemen060.jpg <TEXT> Document 88 - file: exhibitktermloanagreemen060.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>89 <FILENAME>exhibitktermloanagreemen061.jpg <TEXT> Document 89 - file: exhibitktermloanagreemen061.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>90 <FILENAME>exhibitktermloanagreemen062.jpg <TEXT> Document 90 - file: exhibitktermloanagreemen062.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>91 <FILENAME>exhibitktermloanagreemen063.jpg <TEXT> Document 91 - file: exhibitktermloanagreemen063.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>92 <FILENAME>exhibitktermloanagreemen064.jpg <TEXT> Document 92 - file: exhibitktermloanagreemen064.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>93 <FILENAME>exhibitktermloanagreemen065.jpg <TEXT> Document 93 - file: exhibitktermloanagreemen065.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>94 <FILENAME>exhibitktermloanagreemen066.jpg <TEXT> Document 94 - file: exhibitktermloanagreemen066.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>95 <FILENAME>exhibitktermloanagreemen067.jpg <TEXT> Document 95 - file: exhibitktermloanagreemen067.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>96 <FILENAME>exhibitktermloanagreemen068.jpg <TEXT> Document 96 - file: exhibitktermloanagreemen068.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>97 <FILENAME>exhibitktermloanagreemen069.jpg <TEXT> Document 97 - file: exhibitktermloanagreemen069.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>98 <FILENAME>exhibitktermloanagreemen070.jpg <TEXT> Document 98 - file: exhibitktermloanagreemen070.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>99 <FILENAME>exhibitktermloanagreemen071.jpg <TEXT> Document 99 - file: exhibitktermloanagreemen071.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>100 <FILENAME>exhibitktermloanagreemen072.jpg <TEXT> Document 100 - file: exhibitktermloanagreemen072.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>101 <FILENAME>exhibitktermloanagreemen073.jpg <TEXT> Document 101 - file: exhibitktermloanagreemen073.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>102 <FILENAME>exhibitktermloanagreemen074.jpg <TEXT> Document 102 - file: exhibitktermloanagreemen074.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>103 <FILENAME>exhibitktermloanagreemen075.jpg <TEXT> Document 103 - file: exhibitktermloanagreemen075.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>104 <FILENAME>exhibitktermloanagreemen076.jpg <TEXT> Document 104 - file: exhibitktermloanagreemen076.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>105 <FILENAME>exhibitktermloanagreemen077.jpg <TEXT> Document 105 - file: exhibitktermloanagreemen077.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>106 <FILENAME>exhibitktermloanagreemen078.jpg <TEXT> Document 106 - file: exhibitktermloanagreemen078.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>107 <FILENAME>exhibitktermloanagreemen079.jpg <TEXT> Document 107 - file: exhibitktermloanagreemen079.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>108 <FILENAME>exhibitktermloanagreemen080.jpg <TEXT> Document 108 - file: exhibitktermloanagreemen080.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>109 <FILENAME>exhibitktermloanagreemen081.jpg <TEXT> Document 109 - file: exhibitktermloanagreemen081.jpg
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