From: ANDY FREEMAN, FREDDIE MAC [AFREEMAN15@bloomberg.net]
Sent: Monday, February 10, 2003 3:17 PM
To: rule-comments@sec.gov
Subject: Proposed Rule IC-25870 (s7-51-02)


I would just like to add my two cents:  When have free markets ever suffered
from MORE disclosure?  Let's make the mutual fund companies disclose all of
their fund expenses so that investors can make the best informed decisions
possible.

Andy Freeman
Falls Church, Virginia
(571) 382-4183