Date:    12/17/1999  10:47 AM

Subject: "Proposed Regulation FD"

As a financial analyst and individual investor, this regulation is long 
overdue. I commend SEC Chairman Levitt on his support for this issue.  I 
believe this regulation will provide a more level playing field for 
investors, analysts are going to have to learn how to earn their keep by 
creating some sort of value from their analyses, rather than just being the 
people who get to hear first what's going on with companies. I have observed 
first hand how companies are able to selectively disclose material 
information to some sources and to receive good coverage.  This damages not 
only the individual investor, but also the market and the free flow of ideas 
and information. 
     
Thank you,
     
Hanna Jirasetpatana
Fremont Investment and Loan
Financial Analyst and Individual Investor