Date:    03/22/2000  9:40 AM

Subject: Comments on "Proposed Regulation FD"
 
SEC Chairman Arthur Levitt:
     
My wife and I, along with millions of other families, work hard to provide for 
ourselves and our retirement.  With Federal initiatives and leanings towards 
placing an increasing responsibility on the taxpayer for assumming the costs for
medical, reitirement and long term care needs through private investor accounts,
it simply is the right thing to do to level the playing field for ALL investors.
 The proposed changes regarding selective disclosure and insider trading is most
welcome and heartily applauded, especially in light of the afore mentioned 
Federal initiatives or policy directions.  As taxpayers we can not reasonably 
and fairly be asked to provide for ourselves, our loved ones and our futures 
while continuing to be unfairly handicapped vis-a-vis Wall Street brokerage 
houses and their sweetheart relationships with capital enterprise.  It is 
timely, needed, and necessary for the SEC to take these steps to tear down these
historically sacred cows of Wall Street and put the interests of the individual 
investor on par with the institutions, corporate enterprise and deal makers.  In
the final analysis such actions will make far greater numbers of our citizens 
better off than those who will be less well off, and those who will be less well
off can darn well afford it!  Thank You Mr. Levitt for having the conviction and
strength of character to see that these regulatory changes are in fact made, 
implemented, honored and monitoried.         Respectfully yours,       Anthony 
Hernandez, M.H.A.