From: Kretzer, Thomas J. [Thomas.Kretzer@pseg.com]
Sent: Wednesday, December 17, 2003 1:10 PM
To: 'rule-comments@sec.gov'
Subject: Comments on File No. S7-27-03

Don't limit the time for trading on 401K plans.  Leave it at 4pm.  Time
stamp it so that after 4pm the trade will take place the next day.  Keep
everyone on the same page.
Thank You

Thomas Kretzer
302 W. Bradford Ct.
Middletown, DE 19709

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