Date:    1/22/98  2:30 PM
Subject: Proposed Shareholder Rule Changes
     
"We are the investor's advocate."
     
Recognize this quote?  It's from your own web site.  It's why the SEC exists 
in the first place.  How could proposals like these possibly come from you??? 
Shame, shame!  Here's hoping that this was a mistake and that you'll be 
withdrawing your anti-shareholder proposals Real Soon Now!