From: Roy Malis, CFP
Sent: June 19, 2006
To: rule-comments@sec.gov
Subject: File No. S7-03-04


S7-03-04

Mandating that 75 percent and the Chairman of a given mutual fund be independent is again "regulatory overkill."

I believe it is sufficient to have only a majority of board members independent to help keep the fund "on track." I also believe that it will be in the shareholders (including me) best interests to have the fund Chairman be an employee of the fund or of the specific fund company.

This will better ensure that the fund remains more consistent in applying its objectives as the familiarity with those objectives is better understood by the fund's employees than the public -- no matter what their credentials.

Thank You,

Roy Malis, CFP