Date: 04/23/2000 8:10 AM File No. 4-430 As an individual investor, I demand that the SEC hold the NASD to its original decimalization deadline of July 3, 2000. The lethargy of that Association will damage the United States' position in the world market, and I commend Island and Instinet and other ECNs which are ready ON TIME for decimalization to occur. Thank you, Nathaniel J. Olsson 9363 Rainford Road Baton Rouge, LA 70810