Subject: SR-OCC-2024-001 34-99393
From: Christina Wheeler
Affiliation:

Feb. 8, 2024

Hello

I wholeheartedly oppose this rule.

Margin requirements are there to regulate the abuse of being overleveraged. Hard working people spend their days to prop up an economy in which others are allowed to play loose and fast with it. Margin requirements are a tool to weed out those who would take advantage of the gamble. Letting them get away with not being strict on their own requirements makes our system weak and leads to failure. To prevent CATASTOPHIC failure, institutions must be strict and held accountable for the gambles/risks they take on. 

YOU are the one that holds this power of decision. PLEASE deny this rule.

Thank you from a hard working retail investor who just wants a peaceful life taking care of their family

Christina Wheeler