Apr. 20, 2022
To whom it May Concern: As a retail investor, any rule, no matter the intent, that would effectively allow for Failure To Delivers (FTDs) to continue and worsen, and be abused by market makers can only do more harm to an already highly abused system. I request that this proposed rule be denied and that similar rules are not proposed in the future, as iterations of this have been rejected in the past and continue to be rejected by educated investors every time they resurface. The repeated attempts for such a measure to be passed after multiple rejections points to the potential desire for malpractice by market makers. Thank you for your timely attention to this matter, and please honor your obligations to protect investors from predatory behavior by financial institutions.