Apr. 20, 2022
To whom it may concern, As a retail investor with a family. This new proposed rule would negatively impact retail investors moving forward by allowing the abusive practice of FTDs(Failure to Deliver) to continue and worsen. Market Makers have many methods that they utilize regularly to manipulate security prices for their benefit. This is not acceptable and a growing population of financially educated public retail investors are not going to stand for it. Please remove this proposed rule and do not allow SFTs (Security Financial Transactions) to create new and potentially endless layers of unsettled obligations. Accountability needs to be addressed from the top down. The future of the investing public relies on the belief that the markets are operating on a fair, transparent and ethical principles governed by those who hold all market participants rights as important. Kind Regards Neil Morris