Apr. 20, 2022
To whom it may concern, As a retail investor, I am highly against Proposed Rule Change SR-NSCC-2022-003— the content of this new proposed rule would effectively allow for FTDs (Failure To Deliver) to continue and worsen, which can be abused by market makers and used in conjunction with illegal naked shorting and abusive dark pool trade routing to control and suppress the price on security trading. You should also make this information much clearer for the everyday investor - not everyone has the sources or ability to figure out what any of them mean, and I believe that to be intentional to keep retail investors uninformed or intimidated through highly complex processes and wording. Services should be made easier to contact regulators and regulators should do their jobs. -- Best Regards, Ryan Harle