Apr. 20, 2022
To whom it may concern, As a retail investor I am incredibly disturbed and frustrated by the repeated proposals of this new rule in spite of what must be overwhelming commentary against it - the stock market is already needlessly convoluted with multiple "loopholes" and processes allowing transactions to be delayed, hidden, or delivered without confirming the underlying asset. There is no logical reason for the system to function this way in a modern world allowing near instantaneous movement of money or assets and easily tracked transactions. We have the infrastructure and technology to openly trade stocks and REQUIRE all parties to show proof of movement in the same business day. The only groups or participants who would promote another way to delay proof of asset movement are those who are acting in bad faith and otherwise cheating the system for their own gain. The SEC and congress need to work for the people whom they supposedly represent and push for more transparency in the stock market, not less. Best Regards - - Catharine Parker, PA-C