Subject: File No. SR-DTC-2012-10
From: Karen Jackson

December 30, 2012

This bill sounds like future money market accounts, CDs, TDA's alike that so many unions have with their union plan along with bank accounts will be harder for the American people to liquidate at their behest. SO, because that affects Wall Street and the banks. This proposed bill is wrong for the American working class would be hit hard if those dollars are not accesible. This proposd bill must be stopped. It is the peoles own voluntary invested money and they should have the right to withdraw the money with prior risks already in place.