Subject: File No. S7-41-11
From: Robert Krouskoff

February 10, 2012

I urge your active endorsement of the Volcker Rule. It is a much needed curb on big banks' propensity to expose consumers and taxpayers to risky proprietary trades. Without such a rule they will gamble for big profits with taxpayers footing the bill if they fail. We can hardly survive another economic collapse at their hands.

Thank you for your consideration.

Robert Krouskoff

White Plains, NY