Jan. 28, 2023
To Whom it may concern, During the existence of computerized trading, a recurring problem has been lack of best execution. Enterprises and brokerage houses have made money at the cost of their retail clients from it. Entitling such brokerage houses and enterprises to cheat their customers' money is a bad scam. Zealous companies have built up businesses centered on taking that money from innocent people. Needless to say, a few dollars quickly adds up for the brokerage house and against their client. Unifiably, the companies have built a business through taking customers' money unsuspectingly. Taxing customers by taking advantage of milliseconds and blaming technology is an atrocity. Some brokerage firms have even set upon taking advantage of SECONDS at open consistently. Keeping the current system as it is built will further deteriorate retail investors' trust in markets. Entirely unbeknownst to customers,many brokerages have been acting against customer interests. Noting how middleman PFOF businesses are unnecessary to market function should be crucial. Needless to say, the billions of dollars "earned" by many companies is billions taken from retail. Often enough, arguably corrupt politicians have allowed lobbying to affect laws and hurt voters. Given the growth of technology I feel it is also important to update the rules on record keeping. Placement and storage of records as well as what type of records are kept should be updated. To ensure retail trust of our given market structure I believe it is necessary to update the rules. With all of my sincerity and with all the regards, Tree_Hug_Champ