Subject: File No. S7-32-10
From: Courtney Mckean

February 19, 2022

I fully support more transparency in the markets. Institutions have used loopholes in the system to skim money off of hard working people, we are getting poorer and poorer while they line their pockets. I support all proposals and changes and want free and fair markets for everyone, not more information and tools available to a select few. Ill never invest in the market again until I see substantial change.