Subject: File No. S7-32-10
From: Riley Northrup

February 7, 2022

Swaps ruined peoples lives in 2008. The fact that they werent fixed then is embarrassing. Instead the government bails them out and says carry on. Can you please allow me to behave criminally and then when I ruin the economy, you give me money instead of jail time? Thanks.

Transparency from legislative bodies (sec, what doin?), lit exchange trades, and banning Congress from actively trading are the most basic fundamental actions that need to be taken before I will be able to stand the stock market again.