February 6, 2022
Like many folks, finance is not my area of expertise even though I am highly educated and a major tax payer. However, I am still heavily incentivized to use 401(k) and IRAs to save for retirement. The ROI in these systems has been poor for decades and My retirement date has been pushed out. Please protect retail investors as we really seem to be at a major disadvantage when our retirement option are limited and the brokers and bankers skim way too much. Thanks for listening. Lt. Dan. USN (ret).