Subject: S7-31-22: WebForm Comments from Emily Swan
From: Emily Swan
Affiliation: Lead Pastor, Blue Ocean Church Ann Arbor

Mar. 12, 2023



March 12, 2023

 As a household investor, I support this proposed rule. It will allow for more competition for household investor purchases. As things stand, the vast majority (90%+) of household investor purchases are internalized by wholesalers and it's yet another way Big Money skims the fat off the system.