Subject: File No. S7-24-15
From: Joe Troy

March 15, 2020

I have been using leveraged and inverse funds for several years, both as a hedge to my portfolio and to have access to asset classes that would otherwise be difficult to participate in. Oil would be an example of a pure commodity that is now much easier to be involved in. I think it would be a mistake for the SEC to limit or make it more difficult for investors to have access to these products