Subject: File No. S7-20-21
From: Dylan Crosby

February 18, 2022

Insider trading at its heart is amoral. Politicians as well as business insiders take full advantage of insider knowledge to enrich themselves further.

Retail investors seem to always be the victims in these insider trading practices. The people or companies doing the insider trading need to be put behind bars. Fines need to be equal to or more than whatever the profits were from the insider trading. Please protect retail investors. Protect the American people from these parasites.