Subject: S7-18-21
From: Charmaine John
Affiliation:

Oct. 31, 2022

  


To whom it may concern, 

Securities lending must include: 

Notifying public about who is borrowing & lending shares (not just which company’s shares are borrowed or lent),  Notifying retail investors that their shares are being lent, (because (a) they don't get to vote & (b) they don't get tax-qualified dividends),  Sharing any revenue earned from lending their shares with retail investors!!! OUR money is being gambled with! The Profit is OURS! Eliminate “Onward Lending” completely (public companies & transfer agents have opposed this for decades),  Require every loan to have a due date (not “if applicable”).  
SEC, DO YOUR JOB. PROTECT RETAIL INVESTORS. STOP LETTING MARKET MAKERS AND HEDGE FUNDS WRITE THEIR OWN RULES FOR TAKING OUR MONEY.
Sincerely,
An appalled citizen.