Subject: File No. S7-15-18
From: DARCY L MUNGER
Affiliation: Certified Executive Chef

July 18, 2018

I am an average investor, and I feel that there is absolutely no reason not to approve Bitcoin(and other) ETF's. All parties involved will benefit, and if the SEC does not approve, then US money will leave our country and find another way to invest anyway, so keep it at home and grow with the times