Subject: File No. S7-15-10
From: Patricia C Roberts

August 31, 2010

I have a choice of no-load mutual funds but prefer to use funds that I can have with an advisor. I want the help and assistance. It is a great comfort to know I have someone to help me. I know how to take care of myself. I don't need an agency to do that for me. I feel there are other areas that could be watched for me. This is not one of them.

We need you to follow and regulate the rules we have now. We do not need new rules Please let our advisors help us. Let's not drive them out of business. We can't afford that.