Subject: File Number S7-14-08

August 27, 2008

I am writing as a licensed insurance agent, and registered representative. I wholeheartedly support the adoption of Rule 151A. I am concerned about misleading and inappropriate sales of Indexed Annuities. Other “indexed” products should also be brought under FINRA authority, and should only be sold by licensed, B/D supervised sales people.

Ken Kendall, CLU, CFP
Kendall Financial, LLC