Subject: Comments for File Number S7-12-11

May 26, 2011

I’m writing because my family and I were affected by the economic collapse of 2008, and we don’t want it to happen again.

There is no doubt that Wall Street executive compensation is out of control and that their greed has cost me and my family dearly; lost employment, decimated savings, and the deterioration of our American Dream. You are in a position to enact laws to protect us from their greed in the future. Remember the words of MLK: "The arc of the moral universe is long, but it bends toward justice." You must represent the moral universe and find a way to justice!

Thank you for considering my comment,

Joe Tinker

Copper Canyon, TX