September 28, 2021
1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online, either using a computer or a mobile app but I also access the account(s) in other ways (e.g., by calling or visiting in person).
2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes
3. On average, how often do you access your online account?
Once to a few times a week
4. On average, how often are trades made in your online account, whether by you or someone else?
Less often than once a month.
5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company
6. My goals for trading or investing in my online account are (check all that apply):
Other
If Other, Explain:
Grow wealth
7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
platforms should not be able to disable buy buttons on listed securities, the buy button should always be available
8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I did not trade before the internet
9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : None
Options : Less Than 12 Months
Mutual Funds : None
ETFs : 5+ Years
Futures : None
Cryptocurrencies : 5+ Years
Commodities : 5+ Years
ClosedEnd Funds :
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None
10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
only if I am convicted of a major crime, fraud, or otherwise am sanctioned for some reason
11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I feel that large funds are competing unfairly against retail investors and accredited investors. For example, payment for order flow (PFOF) is often used by market makers to hedge bets on what they know is coming, which is a really unfair advantage. Likewise, using de-listed securities that most investors cannot access in order to gain leverage without paying any tax should be illegal. Creating an expert market to take data away from public view should be extremely illegal. Failure to delivers should be required to be 100% located in all instances, nobody should be able to trade what does not exist and get away with essentially inventing shares for profit, unless I can also do that. Regulatory fines should be proportional to income, most of them do not do enough to discourage bad behavior.