Subject: File No. S7-10-21
From: Ani Alanako
Affiliation: architect

September 26, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online using a computer.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Chatbots are devils creations, useless. I have not seen any gamification on the platforms where I trade. Not needed. Social networking tools are excellent for more and better more transparant information.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I am now very interested in proper information and I am getting that from online platforms with critical thinkers. I am more aware of market manipulation coming from government agencies and big hedgefunds

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 5+ Years
Options : 5+ Years
Mutual Funds : 5+ Years
ETFs : 5+ Years
Futures : 5+ Years
Cryptocurrencies : 5+ Years
Commodities : 5+ Years
ClosedEnd Funds : 5+ Years
Money Market Funds : 5+ Years
Variable Insurance Products : 5+ Years
Business Development Companies : 5+ Years
Unit Investment Trusts : 5+ Years

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
It should not be manipulated. This is not legal

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
1. DRS should be made available at the broker level. I want my name on the shares I buy.
2. PFOF should be illegal.
3. Naked shorting should be illegal.
4. Dark pools should be shut down.
5. All trades should be on the lit market and not in small lot batches. My investment should mean something.
6. Fines against hedge funds should be 10x what they cost the public traders instead of the cost of doing business.
Trading rules should apply equally to big parties and market makers. Individual traders should have more rights.