Subject: File No. S7-10-21
From: Billy Boobsmacker
Affiliation: Jacker of Tits

September 25, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Once to a few times per month

4. On average, how often are trades made in your online account, whether by you or someone else?
Less often than once a month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Other
If Other, Explain:
Make enough money to afford a life that actually feels worth living.

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Things were pretty cool until brokers colluded with the big boys to restrict buying back in Jan 2021.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 1-2 Years
Bonds : None
Options : None
Mutual Funds : None
ETFs : None
Futures : None
Cryptocurrencies : Less Than 12 Months
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
I understand that sometimes institutions make bad and/or illegal gambles that turn out so poorly for them that they whine and cry like impudent children 'til their broker buddies lend a hand, screwing retail. If it really is a 'Free Market', then these sorts of advantages and handicaps should not be given to those who've already taken so much.
Your account should only be restricted if you're out of funds and need to close a position- NOT if some smooth-brained mayo-baby on the opposite side of the trade needs to.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
- Direct Registration of Shares should be available in all brokerages. It should be enabled by default.
- Fines for illegal activity should be at least twice the value of the profits made through execution of said illegal activity. AT LEAST.
- and not just fines: JAIL
- Cancerous institutions should be dealt with, not let to grow into something 'too big to fail'.
- If you're really that concerned about 'gAmiFiCaTIoN', then investing should be taught in schools.