Subject: File No. S7-10-21
From: Miguel Saucedo
Affiliation: None

September 25, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Once to a few times a week

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for medium- to long-term goals
Have fun

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I am not sure what this is asking

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I have increased my knowledge and account size. I have leared options and trading on margin when applicable, or risk tolerance has been set. I also take algorithmic trading and predatory practices by large institutions into consideration. It seems like these institutions do whatever they want with very little reprocussion or regard to others, especially retail. I also ignore media as I have seen that is subjective and misleading. I also don't trust the SEC and DTCC as I have seen practices that seem incestuous. The SEC has a bad rap of not looking out for the public's best interest, even though that is their job.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 1-2 Years
Options : 5+ Years
Mutual Funds : 5+ Years
ETFs : 5+ Years
Futures : 5+ Years
Cryptocurrencies : 2-5 Years
Commodities : Less Than 12 Months
ClosedEnd Funds : Less Than 12 Months
Money Market Funds : Less Than 12 Months
Variable Insurance Products : 5+ Years
Business Development Companies : Less Than 12 Months
Unit Investment Trusts : Less Than 12 Months

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Except for Robinhood restricting my trades and selling my options contracts without my consent, my accounts have never been restricted. I understand what will cause my account to be restricted.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I love how easy online investing makes it to trade