Subject: File No. S7-10-21
From: Ray
Affiliation: Doctor of Medicine

September 25, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Once to a few times per month

4. On average, how often are trades made in your online account, whether by you or someone else?
Less often than once a month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I switched from Robinhood to Fidelity after they ILLEGALLY shut down buying for multiple stocks, some of which I own (even still). Im not leaving until Griffen, Steve Cohen, and the rest of them close their short positions (including all of the illegal naked shorting theyve done). And even after that, Im in it for the long-run.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
Ive learned a lot about how the US stock market is fraudulent. Its really disappointing that the SEC hasnt taken action yet. I know that myself and many others wont stand for the continued fraud and wont roll-over like 2008.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds : None
Options : Less Than 12 Months
Mutual Funds : None
ETFs : None
Futures : None
Cryptocurrencies : Less Than 12 Months
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Well, if I was wealthy, there would be pretty much no way for me to get my trading rights suspended. I mean, look at Ken Griffen and co. But since Im a normal American citizen, I believe the SEC would take me down for much, much, much less.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
My experience with Robinhood was horrible. Theyre clearly profiting off of PFOF via citadel. Citadel (and others) continue to naked short illegally. The SEC seems to only want to go after average Americans. Why dont you guys go after the real criminals that have and are actively destroying American companies?