September 25, 2021
1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.
2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No
3. On average, how often do you access your online account?
Once to a few times a week
4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.
5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company
6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
They are trying to gamify the user experience on mobile applications, not so much on websites or PC trading software.
8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds : None
Options : 2-5 Years
Mutual Funds : None
ETFs : 2-5 Years
Futures : None
Cryptocurrencies : None
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None
10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
pattern day trading, margin calls, failure to pay
11. What else would you like us to know positive or negative - about your experience with online trading and investing?
It is clearly rigged and part of a machine with market makers like citadel to not only get PFOF but front-run retail, control buying and selling pressure so the stock tends to go in directions they prefer (somewhat through use of dark pools, especially aided by high frequency trading), and part of a fomentation machine - CNBC seems part of it but media outlets more or less directly controlled include marketwatch, montley fool, for example. PFOF and the market maker priviledge allow unbounded and illegal naked short selling, and the derivative and international markets evade laws the few laws in the US that can put a stop to this mathematical absurdity of net selling more stock than exists. Recent discovery of lawsuits in florida show that there is collusion in the broker industry, particularly around Robinhood and Citadel - these companys are breaking the law and citadel (a combo and conflict of interest marketmaker and hedgefund) and other hedgefunds such as point72 and melvin capital are engaging in financial terrorism on companies such as bed bath and beyond, gamestop, overstock, sears. Techniques include death spiral financing, naked short selling, fomenting in online presence (reviews, forums, articles), cellar boxing, and of course use of high frequency trading to manipulate price to name a few. As a retail investor, the best way to actively win the markets right now is to ignore or do the opposite of everything every media outlet says, especially if that's messaging from citadel or melvin capital (\"we closed our short positions\"), make very few trades, typically stay away from options or other securities that have an expiration date. Direct registration of shares also seems necessary at this point.