September 25, 2021
1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online using a computer.
2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No
3. On average, how often do you access your online account?
Less often than once a month
4. On average, how often are trades made in your online account, whether by you or someone else?
Less often than once a month.
5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account
6. My goals for trading or investing in my online account are (check all that apply):
Other
If Other, Explain:
With my low income, the lack of market integrity that one can observe does not allow for anything resembling gains. The only method for getting returns for someone who is disavdantaged (in a capitalist sense) is to locate and abuse market failures and hope the relevant segment of the financial economy functions with integrity, or within a definable pattern of fraud at the very least.
7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
None of these features are relevant. I have no interest in viewing flawed data, propaganda, advertisements, or social features connected to my brokerage accounts or activities. You should probably ban anything that isn't unbiased data.
8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 1-2 Years
Bonds :
Options :
Mutual Funds :
ETFs :
Futures :
Cryptocurrencies :
Commodities :
ClosedEnd Funds :
Money Market Funds :
Variable Insurance Products :
Business Development Companies :
Unit Investment Trusts :
10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
I don't use an American broker, but my bank's brokerage account accesses the American market through an agent company in America, and as such, if their liquidity is harmed, or the general order of the financial plumbing is damaged, I will be without access. Otherwise, something illegal, or an act by the relevant regulators.
11. What else would you like us to know positive or negative - about your experience with online trading and investing?
One might say there is no market integrity, or that the securities' market is fraudlent, but I prefer to say that there is no evidence by which one might claim otherwise. Nobody without subpeona power or intimate involvement with relevant crimes can know the markets are not fraudlent, there are no metrics to go by, there isn't even a method by which one can confidently state the amount of shares in a given company, let alone whether those shares are priced appropriately. Nobody is paying attention, and a systemic collapse is the only logical outcome.
At this point, this may seem like a rant, but its highly relevant to online investing and trading, because you are allowing investors to participate easily in a system that does not actually have any enforcement mechanisms, oversight, or anti-fraud measures. For example, if one trades on Robinhood, there is not a single piece of data you can trust, not the amount of shares you own, not the value of your shares, nor the value of the company you invest in not the confirmation that your shares have been ordered, purchased or received are truthful (per your regulations they don't have to be, nor are they). As such, trading on an online platform is just unverified data layered with propaganda and an unfulfilled promise that your money isn't just scammed from you.
As things currently stand, online trading is indistinguishable from paying for blinking lights on your phone. And that is primarily because of widespread fraud and a series of conflicts of interest on the part of regulators, i.e. you.