Subject: File No. S7-10-21
From: T. Newman
Affiliation: Corrections

September 25, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Less often than once a month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Robbinhood is a joke. Webull has great charts and ease is access for technical analysis. Fidelity is the safest as it does not engage in PFOF with Apex Clearing firm. All shares should be direct registered like ComputerShare.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I use only a cash only account. Online access allows for technical analysis. Unfortunately, even a T+2 report on data doesnt allow for the wisest of trades as insides can pull the rug on securities.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 1-2 Years
Bonds : None
Options : None
Mutual Funds : None
ETFs : None
Futures : None
Cryptocurrencies : 1-2 Years
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
If I fail to meet margin requirements or liquidity issues. But I dont have that problem as I use a cash account. Or if someone were to collude to halt the market like GME.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I believe the SEC is about as useless now as it was in 2008. Companies shorted into oblivion like AMC GME. The float of those companies traded 6x over and yet in flow orders exceed out flow. Spoofing takes place. MASSIVE dark pool abuse. I could go on, but retail investors fall on deaf ears. Do your job. Our economy is in shambles and some how taxpayers will bail these corrupt people once again. Even China has more action for its people.