Subject: File No. S7-10-21
From: Rikk Pearson
Affiliation: Retired Military

September 25, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online using a computer.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Daily/more than once a day.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
That companies like Citadel and Melvin Capital and the such, are allowed to cheat the market by creating fake shares, trade in the dark pools, etc..etc.. and Govt Regulatories such as the SEC do nothing to help the retail investor. SEC lets them get away with such actions. The entire world, assumed Gary Gensler was going to do something about it, but as you can see Hedge funds like the above are still breaking the laws. Those are some of my experiences, or as you would say examples. But even though this report has been sent to you Gary? You still won't take any action.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds :
Options :
Mutual Funds :
ETFs :
Futures :
Cryptocurrencies : 1-2 Years
Commodities :
ClosedEnd Funds :
Money Market Funds :
Variable Insurance Products :
Business Development Companies :
Unit Investment Trusts :

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Break the PDT Rule, buy stocks for another with no lic, Buy stocks for a group of individuals with no lic, if I short stocks with fake shares, if I trade 85% of stocks through the dark pools and don't let anyone see what I'm doing? If I lie to the SEC Like VLAD did or Like Kenny Griffin does on a daily Basis. Those things will suspend or restrict my trading

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
Do you're job. I'm only for a fair shake and am not getting it, I don't need to go in detail, from the examples I mentioned above, you already know what Im talking about, there are thousands of examples and the entire world is watching the SEC to see if Gary Gensler steps up and does the right thing.