Subject: File No. S7-10-21
From: Anonymous

September 26, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Most social networks and broker chats are half filled with what seem like paid commenters or bots to try and manipulate retail investors.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
Ive been trading and studying the market significantly more now.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 1-2 Years
Bonds : None
Options : Less Than 12 Months
Mutual Funds : None
ETFs : None
Futures : None
Cryptocurrencies : 5+ Years
Commodities : 5+ Years
ClosedEnd Funds : None
Money Market Funds : Less Than 12 Months
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
For illegal or suspicious activity if Im a retail investor, but if Im a hedge fund, bank or other large institution it appears you guys let anything fly with a slap on the wrist and a .01% fine of the money illegally obtained.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I love it with the exception of the blatant market manipulation you folks appear to do very little to curtail. This is a very important time for the SEC regarding its relevancy for protecting investors, if you arent protecting us from these manipulative practices what point do you even serve? The retail investors of stocks like AMC and GME have been pleading with you for almost a year to investigate the blatant market manipulation by hedges funds like Citadel / Ken Griffin, or apps like Robinhood that use pfor to fleece consumers under the guise of free trades. These executives boldface lied under oath to congress in addition to making a mockery of the free market with disgustingly reckless shorting of American companies as well as going as far as to disable trades on these shorted stocks so as to save their own behinds when the recklessness caught up to them. I sincerely fear if you dont do anything to protect us retail investors in regards to these heavily shorted stocks the people of this county and the rest of the world will view this market as a rigged system, pull all their money out and crash all that we hold dear. Stop making tiny fines, if a company profits 1 billion from illegal activities dont just fine them 100,000, instead take all the ill gotten profits and return them to the investors who were defrauded. A small fine doesnt stop them and it just makes you look weak or like youre taking basically a cut of their gains for letting them off easy. Stop giving these offenders slaps on the wrist and start giving them real jail time. You are supposed to protect us, it feels more like youre protecting the people youre supposed to protect us from. The world is watching, you can either be remembered as heros or you can remembered as villains complicit in the manipulation. Please Help us now