Subject: File No. S7-10-21
From: Jeff Keely

September 16, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Less often than once a month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Other
If Other, Explain:
Enact justice on short hedge funds and other parasites that are illegally and immorally stealing money from those with less power, as they've been doing for decades.

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
This line of inquiry is all a huge distraction from the real systemic and deep problems with the system, such as extremely prolific naked shorting, synthetic shares, obfuscation of trading details and other data, etc. Forget about any silly and minor \"gamification\" issues until the rest of that is handled. It's all just lipstick on a pig otherwise.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : None
Options : None
Mutual Funds : 5+ Years
ETFs : 5+ Years
Futures : None
Cryptocurrencies : Less Than 12 Months
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Minimal, other than apparently brokerages can collude to restrict access for retail investors to purchase stocks, while allowing hedge funds and other institutions to manipulate the market and prevent their naked shorting crimes from being exposed.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
The entire system is fundamentally and intentionally corrupt, where short hedge funds, banks, market makers, and such are literally counterfeiting securities and stealing hard earned money from retail investors, pension funds, and others. Naked shorting should be 100% banned. Each share should have a unique ID and be tracked so as to avoid duplicate \"locates\", secret/illegal lending (multiple times), etc. Payment for Order Flow is inherently a conflict of interest and hurts retail investors, and PFOF should be banned 100%. Dark Pools are being severely abused by hedge funds, market makers, banks, etc. to hide naked shorts, manipulate the price, and skim off retail trades, and retail order flow at a minimum should be 100% banned from ever being routed to Dark Pools. Retail orders should be routed to lit exchanges where their trades can properly affect the price and lead to accurate price discovery. There should not be any exceptions for the sake of \"providing liquidity\", as those exceptions are being constantly abused to artificially manipulate supply and prevent accurate price discovery if shares are not available at a given price, that price should increase until demand is met, no artificial supply should exist as it prevents proper price increase.