Subject: File No. S7-10-21
From: Robert knight

September 10, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for short-term goals (in the next year or two)

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Rbc direct investing has a practice account to learn the multitude of characteristics of the stock market.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : Less Than 12 Months
Bonds : None
Options : None
Mutual Funds : None
ETFs : Less Than 12 Months
Futures : None
Cryptocurrencies : None
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Somewhat knowledgeable

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
It is disheartening to see how certain stocks are manipulated on a daily bases with no repercussions to the institutions performing the act.If you buy into a stock it should show in the movement of the price however how can one further invest in the US stock market when certain stocks have to p in the dark pools.How is is remotely possible to see the correct price with this level of criminal activity taking place blantantly every single day knowing the SEC will not act on retailers behalf.This has been going on and several complaints issued on your website from the start in January and we are now in september.So do not say it you are looking at ways to protect investors when you obviously are not.I am quite sure you will not find any complaint saying we need protection,we need a fair playing field our buys should always stay on the lit exchange and absoutly no naked shorting ever(make punishment make a lasting effect on the individual not a slap on the wrist).