September 7, 2021
1. Do you have one or more online trading or investment accounts?
I have one or more accounts, but I do not access them online using a computer or using a mobile app.
2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes
3. On average, how often do you access your online account?
Daily/more than once a day
4. On average, how often are trades made in your online account, whether by you or someone else?
Daily/more than once a day.
5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account
6. My goals for trading or investing in my online account are (check all that apply):
7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Advertisement Banners that tracks every investment ticker
symbol query and then tracks you on other websites is a \"questionable legal practice pattern that has increasingly tested the boundary lines of what is legally permissible.
After all, remember the days of
skwawkbox violations i.e., before the post-1999 emergence of online day trading?
8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
From a called \" retail investor\" vantage point there is too much to unpack to adequately cover the \" one size fits all \" dilemmas working against this investment segment of a much broader universe.
Note. However, if the SEC ever extends the opportunity to come to Washington D.C. SEC office or present testimony before Regulators, Congress, SEC etc., is welcomed.
Case Study example,
Haim Bodek's complaints still apply in 2021
9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 5+ Years
Options : 5+ Years
Mutual Funds : 5+ Years
ETFs : 5+ Years
Futures : 5+ Years
Cryptocurrencies : Less Than 12 Months
Commodities : 5+ Years
ClosedEnd Funds : 5+ Years
Money Market Funds : 5+ Years
Variable Insurance Products : 5+ Years
Business Development Companies : 5+ Years
Unit Investment Trusts : 5+ Years
10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Omnibus rule and other restrictive retail investor provisions post- nyse rule 431 timeliness to date.
11. What else would you like us to know positive or negative - about your experience with online trading and investing?
TD Ameritrade, Etrade, Tradestation, Robin hood etc., serve many types of traders and investors that all too often get \" lumped\" into this wide reaching institutional investor assumption that \" all retail investors think and trade the same and need basic guidance help of understanding the markets etc. This is a fallacy that continues to be reinforced at the harm of newer growth \"trends of economic thinking\"
( Hayek) I am referring to that is.