August 27, 2021
1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online, either using a computer or a mobile app but I also access the account(s) in other ways (e.g., by calling or visiting in person).
2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes
3. On average, how often do you access your online account?
Daily/more than once a day
4. On average, how often are trades made in your online account, whether by you or someone else?
Less often than once a month.
5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company
6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Have fun
7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I really liked when my app couldnt reach margin requirements so they struck a deal to put up less collateral if they shut off the buy button directly resulting in the tanking of my assets values. Or that they get paid for my trading data so their market maker can trade ahead of me skimming money from me. Pretty cool that they can lie under oath infront of congress as well with no repercussions lmao [REDACTED] accountability. But I think my favorite part of my app is that they are so irresponsible that they allowed a kid that had no business being in option trading see a computer error in their account and didnt have proper customer service that customer was pushed to killing himself. I hope you understand this is sarcasm.
I do enjoy my other brokers though.
8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
My knowledge of the markets has grown enough to have a cynical view of the institutions put in charge of protecting Main Street. I have been able to see inaction in enforcement while at the same time have seen rules change with no hope that they will be enforced on the enforcers future employer.
9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 1-2 Years
Bonds : 5+ Years
Options : Less Than 12 Months
Mutual Funds : 5+ Years
ETFs : 5+ Years
Futures : None
Cryptocurrencies : 1-2 Years
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None
10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
To my knowledge trading and investing may be suspended or restricted when market makers and brokers act against the interest of their investors and over leverage themselves resulting the world economy becoming at risk and more importantly these over leveraged entities being at risk of losing profits especially if the their customers are the ones making their profits through long stock positions
11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I dont like how market makers and brokers are allowed to over leverage themselves to the brink of economic collapse but having the blame placed on retail investors simple minds that cant understand gamification and then these over leveraged entities being handed my hard earned money that I use to pay taxes to better our country when they fail at profiting off of front running my orders.