Subject: File No. S7-10-21
From: Redacted Redacted
Affiliation: Redacted

August 31, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Have fun
Other
If Other, Explain:
Gotta make sure I'm in the game so I can profit when it all comes crashing down again- missed out in 08, hopefully criminals will actually go to jail this time.

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
This is so stupid. These things don't lose people money, market manipulation does. If you're worried about the market being used as a casino, get rid of all derivatives markets.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
It's quite clear the narrative you're painting here, and it's really annoying. This \"gamification\" you're worried about is stupid. If you were actually worried about mental manipulation like that, you'd go after advertisers who don't allow people to have a minute's peace without shoving a product to consume in their faces.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : Less Than 12 Months
Bonds : None
Options : None
Mutual Funds : None
ETFs : Less Than 12 Months
Futures : None
Cryptocurrencies : 5+ Years
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Whenever the broker feels like they might lose money, they're allowed to shut down my tools for making money. It's a zero-sum game where retail traditionally loses due to information and technology disadvantage, but the tides are turning.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
The ability of retail traders to be able to access trading online finally begins to level the playing field between retail and institutions. Naked short selling, PFOF, and dark pool activity have removed all sense of fairness in the market, and the gov't going after \"gamification\" of the market in apps is disgusting. Stop patronizing us and go after the criminals who set all the prices in the market and create shares out of thin air. We are adults making adult decisions, just like the dumbasses you allowed to wreck the economy 12 years ago and likely the same ones doing it again now.
FIX IT. Time is running out, leverage is running high, and the money printer is still running 24/7. The economy depends on you shutting down illegal activity in the market. It may implode a bit, but with the following wealth redistribution, it will get better. You just can't expect the people to trust the crooks you have running the place now, so we will dismantle them.