Subject: File No. S7-10-21
From: Jack Nippleth

August 31, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online using a computer.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Once to a few times a week

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Other
If Other, Explain:
Expose corruption and systemic theft.

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I would like you to know that I know that you know.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : Less Than 12 Months
Bonds :
Options :
Mutual Funds :
ETFs :
Futures :
Cryptocurrencies :
Commodities :
ClosedEnd Funds :
Money Market Funds :
Variable Insurance Products :
Business Development Companies :
Unit Investment Trusts :

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
If I was trading with a margin account and there were insufficient funds due to stock price changes.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I was disgusted to find out that the NYSE is a free money machine for the filthy rich.
I was disgusted to find out that my trades were handled by the very people who are trading against me.
I was disgusted to find out that the most trusted market makers involved are allowed to sell thin air to artificially change the price of a stock, and when they don't deliver they are simply given more time.
I was disgusted to find that market makers can fabricate the existence of a stock to fraudulently represent delivery in order to buy more time.
I was disgusted to find that there are three to twenty times the possible amount of shares in my stocks circulating due to the greed and dishonesty of the hedge funds and market makers who would not cop to their own failed speculations.
I was most disgusted to find that beyond the self-governing joke, the legal reprimands for their fraud amounts to less than 1% of the profit that they glean - without personal or criminal reprecussions.
I was also most disgusted to discover that the legal governing bodies do not have contracts in place to prevent their employees from becoming employees of the very entities that are committing the crimes.
I was disappointed to discover that the information shared on Main Stream Media is misleading and designed to coerce in favour of the market makers, and in fact are all half owned by hegefunds.
I was outraged to find that market makers are funnelling all their money to their Cayman Island shelf companies to avoid paying tax or making margin calls.
I was most outraged to discover that retail customers' trading choices were removed to save the grifters from a failed speculation, and that Congress was proven to have been lied to about it, yet no criminal charges have occurred.
I am perplexed as to why I can know about all of the above through watching tickers, SEC filings and basic research, that you are asking about my experience.

I have discovered that retailers have been getting defrauded for decades through this system that you are supposed to govern, and all you have ever done is settle for a fee while the criminals 'neither admit, nor deny' their crimes, then accept a job with the criminals whom you recently collected fees from.

This game must stop.