Subject: File No. S7-10-21
From: Robert Perkins
Affiliation: Cloud Architect

August 30, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Redirect your efforts towards bad actors ( Citadel/Virtu ) not limiting retail tooling/platforms

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
Im more active in the markets however because of that I have uncovered the massive layers of fraud being supported by SEC and DTCC such as allowing synthetic shares to food the market and devalue my long positions.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds : None
Options : 1-2 Years
Mutual Funds : 2-5 Years
ETFs : 1-2 Years
Futures : None
Cryptocurrencies : 5+ Years
Commodities : None
ClosedEnd Funds : None
Money Market Funds : 1-2 Years
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
According to the precedent set by Retail brokers and the SEC in January 2021 - Brokers can apparently restrict trading at any time when their hedge fund buddies are in a bind on their short positions. It became clear on that day that retails best interests are not the priority. This is unfortunate and it would be ideal if the SEC would speak out against this abuse of power instead of agreeing on silence this condoning the actions of brokers and clearing houses.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
Ban PFOF, also retail trades should NEVER go through a dark pool. Dark pools should be for institutional trades only of large blocks. Not to suppress price discovery of retail long positions