Subject: File No. S7-10-21
From: Desyblanca
Affiliation: Retail Investor

August 30, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Have fun

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I want the sec to stop pretending that they dont see all of the corruption, the fraudulent and blatant malpractice being done to specific securities on the daily. The endless loopholes the sec allows these financial criminals to jump through, the allowing of the can to continue to be kicked. And the numerous conflicts of interests that are being uncovered by the very people who are forced by law to pay taxes whom the sec is supposed to be protecting.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
Learned about all of the illegal , corrupt ways the sec other regulatory agencies continue to stand complicit in allowing these hedge funds /market makers continue to steal billions of taxpayer dollars and manipulate the entire market.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 2-5 Years
Options : 2-5 Years
Mutual Funds : 1-2 Years
ETFs : 2-5 Years
Futures : 1-2 Years
Cryptocurrencies : 5+ Years
Commodities : 1-2 Years
ClosedEnd Funds : Less Than 12 Months
Money Market Funds : 1-2 Years
Variable Insurance Products : Less Than 12 Months
Business Development Companies : Less Than 12 Months
Unit Investment Trusts : Less Than 12 Months

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
I understand that rules are more enforced on retail as opposed to the criminals who blatantly manipulate the market.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I want you to understand that the longer you (SEC) allow the blatant fraudulence, corruption, manipulation, and malpractice to occur on a daily basis, the less the very people who youre supposed to be protecting, will lose faith in not only the entire market as a whole, but the SEC every other agency in America.