Subject: File No. S7-10-21
From: Hanna
Affiliation: University degree

August 28, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Have fun
Other
If Other, Explain:
Let the government know that we need justice and transparancy. Equal rights to retail investors too, not only rich ( criminally) eating up the poor

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Gadgets are stupid and seem to be meant to fool the starter investors. I miss functionality at platforms like eToro to be able to limit buy or sell. Also I hate when the platform limit our ability to buy or sell alltogether, freeze assets because of stupid reasons and not give enough (deeper) information. I feel often used and exploited. But still I am happy to be able to invest which was not at all possible before that. We just need more transparancy and possibilities to make our own (fare) descisions while investing.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I know more now, have more possibilities to choose, am aware of more. It is getting ever more difficult for the platform keepers to keep me uninformed. I like that.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds : Less Than 12 Months
Options : Less Than 12 Months
Mutual Funds : Less Than 12 Months
ETFs : 2-5 Years
Futures : Less Than 12 Months
Cryptocurrencies : 2-5 Years
Commodities : 2-5 Years
ClosedEnd Funds : 2-5 Years
Money Market Funds : 2-5 Years
Variable Insurance Products : 1-2 Years
Business Development Companies : 1-2 Years
Unit Investment Trusts : 1-2 Years

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
I understand that the platform can make their own descisions without consulting me. That sucks. Trading should not be restricted because it better suits the needs of the platform. They should be there to serve us, the investors.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I have come to know a lot about how the Americal stock market works. This means I have grown increasingly angry because of all the fraud that is clearly playing out and either not communicated to the public of distorted by the MSM, owned by bij players. This really sucks. This whole systems really needs massive cleaning up action. My opinion about American justice was aleady not that great but this really makes me mad