Subject: File No. S7-10-21
From: Scott gee

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Payment for order flow needs to be eliminated, and all orders need to be routed through exchanges so that actual price Discovery can happen. Stock market trades should be put on blockchain and all transactions should be traceable, there should never be an instance where the public does not know how many shares are in existence. There are too many conflicts of interest where companies manage too many different parts of the system, and basically have a monopoly, like citadel. Even when people attempt to route their orders away from citadel their orders oftentimes still are out through citadel because of these monopolies. The government should do a lot more to ensure that counterfeit shares are not being made, and to ensure public confidence in the stock market. Obviously the SEC did nothing in 2008, and let everybody get away with serious crime. Maybe do better this time?

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I was not trading prior to using an online account. Although since I began trading my investing behaviors have changed, I always make sure my accounts are cash, and not margin, and make sure my shares are not being lent out. Also do more due diligence now than I ever did before. I know more about the stock market now than I ever have, thanks to Reddit.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : Less Than 12 Months
Bonds : None
Options : None
Mutual Funds : None
ETFs : None
Futures : None
Cryptocurrencies : None
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products :
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Unfortunately it seems that my trading can be suspended anytime the company wants, primarily if it benefits them. My faith in the system is at an all-time low. The more people who begin to tune in to the actual truth of our system, and how blatantly corrupted is and how it blatantly steals money from the citizens to give to the richest, and how when they fail their bad that's the public subsidizes them through bailouts. Trust that everybody has a very little faith in the system right now. If you guys actually did your job instead of watching p maybe we'd be further along. Also you guys should ban any people who used to work at any group like citadel from working in the SEC, for the commodities and futures trading commission. The blatant revolving door between these terroristic companies and our government entities that are supposed to regulate them is a f joke. Do better, act like you give a f about Americans.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
The new investors are going to be the smartest generation of investors ever with the most information ever. They're not going to be idiots like our grandparents and our parents, all these rich people need to give up now and make the system good while they're still on the top. Before everybody sees it for what it is a giant ball of corruption that needs destroyed and rebuilt.